Steven Schuknecht is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 designation and previously worked at RS Hughes Co, Inc. and ImpactOrtho, among other roles. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and modeling techniques.

Sophia Hashimoto is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has prior work history that includes roles at JPMorgan Chase Bank and UMB Bank. Outside of her advisory work, she has experience associated with Denver Junior Golf and Santa Clara University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Brady Suter is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior roles include positions at Aztec Shops and Bullseye Reporting. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and offers integrated brokerage, custody, and cash-sweep solutions.

Jesse Higbee is a financial advisor at Merrill with 11 years of industry experience. His career includes positions at Wells Fargo Bank and Wells Fargo Clearing before joining Merrill and Bank of America in 2025. Outside of his advisory role, he occasionally sells items online through eBay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alan Sweeten is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked with LPL Financial since 2005 and also operates Flight Plan Financial Services, established in 2010. Outside of his advisory work, he is involved in Sweet Renovation Projects, a custom woodworking business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services supported by model portfolios, third-party subadvisors, and technology tools for operational and research support.

Edward Quinlan is a financial advisor at OSAIC with 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes 14 years at FSC Securities Corporation and 11 years at Advantage Capital Corporation. Quinlan operates Quinlan Financial, a business through which he provides registered products as well as life, health, and disability income insurance. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and access to various third-party managers and proprietary strategies.

Erin Bethge is a CFP®-certified financial advisor with 11 years of industry experience. She has worked at Raymond James & Associates since 2019 and previously held roles at Bank of America and Merrill from 2015 to 2019. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services supported by in-house research and a range of portfolio management strategies.

Kimberly Kuyper is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 25 years of industry experience. She previously worked at UBS Financial Services from 2001 to 2004 before joining Wells Fargo Clearing in 2016. In addition to her advisory role, she is a commissioned notary public. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third parties to support diversified investment approaches.

Christopher Deleon is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. He has worked at J.P. Morgan Securities and JPMC Bank NA since 2018 and previously at Bank of America N A from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and includes expanded derivatives and commodities capabilities.

James Gilmore is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads goals-based wealth management efforts for a select group of affluent clients and their families. His approach focuses on understanding clients' priorities, goals, and aspirations to develop personalized financial strategies. James analyzes current market trends and economic data to identify opportunities and challenges, aiming to provide clarity and simplicity in a complex financial environment. James began his financial services career in 1981 at Merrill Lynch Wealth Management as an Operations Specialist. He gained experience as Vice President of High Yield and Convertible Bonds at Drexel Burnham Lambert and as Vice President of Taxable Fixed Income at Jefferies & Company before returning to Merrill in 2001. His client focus includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. He holds a Bachelor of Arts degree in Political Science from Middlebury College and earned the Certified Investment Management Analyst® (CIMA®) designation as well as the CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant. James is also a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a member of the Investments & Wealth Institute and supports community organizations including Rady Children's Hospital, San Elijo Lagoon Conservancy, Surfrider Foundation, and Sierra Club. Additionally, he participates in the Middlebury College Alumni Admissions Program. Outside of work, James enjoys biking, boating, gardening, ice hockey, music, running, skiing, and traveling.

Kayla Mendez is a Financial Consultant at Fidelity Investments, where she has been working since 2026. Prior to this role, she held various positions within Fidelity Investments, including Investment Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate, gaining comprehensive experience in financial services. She holds a California Insurance License, which supports her advisory capabilities. Kayla is committed to helping clients develop and implement financial plans aligned with their goals by understanding their personal values and overall financial situations. Outside of her professional work, Kayla enjoys cooking and baking, participating in family activities, fitness, reading, and running.

Matthew Warter is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Russell Investments, Citigroup Global Markets, PlanMember Securities, and CalPro Network Financial Services. He is involved with Swell Wealth Management, a noninvestment-related S corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,900 advisors.

Veronica Rodriguez is a financial advisor with J.P. Morgan Securities in Encinitas, CA, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. She has worked with JPMORGAN Chase Bank and J.P. Morgan Securities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Kelly Takacs is a Planning Consultant at Fidelity Investments, a role she has held since 2021. Prior to this, she worked as a Relationship Manager from 2018 to 2021 and as a Financial Representative from 2016 to 2018, all within Fidelity Investments. Kelly holds a California Insurance License. Her professional approach involves gaining a deep understanding of her clients' situations to build plans that support their needs and desires. Outside of her professional work, Kelly has interests in fitness, pets, Pilates, traveling, and yoga.

Ann Tu is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Benjamin Solari is a financial advisor at Fisher Investments with nine years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. The firm serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management and comprehensive investment services. Fisher Investments employs a centralized investment approach combining quantitative and qualitative analysis to construct diversified portfolios and manages risk through various tax-aware and defensive strategies.

Carrie Vilaplana is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She previously worked at Wells Fargo and Unionbanc Investment Services. Vilaplana serves as President of the CREW San Diego Building Futures Foundation, a nonprofit providing scholarships and grants to support education and licensing in the industry. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, and endowments, focusing on asset allocation advice and investment manager searches. Its advisory program combines quantitative and qualitative research with an ESG framework and includes access to derivatives and commodities capabilities.

Graydan Smith is a financial advisor at LPL Financial with six years of industry experience. He previously worked at Bank of America, Merrill, and Domas Capital Group. He holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both strategic and tactical investment approaches.

Arda Okcuoglu is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held roles at Citibank and worked in various capacities outside finance, including at Blackhorse Coffee & Espresso and Lokum. He also pursued full-time education at Cal Poly San Luis Obispo. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services tailored through proprietary research and model-based asset allocations.

William Clark is a financial advisor at Thrivent Investment Management with 22 years of industry experience. He holds Series 65 and Series 66 designations and has been with Thrivent Financial and Thrivent Investment Management since 2016. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial analyses and enables clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping the services distinct.