Brooke Morris is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, Brooke worked at Northwestern Mutual Wealth Management Company and had roles at several other firms including SA Consulting and Cortica. Brooke also spent two years involved with The Louis Armstrong Center for Music and Medicine. Strategic Advisers LLC, a Fidelity Investments company where Brooke is based, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Kristy Parker is a financial advisor at Charles Schwab with 19 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset, model portfolio investment approach supported by centralized supervision and custody services.

Francisco Aguayo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill and Bank of America N.A. since 2016. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.

Thomas Klimisch is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jeffrey Tadder is a CFP® with 33 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Merrill for 12 years. Outside of his advisory role, he holds a 50% ownership interest in a boat ownership business, Fish On, LLC, in San Diego. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Christopher Phelps is a CFP® professional affiliated with LPL Financial, with 20 years of experience in the financial services industry. He has worked at Financial Life Concepts and Commonwealth Financial Network, each for over two decades. Phelps is also involved in tax preparation services through Financial Life Concepts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Noah Cicciarelli is a financial advisor with J.P. Morgan Securities in San Marcos, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Axos Invest, Inc., BOFI Federal Bank, and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, incorporating ESG criteria and access to derivatives and commodities capabilities.

Nicholas Pavle is a financial advisor at UBS Financial Services with 45 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Andrew Di Guglielmo is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has been with Fidelity for over a decade and brings nearly two decades of industry experience to his work with clients. His role involves collaborating with clients and their families to develop and implement financial plans tailored to their unique goals and circumstances. Prior to his current role, Andrew served as an Internal Wholesaler at AIG Capital Services, Inc. in 2015, and as a Financial Advisor at UBS Financial Services from 2011 to 2015, as well as at NewRoads Financial Group from 2009 to 2011. He holds a California Insurance License.

Donald Mc Kinney is a financial advisor at Cambridge Investment Research Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Neidiger, Tucker, Bruner, Inc. and Linclay Management. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets across multiple platforms and custodians while providing both discretionary and non-discretionary management options.

Susan Alefi is a financial advisor with LPL Financial based in San Diego, CA. She holds Series 63 and Series 66 licenses and has 28 years of industry experience. Prior to joining LPL Financial in 2017, she worked at Wells Fargo Clearing and Edward Jones. Outside of her advisory work, she teaches seminars and owns a tax preparation and accounting business. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors and utilizes various model portfolios, third-party subadvisors, and technology tools.

John Norton III is a Series 66-licensed financial advisor with eight years of experience, currently with J.P. Morgan Securities in San Diego, CA. His career includes continuous service at J.P. Morgan entities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager selection, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to develop model asset allocations and incorporates a broad range of regulatory registrations and derivatives capabilities.

Reid Matthews is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2021. He previously worked at City National Bank and RBC Capital Markets. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Michael Hamner is a financial advisor with Cetera in Carlsbad, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Cetera and its related entities since 2003 and runs Hamner & Associates, an accounting and tax planning firm established in 1987. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, featuring multiple program structures and access to both affiliated and third-party managers.

Andrea Sperduto is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She has worked at Wells Fargo Clearing from 2016 to 2023 before joining Wells Fargo Advisors. She holds a Series 63 designation and is based in San Diego, CA. Outside of her advisory role, she acts as power of attorney for her father. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses internal research and planning tools to develop tailored recommendations for clients.

Charles Rose is a Financial Advisor at Merrill Lynch Wealth Management and a member of The Rose Group. He joined Merrill in 2022 after interning with the firm in 2021. At Merrill, Charles advises clients on a range of wealth management services including risk management, portfolio management, education planning, legacy planning, liquidity management, and personal retirement planning. He focuses on building personalized financial plans that help clients preserve and grow assets over generations. Charles is a CERTIFIED FINANCIAL PLANNER® certificant and holds Securities Industry Essentials® (SIE®), Series 7, and Series 66 FINRA registrations. He earned his Bachelor's Degree from the University of Colorado and is an active member of Merrill Lynch Wealth Management. His expertise supports clients in achieving their long-term financial goals through diligent, tailored advice and guidance. Born and raised in San Diego, Charles enjoys an active lifestyle including basketball, golfing, hiking, tennis, running, and pickleball. He also values reading, traveling, watching movies, and spending quality time with his family and friends.

Anna Thomas is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools in its advisory process.

Rashard Cook is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. His prior roles include positions at U.S. Bancorp Advisors, RJL Wealth Management, and Lucia Securities. Outside of advising, he serves as an assistant football coach and is involved in residential real estate services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Jason Kaimer is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at First Republic Securities Company LLC and First Republic Bank for over two decades. He is based in San Diego, CA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad range of capital markets services.

Brett Everhart is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at firms such as LPL Financial and First Investments & Planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports a wide network of advisors with specialized services in municipal finance and employer advisory programs.