Ryan Hickey is a financial advisor with PNC Wealth Management in Denver, CO. He holds a Series 66 designation and has nine years of industry experience. Prior to joining PNC in 2026, he worked at Bokf, Na and BOK Financial Securities, Inc., as well as Woodbury Financial Services INC and Next Financial Group, Inc. Outside of his advisory work, he is the lead singer and director of a tribute band called Mode for the Masses. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that implements investments via approved strategies managed by PNC or third parties. The program uses mutual funds and ETFs with annual rebalancing and relies on algorithmic risk assessment to select investment models.

Jonathan Ahalt is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at Kovitz Investment Group Partners, LLC, Transform Wealth, LLC, and Strategic Capital Advisors, Inc. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, employing a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds.

John Zetzman is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including WestMed LLC and U.S. Bank. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated solutions tied to Empower’s recordkeeping and administrative platforms.

Brennen Hess is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Fidelity Investments. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with options for discretionary and non-discretionary management.

Julia Stauffer is a CFP® and holds a Series 65 license, currently with Beacon Pointe Advisors, LLC in Denver, CO. She has two years of industry experience and has previously worked at Transform Wealth and Gen II Fund Services. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions for individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

John Rafferty is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 designations. He has two years of industry experience and previously worked at several firms, including Empower Financial Services, The Guild, and Bristol Seafood. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Michael Robb is a financial advisor at The Huntington Investment Company with 23 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including U.S. Bancorp Investments, Morgan Stanley, and BOK Financial Securities. He serves on the executive board of Scouting Colorado, where he participates in fundraising and awareness activities. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm offers multiple wrap-fee programs through an open-architecture model that includes third-party sub-managers and proprietary Private Bank strategies.

Mark Celusniak Jr. is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2017. His prior work includes roles at Morgan Stanley and Morgan Stanley Private Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and research tools while leaving final trading decisions to clients.

Jason Shimkos is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 65 and Series 63 credentials. In addition to his advisory role, he works as a line cook at Daughter Thai Kitchen and Bar. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Jeffrey Brownlee is a CFP® with seven years of industry experience, currently serving as a financial advisor at Creative Planning since 2018. Prior to joining Creative Planning, he worked at Flint Hills Resources for four years. He is based in Denver, CO. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental techniques such as direct indexing and tax-loss harvesting.

Liana Oneil is a financial advisor at TIAA-CREF with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms including ALPS Distributors, RiverFront Investment Group, and Kestra Advisory. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management using model and customized portfolios.

Stefan Heaton is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 credentials and has two years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and at Charles Schwab since 2023. Prior to his advisory role, he held positions at Sprouts Farmer's Market and King Soopers. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to recommend investments, while clients retain final trading decisions.

David Bromeier is a financial advisor at Farther with 25 years of industry experience. He holds the ChFC® designation and Series 63 and Series 65 licenses. Prior to his current role at Farther, he worked at HFG Advisors for over a decade and was involved with the Heartland Institute of Financial Education as a consultant and instructor. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, using proprietary models and algorithmic rebalancing with a focus on ETFs, mutual funds, equities, and fixed income.

Donna Stumpp is a financial advisor with Empower Advisory Group holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Empower, she spent eight years working with Denver Public Schools. She serves as treasurer for the Broomfield Bird Club, a community birding organization. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage account holders, offering integrated services tied to recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its point-in-time planning service and serves a large participant base relative to its advisor headcount.

Regina Ramsey is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab & Co., Inc., and Walsh University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s research tools and asset allocation models to guide investment decisions without exercising discretionary trading authority.

Lisabeth Durbin is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 registrations and bringing nine years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, and New York Life Insurance Co. She is also involved in insurance brokerage, specifically selling and servicing Penn Mutual life insurance products. Hornor, Townsend & Kent serves a diverse client base including individuals, trusts, businesses, and charitable organizations, offering advisory programs, financial planning, and retirement plan consulting through a platform that integrates both advisory and broker-dealer services.

Jason Abar is a Certified Financial Planner (CFP®) with 24 years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab since 2014. Outside of his advisory role, he is involved with Abar Investments Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations through standard asset allocation models and Schwab research tools while allowing clients to make final trading decisions.

Marco Ramos is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and four years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab, and Northwestern Mutual. He also has experience outside finance, having worked seven years in the dairy industry with Daisy Lane Dairy. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and typically does not exercise discretionary trading authority.

Cade Hammarquist is a CFP® professional at Corient with four years of industry experience. He previously worked at M. S. HOWELLS & Co., Ashton Thomas Private Wealth, Wells Fargo Clearing, and Charles Schwab. Outside of advisory roles, he has experience as an insurance agent. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investments where appropriate.

Jackson Wegner is a CFP® professional with six years of industry experience. He has worked at Sequoia Financial Group, L.L.C. since 2026 and previously held roles at Moneta Group Investment Advisors, LCL, Valeo Financial Advisors, and PNC. He is based in Denver, CO. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm combines model and custom portfolio management using a range of investment vehicles and employs fundamental, technical, and cyclical analysis supplemented by third-party research.