Gabriel Oxios is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Valic Financial Advisors and Agia before joining Raymond James Financial Services Advisors, Inc. Oxios is also president of Ox Wealth Management, LLC, an independent branch affiliate of RJFS, and serves as a board member for Sports Konnect, a nonprofit focused on sports and educational programs in the Coral Gables community. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both advisory programs and institutional portfolio management.

Jan Strusinski is a financial advisor at Morgan Stanley with four years of industry experience and holds the Series 66 designation. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2021. Outside of his advisory role, he is a partner at GTFBOOMH LLC, an investment and finance-related business based in Windermere, Florida. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, specializing in tailored financial planning and asset management. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment research as part of its advisory services.

Alejandro Ramirez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley, EFG Capital International Corp, and Saco Trading LLC. Ramirez is based in Miami, FL. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in recommending investment strategies.

Matias Majdalani is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors from 2009 to 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach includes structured discovery conversations and firm-approved planning tools, with services designed to support clients in implementing and updating their financial plans.

Ignacio Crespi Flores is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2019, following seven years at Wells Fargo Clearing and Wells Fargo Advisors. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a non-discretionary approach supported by extensive research and a broad range of portfolio management styles.

Adriana Brandt is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked at J.P. Morgan Securities since 2008 and has also been associated with Jpmorgan Chase Bank, N.A. since 2016. Additionally, Brandt is an owner and partner of BFAM Group LLC, a separate business holding an interest in a rental property that was her primary residence until 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with a centralized due diligence process and applying an ESG eligibility framework in its recommendations.

Ian Lloreda is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with J.P. Morgan Securities since 2013 and has worked at J.P. Morgan Chase Bank since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis through a select group of Wealth Advisors, focusing on approved funds and strategies.

Juan Landivar is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. His prior positions include roles at Bank of America, Morgan Stanley Smith Barney LLC, JPMorgan Chase Bank, Premia Global Advisors, and Global Investor Services. Landivar is based in Coral Gables, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joao Pedro Rocha Frazao is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., IGC Partners, and involvement with Harvard University and Harvard Student Agencies. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Gonzalo Barcelo is a financial advisor at J.P. Morgan Securities with Series 66 credentials and one year of industry experience. His prior work includes roles at JPMORGAN Chase Bank, N.A., and academic positions at Villanova University and Kutztown University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Efrain Toro is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at LPL Financial, Suncoast Credit Union, CUNA Brokerage Services, Inc., and JPB & Associates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Carlos Arguello is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and has worked at UBS since 2021. Prior to joining UBS, he was employed at the Latin American Agribusiness Development Corp and has experience in both banking and education sectors. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Monica Balda is a financial advisor at Morgan Stanley in Coral Gables, FL, holding a Series 66 designation with six years of industry experience. Her prior roles include positions at Merrill and Hitachi Rail, as well as work with the Better Bean Company and ANSA McAL. Outside of advisory work, she has also been involved with Instacart as a customer service contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and uses structured planning tools, including Monte Carlo simulations and Secular Return Estimates, to support tailored financial planning.

Jose Reyes is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 65 designations and has worked at JPMorgan Chase Bank, N.A., and JPMorgan Securities LLC since 2018. He also has experience at St. Mary’s University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized investment solutions.

Cinthya Lock is a financial advisor at UBS Financial Services with 13 years of industry experience. She holds a Series 66 designation and has worked previously at JPMorgan Chase, JPMorgan Securities, and HSBC Securities. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Nicholas Bouza is a financial advisor at Equitable Advisors with a Series 66 credential and two years of industry experience. Prior to joining Equitable Advisors, he worked at City of Miami City Hall and held roles during his education at Florida State University and Christopher Columbus High School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers various advisory programs through a network of Investment Adviser Representatives and third-party managers.

Amber Leach is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 10 years of industry experience. She has worked at Equitable Advisors since 2018, with prior experience at Axa Advisors LLC and as a civil mediator through her sole proprietorship, A.L.L. Mediation Services. In her mediation role, she serves on the civil court roster for Union County, NJ, focusing on divorce mediation. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives, utilizing a range of third-party advisory programs and investment options including mutual funds, ETFs, and alternative investments.

Andrew Cherrick is a financial advisor at Stifel with six years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing for multiple terms between 2017 and 2021. He also has experience at Southern Methodist University. Stifel serves a wide range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Aymeric Verdier is a financial advisor at J.P. Morgan Securities with one year of industry experience. He previously worked at Merrill Lynch and held positions at JPMorgan Chase Bank and BorgWarner PDS USA Inc. Verdier holds a Series 66 designation and is based in Miami, FL. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

David Fontaine is a CFP® with 26 years of experience in the financial industry, currently serving at OSAIC since 2023. He previously worked at SagePoint Financial, Inc. for eight years and has operated the Fontaine Retirement Group since 2010. In addition to his advisory work, Fontaine is a managing member of Fontaine Enterprises, LLC, and acts as an insurance agent for his independent firm, focusing on fixed annuities, life, health, and Medicare-related insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizes advanced asset-allocation tools, and offers access to third-party money managers and wrap programs.