Cristopher Moran is a CFP®, CFA®, and Series 66 credentialed advisor with 22 years of industry experience. He has been with EP Wealth Advisors since 2008. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for eligible clients, using customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

David Lawrence is a financial advisor at EP Wealth Advisors with 11 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at several firms including TD Ameritrade, UBS Financial Services, and Dynamic Wealth Solutions. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, discretionary portfolio management, and financial planning, utilizing a variety of analytical approaches and alternative investment options.

Osvaldo Cisneros is a financial advisor at Centaurus Financial, Inc. with five years of industry experience. He holds the Series 66 designation and has worked at Centaurus Financial since 2020, with prior roles at Pruco Securities LLC and the University of California, Irvine. Outside of his advisory work, he owns an online blog called Socratic Speech and a related podcast named I Think, Therefore I Pod. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning and portfolio management services through its CLASSIC Plus platform, employing both discretionary and non-discretionary investment arrangements with varied analytical approaches.

John Nguyen is a financial advisor with Money Concepts Capital Corp, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked with several firms, including FIT Strategic Advisors LLC and Crown Capital Securities, L.P. Outside of his advisory role, Nguyen serves as president and CEO of J & N Partnership Financial, focusing on life insurance and tax planning, and is a board member of the nonprofit Youth Leadership American. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm manages approximately $3.33 billion across about 14,700 clients using a variety of managed programs, combining model portfolios, adviser-designed portfolios, and third-party sub-advisers with both discretionary and non-discretionary account structures.

Joey Katz is a financial advisor at EP Wealth Advisors with over 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, E*Trade Securities, TD Ameritrade, J.P. Morgan Securities, Fidelity, and Citigroup Global Markets. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, often incorporating tax preparation and estate-document support for clients meeting certain asset thresholds. Their investment approach includes customized model portfolios, fundamental and technical analysis, and use of alternative investments and third-party managers.

Regina Frias is a financial advisor at Centaurus Financial, Inc. with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Vanderbilt Financial Group and Prosperity Builders, Inc. In addition to her advisory role, she serves as a marketing representative for a legal services network focused on educating clients about living trusts and advanced estate planning. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of discretionary and non-discretionary arrangements utilizing both fundamental and technical analysis.

Jason Yamamoto is a CFP® professional with 22 years of experience in the financial industry. He has worked at Independent Financial Group, LLC since 2016, following prior roles at Partners Capital Services, Inc. and SCF Investment Advisors, Inc. Outside of his advisory work, Yamamoto has involvement in insurance sales and real estate sales. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm combines strategic asset allocation with a mix of passive and active management across multiple platforms and manages potential conflicts through disclosure and monitoring.

Jerome Duhovic is a financial advisor with Centaurus Financial, Inc. and Pacific Point Securities, LLC, holding a Series 63 credential and 32 years of industry experience. He also works as a marketing and training consultant for non-investment-related firms. Centaurus Financial serves a wide range of clients, offering advisory and brokerage services with a mix of discretionary and non-discretionary portfolio management, employing various analytical approaches and providing specialized financial planning and retirement consulting.

Jordan Sisson is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 designation and previously worked at Warren Financial Service & Associates, Inc. Outside of finance, he has experience in the hospitality industry, having worked at PJ Ryan's Pub for four years. EP Wealth Advisors serves individual, corporate, and retirement plan clients by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a combination of fundamental, technical, and cyclical analysis to manage investments, and provides ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.

Lauren Carbonel is a financial advisor with Citigroup Global Markets, holding a Series 66 license and one year of industry experience. Prior to joining Citigroup in 2021, she worked at South Bay Credit Union and Pacific Transportation Federal Credit Union. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealer and futures commission merchant activities.

Mingming Guo is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 credentials. Guo has prior experience working at Korn Ferry U.S. and OpenHill AI LLC. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and registered investment adviser, providing fee-based and commission-based products with a range of discretionary and non-discretionary program options.

Neal Thompson is a financial advisor at EP Wealth Advisors with 19 years of industry experience. He holds a Series 66 designation and has worked previously at Harbour Investments, Thompson Wealth Management, Cambridge Investment Research, and VOYA Financial Advisors. Outside of his advisory role, he is a managing partner of Rosewood Concepts LLC, a restaurant holding company. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios with ongoing monitoring and a range of investment strategies, including third-party manager recommendations and ERISA plan services.

Natalya Zernitskaya is a financial advisor at Cetera Planning Partners with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Avantax Planning Partners and other Cetera-affiliated firms. Outside of finance, she is involved in theatrical productions as a freelance stage manager and properties designer, serves as a City Council Member for Santa Monica, and participates in nonprofit work related to climate action and women's resources. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider, with an investment approach centered on diversified allocations tailored to clients’ objectives and risk tolerance.

Stefan Gronvold is a financial advisor with NewEdge Advisors in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Securities America Advisors and Investacorp Advisory Services. Outside of advising, he is a managing partner at PacificView Wealth Management and serves as an insurance agent specializing in fixed insurance and fixed annuity sales. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, institutions, and organizations through a network of independent investment adviser representatives. The firm offers a broad range of portfolio management and consulting services, utilizing multiple program structures and technology tools to meet diverse client needs.

Michael Mullen Jr. is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked for SEI Investments Management Corp and SEI Investments Distribution Company for ten years. Mullen is involved with SPIVAK FINANCIAL GROUP, a non-investment-related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a blend of fundamental and technical analyses and both discretionary and non-discretionary arrangements.

Jeffery Vandevoir is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., and TDAmeritrade. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, employing customized model portfolios and various analytical approaches.

Ralph Heckert is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Capital Group Private Client Services since 2021, following five years at Capital Bank and Trust Company. Outside of his advisory work, he is a financial investor with a 50% ownership stake in a safety shoe business. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager "Capital System" and a long-term investment approach focused on fundamental research. The firm offers access to separately managed accounts, affiliated funds, and alternative strategy funds, serving a range of clients including corporate and pension plans.

Lea Ann Knight is a CERTIFIED FINANCIAL PLANNER™ professional with 19 years of industry experience. She currently works at EP Wealth Advisors and previously held positions at Better Money Decisions and North American Management. Outside of her advisory work, she serves as President of the Board of Directors for the Española Valley Humane Society and is a member of the finance committee for Reading Quest. She also reviews online financial planning courses for Kitces.com. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning with a focus on customized model portfolios and ongoing monitoring using various analytical methods.

Kenneth Cole is a CFP® with three years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner, he worked at Northwestern Mutual Wealth Management Company and Edward Moyzes. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and integrated tax and family office services. The firm employs discretionary, customized portfolios supported by an internal team and third-party managers, with a notable focus on tax and accounting integration uncommon among large advisory enterprises.

Sisung Noh is a financial advisor with Independent Financial Group, LLC and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has been with Independent Financial Group since 2016. In addition to his advisory role, he owns and operates a CPA practice focused on tax preparation, accounting, and bookkeeping. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers various investment management solutions, combining strategic asset allocation with both active and passive exposures through multiple platforms and third-party programs.