Zackary Hernandez is a financial advisor with Wells Fargo Clearing in Concord, CA, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Whitney Asher is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, with eight years at the firm and five years of industry experience. Prior to joining Morgan Stanley in 2018, Whitney worked for five years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients without providing individual security recommendations as part of standalone financial plans.

Wendy Campos is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Wells Fargo entities since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Leo Wang is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Private Bank, Andersen, and UW Foster School of Business. Outside of finance, he has worked in the restaurant industry and at a golf course. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Richard Bonavito is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. His career includes 11 years at A. G. Edwards & Sons, Inc., prior to joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jorge Rocha is a financial advisor with Charles Schwab who holds a Series 66 designation and has one year of industry experience. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, First Republic Bank, and Better Mortgage. Outside of finance, he was involved with SOL ROUGE LLC for two years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research from the Schwab Center for Financial Research.

Xinting Huang is a financial advisor at Merrill with nine years of industry experience. Huang holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Dylan Bell is a financial advisor with LPL Financial in Danville, CA, holding a Series 66 designation and bringing eight years of industry experience. He has worked at LPL Financial since 2016 and also operates CalBay Investments, a related business entity. Prior to his advisory career, he spent nine years in full-time education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Minjeong Kang is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to serving as a trusted financial resource for her clients. She guides clients through various wealth planning aspects, including asset management, liability management, estate planning strategies, and individualized investment strategies with a focus on tax efficiency. Her areas of expertise encompass college education planning, executive compensation, equity compensation services, family wealth management strategies, international wealth management, legacy planning, liquidity management, portfolio management services, individual and corporate investment strategy, and tax minimization. She collaborates closely with clients to create personalized plans aimed at achieving long-term financial goals while taking into account personal perspectives and priorities. Minjeong holds a Master's degree and a Doctorate degree from the University of Minnesota. She is a Personal Investment Advisor (PIA) and is fluent in English and Korean. Outside of her professional work, she has interests in dancing, drawing/sketching, music, photography, and traveling.

Ethan Spain is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Ameriprise and had employment at Hazy Barbecue and Safeway. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

David Fried is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he is the proprietor of Les Petits Nursery School, a preschool in Brookline, where he collaborates with the director to oversee business operations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering portfolio management, financial planning, and alternative investment products. The firm combines institutional trading capabilities with wealth management, delivering customized financial strategies supported by proprietary research and capital market insights.

William Hawkins is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior roles include positions at Global Retirement Partners LLC and Financial Telesis Inc. Hawkins has also been involved with Woodside Financial Partners, a related investment advisory entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and technology tools.

Keri Spanier is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. Her prior roles include periods at Triad Advisors, Inc., Resources Investment Advisors, Inc., and LPL Financial. Spanier is involved with Teros Advisors, providing investment advice, financial planning, and commission product sales. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports various account platforms and third-party advisers.

Anupa Pandey is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Juan Plascencia is a CFP® and holds a Series 66 license, with 10 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Oliver Duda is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 16 years of industry experience. He has been with UBS since 2016. Outside of his advisory work, he serves on the finance committee and board of directors for St. Mary of the Immaculate Conception School, where he is involved in budget review and fiscal planning. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research with institutional trading capabilities to tailor plans based on clients’ goals and risk tolerances.

Matthew Peterson is a financial advisor with Cetera and holds a Series 66 designation. He has two years of industry experience and has worked at several firms including Mass Mutual Investors Services and Lenox Advisors. Outside of his financial services career, he has been involved in coaching youth water polo for the Contra Costa United Water Polo organization since 2017. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement a range of portfolio strategies with discretionary and non-discretionary options, supported by a large network of over 10,000 advisors and substantial assets under management.

James Lin is a financial advisor at RBC Capital Markets in Walnut Creek, CA, with 23 years of industry experience. He holds a Series 66 designation and has previously worked at City National Bank, Bank of America, N.A., and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides various advisory programs with tailored portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

Joseph Estabillo is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and has previously worked at JPMorgan Chase Bank, N.A. and Cuso Financial Services, LP. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Kory Altheide is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. His prior experience includes six years at A. G. Edwards & Sons, Inc. before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with brokerage and advisory solutions across a large platform of more than 14,000 advisors managing approximately $671 billion in assets.