Samer Georges is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop strategies tailored to their individual priorities and evolving goals. His approach emphasizes transparency and partnership, helping clients navigate financial options with clarity and confidence to create informed plans aligned with their values. He has been with Fidelity Investments since 2024, initially serving as an Investment Consultant before becoming a Financial Consultant. Prior to that, Samer worked at JPMorgan Wealth Management as a Private Client Advisor from 2021 to 2024 and as a Private Client Banker at JPMorgan Chase from 2019 to 2021. He holds a California Insurance License. Outside of his professional work, Samer enjoys spending time at the beach, social events with friends, watching movies, playing soccer, swimming, and traveling.

Ahmed Khatib is a Private Wealth Advisor and founder of the Lloyd Khatib Group within Merrill Private Wealth Management. He works closely with entrepreneurs, wealth creators, senior executives, and ultra-high-net-worth clients to help them grow, preserve, and transfer their wealth more effectively. Ahmed focuses on understanding his clients’ unique financial goals and developing clear strategies that address the complexities associated with substantial wealth. Ahmed has extensive experience in investing and wealth management, having worked since 2000. Prior to joining Merrill, he was a Senior Investment Strategist at Wells Fargo Private Bank and served as a Senior Portfolio Manager at HighMark Capital Management. His expertise spans areas such as education planning, executive compensation, family wealth management, legacy planning, liquidity management, and socially responsible investing. He holds an M.B.A. from the Paul Merage School of Business at the University of California, Irvine, and a bachelor's degree in Psychology with a minor in Economics from the University of California, San Diego. His education also includes a year of study at the University of Reading in England. Ahmed is a Chartered Financial Analyst® (CFA®) and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He serves on the Board of Directors and the Finance Committee of LifeMoves, a Bay Area nonprofit supporting homeless families and individuals. Ahmed is a member of the CFA Society of San Francisco and resides in San Mateo with his wife and two children. In his free time, he enjoys traveling, playing golf, tennis, basketball, and playing guitar.

Gail Rogers is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves on the advisory board of Associate Resources LLC, a strategy consulting firm, and is a board member of the University of Pennsylvania Alumni Club of San Francisco. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, combining financial planning and estate strategies with a structured planning process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

David Hoang is a financial advisor with J.P. Morgan Securities in Dublin, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screens with qualitative research and may incorporate an ESG eligibility framework.

Solaria Perez Stepanov is a financial advisor at Morgan Stanley with 15 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns SOLARIA TV, a video production business. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its financial planning process.

Jiaying Ma is a financial advisor with Charles Schwab holding a Series 66 designation and two years of industry experience. She previously worked at iBest Learning Center for six years before joining Charles Schwab and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and discretionary separately managed accounts, supported by a centralized operational structure and multi-asset investment approaches.

Khiet Huynh is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. His prior work includes roles at Citigroup Global Markets Inc., Merrill, and Banc of America Investment Services, Inc. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning and comprehensive asset management. The firm employs structured planning tools and offers diverse investment products and services.

Kanak Agarwal is a Vice President and Financial Consultant at Fidelity Investments, a role held since 2025. Kanak has been with Fidelity since 2021, initially serving as a Financial Consultant. Prior to joining Fidelity, Kanak worked as a Financial Solutions Advisor at Merrill Lynch from 2018 to 2021, and as an Investment Consultant at Scottrade from 2017 to 2018. Earlier, Kanak gained experience as a Personal Banker at Wells Fargo from 2012 to 2017. Kanak holds a California Insurance License. As a financial consultant, Kanak focuses on working closely with clients to understand their goals, concerns, and preferences in order to develop customized financial plans. Kanak emphasizes providing education, guidance, and maintaining ongoing personalized relationships with clients. Outside of work, Kanak enjoys cooking and baking, participating in family activities, outdoor adventures, and traveling.

Reed Sparling is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Clearing in 2023, he worked as a contractor for Wells Fargo through Randstad and held positions at IEH Laboratories, Joey Kitchen, and the University of Washington. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Daniel Beltran is a CFP®-certified financial advisor at LPL Financial with 21 years of industry experience. He has held roles at United Planners' Financial Services of America and Vitucci & Associates, among others. He is also involved in a non-variable insurance agency under the name Plantran Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and various institutional platforms, supporting advice through discretionary and non-discretionary strategies.

Donald Mazza is a Series 66 licensed financial advisor with five years of industry experience, currently with UBS Financial Services in Palo Alto, CA since 2020. His prior work includes roles at E.K. Riley Investments, Menlo Asset Management, City National Bank, and Comerica Bank. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans according to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management, offering a wide range of capital markets, custody, and lending services.

Cade Mayer is a financial advisor with Cambridge Investment Research Advisors in Pleasanton, CA, holding Series 63 and Series 66 designations and four years of industry experience. Prior to joining Cambridge Investment Research Advisors, he worked at Lululemon and as an independent golf instructor. Mayer is also associated with Protected Investors of America in a marketing capacity. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Ian Tang is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in education planning, managing new wealth, personal retirement planning, and tax minimization. Ian works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. He holds a Bachelor's Degree from the California State University System and holds the Professional Investment Advisor (PIA) designation. Ian also engages in community service through volunteer work, reflecting the Merrill tradition of local involvement. Outside of his professional role, he enjoys fishing, golfing, softball, and spending time with his family.

Nora Zele is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2014, with a brief tenure at Wells Fargo Clearing. Based in Palo Alto, CA, she is currently part of a large advisory team at Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools.

Suzy Fisk is a financial advisor with Edward Jones in Los Altos, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her prior roles include positions at Raymond James Financial and Ameriprise, as well as engagements with Golden Gate University and Bpm LLP. She is also approved to serve as a non-public arbitrator on FINRA's dispute resolution panels. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a large national network of advisors and branch locations.

Vijaylakshmi Shetty is a financial advisor at Merrill with 17 years of industry experience and a Series 66 designation. She has worked at Merrill since 2011, including the current affiliation through Bank of America since 2017, and previously held positions at TIAA-CREF, MSI Financial Services, and Ameriprise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adriana Maria Da Cruz is a financial advisor at Morgan Stanley with nine years of industry experience. She has previously worked at UBS Financial Services Inc. for eight years before joining Morgan Stanley in 2025. She holds a Series 66 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of direct client relationships and corporate financial planning agreements.

Robert Gonzalez is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Investments, LLC and Wells Fargo Clearing, totaling 17 years within the Wells Fargo organization. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions informed by research and analytics.

Jason Bothwell is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Securities and E*TRADE Capital Management. Bothwell is currently based in Menlo Park, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

The Phong Truong is a financial advisor at Merrill with six years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Merrill, he worked at Bank of America, N.A. for five years and was engaged in homemaking for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.