Brian Phillips is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked previously at Zahedi Capital Management and Sonoma State University. Outside of finance, he operated Forget Me Not Flowers and Gifts in 2019. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Porfirio Carlos is a financial advisor at Fidelity with eight years of industry experience. He holds the Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing, Wells Fargo Bank, and Amway. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios drawn from mutual funds, ETFs, and ETPs, and serves a diverse range of clients through both discretionary and non-discretionary advisory services.

Victoria Wiezorek is a financial advisor at Merrill with Series 63 and Series 66 credentials and 21 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is the sole owner of a rental property in Henderson, Nevada. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Gross is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 license and 16 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Waddell & Reed, Inc. and Morgan Stanley. Gross is involved with nonprofits such as Caring Hand for Children and New Directions for Youth. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

David Altshuler is a financial advisor with Wells Fargo Clearing in Henderson, NV, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stacey Lee is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has worked at Ameriprise since 2017 and previously spent nine years with UBS Financial Services Inc. Ameriprise offers a retirement-income planning service targeting clients with significant investable assets, providing written recommendations that include income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement advice through a centralized consulting team.

Adam Mc Inerney is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and has prior experience including roles at HydroMaxx and as a caddie, as well as time spent affiliated with the University of Nevada Las Vegas and the Korn Ferry Tour/PGA Tour. Outside of advising, he is involved with Talent Financial Services, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized municipal and SIMPLE IRA advisory services.

Robert Kaiser is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary while offering a broad range of investment products including insurance-related vehicles and bank deposit sweep options.

Joseph Rubinstein is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and DSI Advisers, Inc. Rubinstein has also worked in non-variable insurance services since 1988. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by extensive resources and technology across a large network of advisors.

Sandra Laflin is a financial advisor at Ameriprise with Series 66 credentials and less than one year of industry experience. Her prior work includes roles in healthcare and education institutions such as Havasu Regional Hospital, Accent Care, Whitworth University, and Spokane Community College. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Kendell Schoen is a Financial Consultant currently working at Fidelity Investments since 2022. In this role, Kendell partners with clients to identify and progress toward their financial goals, focusing on increasing overall financial confidence. Kendell aims to build trusted relationships that meet clients' needs in an environment where they feel heard, with an emphasis on educating and implementing retirement planning strategies tailored to clients' current situations. Prior to joining Fidelity Investments, Kendell held several roles at Ameriprise Financial, including Client Relationship Manager from 2020 to 2022, Client Support Associate from 2019 to 2020, and Client Service Coordinator from 2018 to 2019. These positions provided Kendell with extensive experience in client service and relationship management within the financial services industry.

Cheyana Gribble is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she is involved as an owner and landlord in a real estate rental business. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic recommendation tools.

Tracy Starman is a financial advisor at Ameriprise in Las Vegas, NV, with 13 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations through a centralized consulting team.

Olga Piedra is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and has worked at various Wells Fargo entities since 2004, including Wells Fargo Advisors LLC and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alyssa Lubey is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Her career includes roles at Charles Schwab, TD Ameritrade, Cetera, and Foresters Financial Services. Outside of finance, she is involved with Sonora Guitar Intensive in a non-investment capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Richard Pettibone is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1999, after creating and selling five companies as an entrepreneur, he has focused on serving a dedicated circle of both traditional and non-traditional clients. His client base includes entrepreneurs, physicians, and professionals seeking personalized wealth management strategies. Richard emphasizes clear and timely communication and prioritizes face-to-face meetings and client events to build trust and connect clients beyond financial matters. Richard’s expertise spans college education planning, divorce transition planning, family wealth management, institutional and corporate benefit services, managing new wealth, personal retirement planning, women and wealth, sports and entertainment, tax minimization, and retirement income. He combines Merrill Lynch’s research resources with long-standing external managers and collaborates with Bank of America Private Bank specialists, CPAs, and attorneys to deliver comprehensive wealth management solutions. He holds a Bachelor of Science degree in Business Administration from Golden Gate University and carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Richard is actively involved in community organizations such as the Bonnie J. Addario Lung Cancer Foundation, Children’s Brain Disease, Performing Stars of Marin, Roots of Peace, and The Taylor Family Foundation. Outside of work, he enjoys adventure sports, biking, golfing, hiking, scuba diving, skiing, tennis, traveling, yoga, and spending time with his family.

Jacob Skoll is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Fisher Investments and Claremont McKenna College. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Kyra Gardner is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. She has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2021. Gardner also has a background in education, having worked at the University of Southern California since 2020. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage and investment management capabilities.

Ian Rinde is a financial advisor at Fidelity with six years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise Financial Services and Tesla. He is associated with Strategic Advisers LLC, a Fidelity Investments company, which provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Carolina Dean is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan in 2025, she worked at Ameriprise from 2021 to 2025 and has a diverse background including roles in education and retail. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.