Christian Diegel is a CFP® with 20 years of experience in the financial services industry. He is currently affiliated with Cetera and has prior experience at Edward Jones. Diegel also serves as managing member of Chawoogie Buckaroo LLC, a real estate holding company. Cetera is a large nationwide advisory firm serving individual, corporate, and institutional clients with portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform offering a range of investment strategies through discretionary and non-discretionary programs.

Brian Enns is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and modeling techniques.

Tyler Hochwalt is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Clearing in 2021, he was self-employed running Tyler Hochwalt Tennis and played professional tennis from 2009 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Parker Adam is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 license and has worked with firms including Cetera Advisors and Telesis Tax and Financial. His background also includes a role at UC San Diego Rady School of Management and experience with SportivoAI Limited. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Massow is a financial advisor with LPL Financial in Mesa, Arizona, holding the CFP® designation and Series 63 license. He has five years of industry experience, including previous roles at Raymond James Financial. Massow is also involved with Massow Wealth Strategies, where he serves as an associate employee. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Richard Kueltzo is a financial advisor at Vanguard Advisers with 24 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Northern Trust Securities Inc. and Northern Trust Bank for nine years. Outside of his advising role, he is contracted as a part-time delivery driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mostly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital delivery platform.

Michael Casey is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has nine years of industry experience, all with The Vanguard Group since 2017, following a brief tenure at Randstad. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, employing a goal-based, algorithm-driven approach that utilizes proprietary models and predominantly Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a combination of technology and a large team of advisors.

Mark Walford is a CFP®-certified financial advisor with 28 years of industry experience, currently serving at Vanguard Advisers. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1997. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach that utilizes proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Aidan Mosher is a financial advisor with Raymond James Financial, holding a Series 66 credential and one year of industry experience. Prior to joining Raymond James, he worked at firms including Equitable Advisors and Desert Financial Credit Union. He is also an associate at Desert Financial Wealth Management, where he serves as an investment consultant. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs analytical tools and risk profiling to tailor non-discretionary planning and consulting to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Karen Sinovic is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 54 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she serves as co-trustee of her son's trust. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Dorin Micula is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Vanguard in 2026, he worked at Charles Schwab & Co., Inc. from 2023 to 2026 and has a background that includes roles in education and hospice care. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios with Vanguard funds and ETFs, offering customization options including tax-aware strategies and ESG considerations.

Brian Robinson serves as a Client Experience Advisor within Merrill Lynch Wealth Management. In this role, he works directly with clients to understand their financial situations and introduces them to solutions available through Merrill and Bank of America. He brings expertise in helping individuals manage complex financial priorities, such as purchasing a home, saving for college, caring for elderly parents, and preparing for healthcare needs. Brian collaborates one-on-one with clients to define their financial goals and develop portfolio strategies aimed at achieving those objectives, providing ongoing advice and adjustments as circumstances evolve. Brian holds a Bachelor's Degree from the University of California System and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA).

Nicolas Castaneda is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in comprehensive wealth management strategies tailored to meet the financial goals of individuals, families, and small business owners. His approach involves understanding clients' full financial situations and creating customized plans that adapt to changing needs and market conditions. Nicolas provides clients with access to the investment insights of Merrill and the banking and lending solutions of Bank of America. With over 25 years of experience, Nicolas focuses on areas including college education planning, divorce transition planning, employee benefits, family wealth management, LGBT wealth planning, portfolio management, special needs planning, women and wealth, sports and entertainment, and retirement income. He has extensive knowledge in real estate and supports athletes, small businesses, hotel owners, and commercial real estate clients. Nicolas holds a Personal Investment Advisor (PIA) designation and earned a Master's Degree from Grand Canyon University and a Bachelor's Degree from Arizona State University. Nicolas actively participates in his community, volunteering with local organizations. His personal interests include basketball, ice skating, music, and soccer. He works one-on-one with clients to develop personalized financial strategies designed to help pursue their long-term goals.

Jessica Duncan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. She has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities LLC and is the owner and operator of an e-commerce business selling houseplants on Etsy. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Serena Horsch is a CFP® and Series 63 credentialed financial advisor with 16 years of industry experience, all spent at The Vanguard Group. She is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, largely utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Robert Peary IV is a financial advisor at OSAIC in Scottsdale, AZ, holding the Series 66 credential and bringing 25 years of industry experience. His prior roles include positions at SagePoint Financial, Inc., Oppenheimer, and UBS Financial Services. He is a member of several LLCs, including Peary LLC, which manages his commission income and related business operations. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm uses model-based asset allocation and portfolio optimization, providing various managed and advisory account options supported by both proprietary and third-party strategies.

Paul Przewozniak is a Financial Consultant currently working at Fidelity Investments since 2020. He has held several roles at Fidelity, including Investment Consultant and Relationship Manager, and previously served as a Financial Advisor at Edward Jones from 2014 to 2016. His professional experience centers on partnering with individuals and families to define and construct financial plans. Paul holds a California Insurance License, supporting his work in the financial services industry. His approach emphasizes collaboration and education to assist clients in planning for significant financial moments.

Aaron Tanner is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. Prior to joining LPL Financial in 2024, he worked extensively with Northwestern Mutual in various investment management and wealth management roles from 2004 to 2024. He is also involved in selling term and disability insurance through a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jonathan Osterkamp is a financial advisor with LPL Financial in Scottsdale, Arizona, holding a Series 66 designation and 24 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Ameriprise for three years. Outside of his advisory work, he established a single-member LLC for non-financial business transactions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolios, and institutional platforms, supporting its advisors with tools such as machine learning for operational and research purposes.

Nicholas Miller is a financial advisor with Osaic, holding Series 63, Series 65, and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Principal Securities, Principal Life Insurance, and Waddell & Reed Inc. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies alongside third-party manager options.