Christopher Keys is a financial advisor with Equitable Advisors in Tustin, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, Keys is the owner of an accounting practice and serves as Director and Treasurer for Friends of the Sea Lions, a marine mammal center. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management. The firm delivers its services through a network of Investment Adviser Representatives and relies on third-party asset managers and advisory programs for model implementation.

Raquel Peregrin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 24 years of industry experience. Her prior roles include positions at Bancwest Investment Services, Inc. and Edward Jones. Outside of her advisory work, she is a co-owner of a short-term vacation rental business in Lake Havasu City, Arizona. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs a large network of advisors, offering both brokerage and advisory solutions.

Xi Li is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Li has been with Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Emily Hebert is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has worked with J.P. Morgan entities since 2018, including roles at Jpmorgan Chase Bank NA and JPMorgan SECURITIES LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities through its broader regulatory registrations.

Singer Huang is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 registrations and 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has experience with JPMorgan Chase Bank and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting for clients who retain final decision-making authority.

Craig Wong is a financial advisor with LPL Financial in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Securities America Advisors, National Planning Corporation, and The Elite Financial Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions.

Robert Munro is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Wamu Investments, Inc. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute, serving over 14,000 financial advisors and managing roughly $671 billion in assets.

Mark Garcia is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following prior roles at Merrill and Banc of America Investment Services, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics.

Braham Duncan is a financial advisor at Osaic Wealth, Inc. in Irvine, CA, holding Series 63 and Series 66 licenses with one year of industry experience. He previously worked at Northwestern Mutual Life Insurance Company and AssetMark, and spent three years at TK Burgers. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment strategies implemented through its extensive affiliate network.

Kathryn Hackney is a financial advisor at LPL Financial with 37 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including SchoolsFirst FCU, CUNA Brokerage Services, and Orange County Credit Union. She currently serves as a financial advisor at SchoolsFirst FCU alongside her role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Naysan Vahdat is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at several prominent firms, including Morgan Stanley, Merrill, Goldman Sachs Ayco, and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative research to develop model asset allocations, with implementation support from affiliated investment management entities.

Drew Stallings is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and 24 years of industry experience. He previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank over an 18-year period before joining J.P. Morgan in 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a centralized advisory process supported by systematic quantitative and qualitative research.

Peter Waldron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 21 years of industry experience. He previously worked at UBS Financial Services for 11 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Sarah Campbell Besso is a CFA® charterholder with 10 years of industry experience. She currently works at LPL Enterprise and has previously held positions at Prudential Insurance Company of America, Pruco Securities, LLC, LPL Financial, Bank of America, N.A., and Merrill. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients, utilizing model-driven portfolios and offering financial planning, third-party asset manager access, and insurance product facilitation.

Lora Yen is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jackie Lewis is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative screening and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Laura Richards is a financial advisor at LPL Financial with 19 years of industry experience. She holds the CFP® and Series 66 designations. Prior to joining LPL Financial in 2025, she worked at Bank of America and Merrill, spanning a combined 19 years in those firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory services and platforms, including financial planning, model portfolios, third-party asset management, and institutional programs, supported by a network of over 22,800 advisors.

Reid Williams is a financial advisor at OSAIC with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Woodbury Financial Services Inc. and Jack Keeter & Associates. Outside of his advisory role, he operates a sole proprietorship as an insurance agent, focusing on the sale of term life, fixed life insurance, and annuities. OSAIC serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate entities. The firm offers both brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization supported by various tools and strategies.

Bobbi Duffle is a financial advisor with Wells Fargo Clearing based in Irvine, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has an extensive tenure at Wells Fargo Bank dating back to 1991. Outside of her advisory work, she holds powers of attorney for family members, involving minimal administrative responsibilities unrelated to trading. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors, using research-driven strategies based on diversification and modern portfolio theory.

Toben Torres is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity Investments and Trupath Financial. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized due diligence team.