Leonard Sanford is a financial advisor at Farther with 24 years of industry experience. He holds the CFP® and ChFC® designations, as well as Series 63 and Series 66 licenses. Sanford is also the managing member of HPCA Services Group LLC and conducts business as Harmony Private Client Advisers. He holds an insurance license and spends a small portion of his time providing limited insurance products. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses bespoke allocations or proprietary algorithmic model portfolios with automatic rebalancing.

Tuong Vy Tran is a Series 66-credentialed financial advisor with 17 years of industry experience. She is currently with Empower Advisory Group, where she has worked since 2023 following a decade at JPMorgan Securities LLC. Outside of her advisory role, she is a signer of bank accounts for Cooler By The Sea, LLC, a company that distributes seafood to restaurants, grocery stores, and individual consumers. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, incorporating an integrated service model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both point-in-time financial plans and managed account solutions.

Kelly Paiz is a financial advisor at Empower Advisory Group with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at TD Ameritrade from 2015 to 2021. Since 2021, she has been with Empower Retirement. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach ties financial planning and managed account solutions to Empower’s recordkeeping and administrative platforms.

Charlie Murphy is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds the Series 66 designation and previously worked at Personal Capital Advisors Corporation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm delivers integrated services connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and clients’ savings rates.

Madison O Rourke is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds a Series 66 license and has worked at multiple Charles Schwab entities since 2020. Outside of finance, she has experience managing membership services and game day operations for a sports-related organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, utilizing proprietary asset-allocation models and internal research tools. The firm focuses on client-tailored recommendations without exercising discretionary trading authority.

Joshua Wilson is a financial advisor at Empower Advisory Group with one year of industry experience. He holds a Series 66 designation and previously worked at the University of Northern Colorado and the Granby School System. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers an integrated service model that includes point-in-time financial plans and optional managed account solutions, with a focus on long-term portfolio returns and annual rebalancing.

Sarah Burney is a financial advisor at Cresset Asset Management, LLC with 18 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan for 11 years before joining Cresset in 2021. Burney serves as a foundation board member for the Denver Museum of Nature and Science. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, retirement plans, and charitable organizations, and employs a diversified, asset-allocation-driven investment approach that combines active and passive strategies along with third-party manager allocations.

Eloy Leal is a CFP® professional with 26 years of experience in the financial services industry. He currently works at Schwab Wealth Advisory and has previously been associated with Charles Schwab Bank, Charles Schwab & Co., TIAA, TIAA-CREF, and LPL Financial. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm’s approach emphasizes tailored asset allocation and investment selection based on proprietary models and research tools, with client authorization required for trades.

Paula Degener is a CFP® professional with eight years of industry experience. She has worked at Mariner Wealth Advisors, LLC since 2018 and previously spent four years at Kummer Financial Strategies, Inc. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm combines in-house research with third-party managers to implement customized portfolios and provides integrated tax, accounting, and financial wellness solutions.

Jonathan Swofford is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at Personal Capital Advisors Corporation and Empower Financial Services, Inc. Wealth Enhancement Advisory Services provides financial planning and asset management services to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified investment approach combining passive and active management overseen by an internal Investment Committee.

Gregory Harris is a CFP®, ChFC®, and holds a Series 66 license, with 18 years of industry experience. He has been with Guardian Life and its affiliated entities since 2008 and currently works at Park Avenue Securities. Outside of his advisory role, he also acts as an independent contractor selling insurance products other than those offered by Guardian. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a variety of proprietary and third-party investment advisory programs.

Alexander Hock is a CFA® charterholder with 10 years of industry experience. He currently works at Focus Partners Wealth, LLC and previously held roles at The Colony Group, LLC and Jones Barclay Boston. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with comprehensive wealth management and advisory services. The firm employs an enhanced open architecture approach that combines active and passive strategies, third-party managers, and private funds, focusing on long-term, tax- and fee-sensitive portfolio construction.

Troy Coon is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 65 credentials and five years of industry experience. Prior to joining Cetera Planning Partners, he worked at Avantax Investment Services and has managed Watson Coon Ryan LLC since 2018, where he is involved in tax compliance and strategic tax consulting for individuals and businesses. He also operates a sole proprietorship offering tax consulting and planning services. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and retirement-related advice. The firm integrates tax planning and estate services with diversified mutual fund and ETF portfolios aligned to client objectives, supported by a broader Cetera network that offers institutional-level resources and ancillary services.

Jessica Norwood is a financial advisor at Empower Advisory Group with 17 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at Janus Henderson, TIAA-CREF, and Catalyst Coaching and Consulting LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and annual rebalancing.

Joshua Shafer is a CFP® and CFA® with 12 years of industry experience. He is currently an advisor at Schwab Wealth Advisory, where he has worked since 2025, following prior roles at Charles Schwab and Gwfs Equities, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and research tools, with client-tailored recommendations and annual reviews.

Brandon Hoff is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Charles Schwab & Co., Inc. since 2017 and joined Schwab Wealth Advisory Inc. in 2025. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm uses proprietary asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

Jordan Reynolds is a financial advisor with AE Wealth Management, LLC, holding a Series 65 designation and two years of industry experience. He has worked at AE Wealth Management since 2023 and is also associated with Reynolds Financial Group, where he provides life insurance and annuities. Additionally, he facilitates estate planning document services for clients. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-based approach combining model portfolios, discretionary asset management, financial planning, and plan services, supporting a high client load per advisor and a range of internal and external investment solutions.

Robert Campbell is a Certified Financial Planner® with 27 years of industry experience. He is currently with Focus Partners Wealth, LLC and has held roles at Kovitz Investment Group Partners, Transform Wealth (formerly Carnick & Kubik Group), Valued Investment Partners, and Campbell Financial Group. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients, offering a broad range of wealth management and advisory services with an investment approach that integrates active and passive strategies, fundamental and quantitative analysis, and access to private and registered pooled vehicles.

Vincent Fraraccio is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work experience includes roles at Carolina Financial Services Group and various positions outside the financial sector, such as at Nino’s Cucina Italiana and DoorDash. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, delivering a high client-to-advisor ratio within its enterprise-scale platform.

Nicholas Hamilton is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investment Company, Raymond James Financial Services, Morgan Stanley, and Merrill. In addition to his advisory work, he owns and manages administrative operations for HG & CA, LLC and The Hamilton Group, supporting his practice through these business interests. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, long-term investment portfolios using ETFs, mutual funds, and a range of other securities, supported by a network of approximately 286 advisors and a variety of platform integrations and affiliated sub-advisory arrangements.