James Carroll is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank since 2015. Outside of his advisory work, Carroll serves as a board member of the Oakland Park Pension Board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Leslie Garcia is a financial advisor at Morgan Stanley with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Fidelity Brokerage Services and in the restaurant industry. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, utilizing structured discovery processes and firm-approved planning tools to support tailored financial plans.

Alan Chais is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 55 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniela Hurtado Mur is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at Best Buy and Florida International University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Deborah Trapani is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. She has worked at Merrill and Bank of America since 2018 and was previously with Fifth Third Private Bank. Trapani serves as an advisory board member for the Humane Society of Broward County, participating in fundraising activities for community programs. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations with model-based and discretionary investment strategies.

Juan Sanchez is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill since 2016 and concurrently with Bank of America, N.A. since 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates its services with Bank of America’s platform, providing access to a wide range of products and investment solutions.

Andre Bekerman is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Lendbuzz, Humana, Bradesco Bank, and several other companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis methods.

Calida Stone is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 66 designations. Outside of her advisory role, she works as a delivery driver for DoorDash and Uber Eats during her personal time. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery and firm-approved tools to support client planning needs.

Joseph Dichiacchio is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and models.

Michael Berez is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, in addition to his tenure at Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools to model outcomes, focusing primarily on an advisory role without providing individual security recommendations as part of standalone financial plans.

Christopher Angery is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, preceded by a two-year tenure at Bank of America. Outside of his advisory role, he is a 33% owner and manager of CUTLER AUTO TECH LLC, a family-owned auto repair business in Florida. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, and institutional investors.

Lourdes Maria Martinez is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022. Her prior experience includes roles at Allaria Securities LLC, CGIS Securities, JP Morgan Chase Bank, and Florida International University. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analyses to support clients' financial goals.

Robert Oliva is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs for individuals and institutions. The firm emphasizes structured financial planning supported by proprietary tools and offers broad retail and institutional investment solutions.

Scott Ramo is a financial advisor with RBC Capital Markets and holds the CFP® designation along with Series 65 and Series 66 licenses. He has 27 years of industry experience, including roles at City National Bank since 2017 and RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with tailored portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

Gary Cooper is a financial advisor with UBS Financial Services in Sunny Isles Beach, FL, holding a Series 66 designation and 25 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets solutions.

Luis M. Posse is an International Wealth Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial industry. He has specialized knowledge in wealth structuring and delivering financial strategies for large international families and companies. Luis began his career at Merrill Lynch Wealth Management in 2001, providing financial advice to large institutions, insurance companies, and pension funds. His institutional expertise has enabled him to cater to both international and domestic private clients. By the end of 2012, Luis advanced to the role of Senior Vice President at Merrill Lynch, becoming one of the youngest to hold this position at the firm at the time. Prior to his tenure at Merrill Lynch, he worked at Banco Liniers Sudamericano and Argencard S.A. in Buenos Aires. Luis holds a Bachelor of Science degree in Business Administration from the University of Colorado at Boulder and is a Personal Investment Advisor (PIA). He is fluent in English and Spanish. Originally from Argentina and educated in both Europe and the United States, Luis currently resides in Key Biscayne, Florida. Outside of his professional pursuits, he engages in activities such as snow skiing, golfing, and kite surfing.

Juan Benjumea is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America and employment outside the financial industry at 24 Hour Fitness and Footaction Inc. He also worked at Broward College for eight years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide set of products and services.

Eleazar Ayala is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 10 years of experience in the financial services industry. Since joining Merrill Lynch in 2022, Eleazar has developed tailored financial strategies to help clients pursue their personal and long-term goals. His expertise includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Before joining Merrill Lynch, Eleazar held numerous roles over a span of more than nine years at another financial institution. He possesses the Series 7 and Series 66 FINRA registrations and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Eleazar earned an associate's degree and a bachelor's degree from Broward College, as well as a high school diploma from South Miami High. Fluent in both Spanish and English, he balances his professional career with personal interests such as baseball, basketball, football, music, cooking, traveling with his wife Andrea and their two daughters, and supporting local sports teams.

Jacques Kaswan is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with six years of industry experience. His prior work includes roles at JP Morgan, Sunrise Securities, and Financial Partners Capital Management. Kaswan also spent five years affiliated with Yeshiva University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Alexis Resnick is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked with Equitable Advisors since 2012, including its prior affiliation as Axa Advisors. Outside of advisory work, Resnick is president of AJ Benefit Services, a group health insurance business. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through LPL-sponsored offerings and other endorsed managers.