Garland Rodriguez is a financial advisor with Merrill in Fort Lauderdale, FL. He holds a Series 66 designation and has 9 years of industry experience. He has been with Merrill and Bank of America since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joselyn Edmonds is a financial advisor with Ameriprise Financial Services LLC, holding a Series 63 designation and bringing 24 years of industry experience. She has been with Ameriprise since 2013, based in Hollywood, FL. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized advice, primarily focusing on assets managed within Ameriprise accounts.

Jennifer Amaya is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation with six years of industry experience. She previously worked at Merrill from 2018 to 2023 and was a contractor for Merrill Lynch through Collabera from 2016 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning through direct client relationships and Corporate Financial Planning agreements.

Taylor Anderson is a financial advisor with Thrivent Investment Management in Fort Lauderdale, FL, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC and Waddell & Reed, Inc., among others. He has worked with Thrivent since 2021. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based financial analyses and allows clients to combine planning with managed-account programs under a consolidated billing option, while keeping planning and investment management services separate.

Adam Silberfeld is a financial advisor with Morgan Stanley in Plantation, FL. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work history includes roles at Morgan Stanley Private Bank, N.A., PHX Financial Services, and educational positions at the University of Central Florida and Cypress Bay High School. Morgan Stanley Wealth Management serves individual and institutional clients offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Debra Skoda is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding a Series 63 designation and 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evan McGrath is a Series 66 licensed financial advisor with 11 years of industry experience, currently with UBS Financial Services in Ft. Lauderdale, FL. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, and Wells Fargo. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Melody Walsch is a financial advisor at Morgan Stanley with 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Willard Rumley III is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 65 and Series 66 credentials and having 23 years of industry experience. His prior experience includes roles at Morgan Stanley and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations through tailored advisory programs that offer discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm’s investment approach includes a mix of in-house and third-party managers with options for tax management and responsible investing.

Abraham Cardenas is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving since 2002. Prior to his current role, he held positions including Portfolio Analyst, Associate Portfolio Manager (Investments), and Wealth Strategies Analyst at Bank of America Private Bank (formerly US Trust). He is a Certified Private Wealth Advisor® professional, specializing in guiding sophisticated clients through the complexities of accumulating, preserving, and enhancing substantial wealth. Abe's professional focus encompasses areas such as education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, LGBT wealth planning, portfolio management, small business strategies, special needs planning, tax minimization, and retirement income. He believes that managing wealth is a professional discipline, reflected in his career-long dedication and educational background. He holds a Bachelor of Business Administration in Trust and Investment Management and a Master of Business Administration from Campbell University's Lundy-Fetterman School of Business. Additionally, he completed executive education at the University of Chicago Booth School of Business in the Certified Private Wealth Advisor® program. Abe is bilingual in Spanish and English and currently resides in Coral Springs with his wife and three daughters.

Bruce Neal is a financial advisor at UBS Financial Services with 38 years of industry experience. He has held his current position at UBS since 2013. Neal holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Kevin Dery is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bank of America and Merrill from 2010 to 2022. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Andrew Caldwell is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he has a minority ownership interest in farmland rental properties in Illinois. Wells Fargo Clearing provides retirement plan consulting services to ERISA-qualified and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Pamela Regin is a financial advisor at Morgan Stanley with 45 years of industry experience. She holds the Series 63 and Series 65 designations and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support clients in developing financial strategies.

Adriana Perez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds a Series 66 designation and has worked within various divisions of JPMorgan Chase since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations.

Gil Rubio is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2021. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing about $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Julene Richards Scilingo is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning, portfolio management, and a broad range of capital markets services.

Claudia Bernaola is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2022, and previously at Bank of America, N.A. and Merrill from 2014 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Scott Cutliff is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Raymond James since 2012 and was involved with Beachbody in a non-operational supporting role from 2019 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a variety of portfolio management strategies supported by in-house research and a broad affiliate network.

Meryl Charnow serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in assisting clients with their finances as they navigate through life changes. She manages custom investment strategies on a discretionary basis, utilizing a wide range of Merrill model portfolios and third-party investment options. Her approach integrates wealth management planning, investments, and credit and banking services, providing clients with a single point of contact to simplify their financial needs. Meryl works closely with clients to understand their unique goals and develops personalized financial strategies tailored to pursue those objectives. She collaborates with clients' attorneys, CPAs, and other advisors to better serve their interests. Her expertise encompasses areas such as college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Master's Degree from Boston University and a Bachelor's Degree from the University of Massachusetts, along with professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Meryl engages with her community through involvement in organizations such as Best Foot Forward, Tri-County Humane Society, Jewish Federation, Beach Clean Up, Soroptimist, and events like Boating and Beach Bash for Special Needs. Her personal interests include gardening, music, reading, spending time with family, and swimming.