Jeffery Wood is a Series 66-registered financial advisor with Merrill in Bloomfield Hills, MI, with 12 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2013. Outside of his advisory role, Jeffery serves as president of the Optimist Club of Saginaw and holds leadership positions with several nonprofit organizations focused on community service and youth empowerment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Eilander is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has held various roles within Cetera and its predecessor firms since 2007. Eilander is also involved in outside business activities including Strategic Wealth Consulting Group and Alliance Wealth Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients through a large network of independent advisors. The firm offers multiple portfolio management and consulting services, utilizing a multi-manager platform that includes both affiliated and third-party investment strategies.

Michael Tyranski is a Wealth Management Advisor and Managing Director affiliated with Merrill Lynch Wealth Management. With over 29 years of tenure at Merrill Lynch, he serves as the senior partner of a Wealth Management team, focusing on family wealth management strategies, personal retirement planning, and portfolio management services. He holds a Bachelor’s degree in Finance from Michigan State University's School of Business, earned in 1988. Michael is also a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). Raised in Royal Oak, Michigan, he currently resides in Birmingham, Michigan with his wife and three children. Michael is actively involved in his community, serving as President of the Brother Rice High School Endowment Fund, and has previously held treasury roles with the Gift of Life of Michigan and the Torch Lake Protection Alliance. Outside of his professional work, Michael enjoys football, spending time with his family, and surfing.

Sandra Mcconnell is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been associated with Bank of America and Merrill since 2012. Outside of her advisory role, she is a 50% owner and member of an LLC managing a future rental property investment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brady Morrison is a CFP® and holds a Series 66 license with 13 years of experience in the financial services industry. He has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Marcia Moore is a financial advisor with Morgan Stanley in Birmingham, MI, holding Series 63 and Series 66 licenses and bringing 47 years of industry experience. She has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that use analytical models such as Monte Carlo simulations.

Kay Durow is a financial advisor with Wells Fargo Clearing in Troy, Michigan, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a power of attorney for his spouse and as a standby guardian for his brother. Wells Fargo Advisors provides investment advisory, financial planning, and retirement consulting services to individual, corporate, and institutional clients, supported by research from Wells Fargo Investment Institute and a range of brokerage and advisory solutions.

Rose Bryant is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes a long tenure at Comerica Securities and positions at Ameriprise Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting primarily through non-discretionary relationships supported by a range of portfolio management styles and affiliated research.

Daniel Sakalian is a financial advisor with Morgan Stanley in Birmingham, MI, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm employs a structured financial planning process supported by firm-approved tools and offers planning services that integrate market-based modeling techniques.

Marie Vanerian is a Wealth Management Advisor specializing in institutional investment consulting and advisory services at Merrill Lynch Wealth Management. She provides services to a diverse group of clients, including foundations, endowments, religious organizations, pension plans, Taft-Hartley funds, 401(k)/403(b) plans, and multi-generation private family offices. Her expertise encompasses fiduciary oversight, due diligence, portfolio construction, and educating plan sponsors and employees. Throughout her career, Marie has focused on wealth accumulation, preservation, and growth by helping clients understand their investment options and make informed decisions within their risk tolerance. She holds several professional designations including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), and Certified Plan Fiduciary Advisor (CPFA), and is committed to lifelong professional learning to stay current with the investment landscape. Marie earned a bachelor's degree in Economics from Michigan State University. Her community involvement includes support for organizations such as The Detroit Symphony Orchestra, Lions Clubs International, Special Olympics, Samaritas, Vista Maria, The War Memorial, and the Armenian Church Endowment Fund. She also engages in activities with St Johns Church, Special Olympics, and Habitat for Humanity. Her personal interests include music, reading, traveling, and writing.

Marco Pasquali is a financial advisor with J.P. Morgan Securities in Oxford, MI, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Merrill and JPMorgan Chase Bank, N.A., as well as prior experience at Hewlett Packard Enterprise / DXC Technology. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting supported by both quantitative and qualitative research.

Ryan Paschen is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services from 2008 to 2019. He is also the owner of Paschen Enterprises LLC, a non-investment-related business established to understand client LLC filing processes. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutional investors, and municipalities. The firm offers financial planning and investment consulting through non-discretionary relationships, supported by a range of portfolio management strategies and affiliated research.

Paul Buckles is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes nine years at Raymond James & Associates and prior roles at J.P. Morgan Securities and JPMorgan Chase Bank NA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Charles Craves is a financial advisor with LPL Financial in Clarkston, MI, holding the Series 63 and Series 65 registrations and possessing 41 years of industry experience. His prior experience includes roles at Royal Alliance Associates, BBCM Financial Services, and VOYA Financial Advisors, Inc. Outside of his advisory work, he is involved in community theater as a part-time actor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on combining extensive resources and technology to support its network of over 22,800 advisors.

Jill Nester is a financial advisor with UBS Financial Services in Birmingham, MI, holding a Series 66 designation and 16 years of industry experience. She has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans based on clients’ goals and risk tolerances.

Russell Henry is a financial advisor at Raymond James Financial Services Advisors, Inc. with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2002. Outside his advisory role, he is involved with Sand Key Capital, a real estate brokerage, and holds a non-variable insurance agent position. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and maintains unique affiliations, such as a municipal advisor and specialized SIMPLE IRA programs.

Michael Ralston is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His career includes roles at Fidelity Brokerage Services LLC since 2008 and Fidelity Personal and Workplace Advisors from 2018 to 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Stephen Burke is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Stephen earned both his Bachelor's Degree and Master's Degree from Purdue University, with his graduate studies completed at the Krannert School of Management.

William Colvett is a CFP® professional with 23 years of industry experience currently with LPL Financial. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and Indianwood Financial, where he has maintained a long-term involvement. In addition to his advisory work, Colvett is involved with Orion Tax Group, providing tax preparation and accounting services. LPL Financial is a national broker‑dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options including model portfolios, third-party asset management, and customized strategies, supported by advanced operational tools.

Kevin Cook is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he serves as part of the Cook Group. He has been with Merrill since May 2013 and contributes to a team with a history dating back to 1974. Kevin works with clients to develop family wealth management strategies, legacy planning, liquidity management, and retirement income planning, among other areas. Prior to joining Merrill, Kevin was a small business owner for over 10 years, providing him with insight into the challenges faced by business owners. He leverages this experience to assist small business clients in planning for their financial futures. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kevin earned a bachelor's degree from St. Olaf College and a master's degree from the University of Minnesota. He graduated from Brother Rice High School in Bloomfield Hills, MI. Outside of his professional work, Kevin and his family are active in their local community, including involvement with Brother Rice High School, City Light, Independence Elementary School, and The River Church in Holly, MI. He enjoys outdoor activities such as camping, fishing, golfing, hiking, ice hockey, running, skiing, volleyball, and spending time with his family.