George Davis is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has operated his own advisory businesses since 2006 and joined LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using customized strategies and technology tools.

Kristi Gomez is a financial advisor with Mass Mutual Investors Services in Ft Lauderdale, FL, holding Series 63 and Series 65 credentials and with 10 years of industry experience. She has been with Mass Mutual Investors Services since 2015 and Massachusetts Mutual Life Insurance Company since 2013. Outside of advising, Ms. Gomez is the owner and founder of Miami Pollinators, an environmental nonprofit focused on fundraising and project organization. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements utilizing proprietary software and delivers written recommendations, while clients retain discretion over implementation.

Nicholas Kollias is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at JPMorgan Chase and J.P. Morgan Securities since 2016, as well as prior experience at TD Ameritrade. Outside of his advisory work, Kollias is involved in consulting through Okin Holdings LLC, focusing on life coaching and brand development, serves on the Audit Committee of the School Board of Broward County, and participates as an independent contractor with Marwar Junction Productions. He is also a musical artist with rights to a published song on iTunes. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Gustavo Carvajal is an International Wealth Advisor and Managing Director with Merrill Lynch Wealth Management, where he has been serving since 1999. He is a key point of contact for the multinational, multigenerational families advised by The Carvajal-Lipkowitz Group, providing guidance focused on long-term continuity. Gustavo leads various initiatives within the team and regularly travels globally to meet clients in person. He also advises other professionals within the firm and the wider industry. Gustavo's expertise includes college education planning, family wealth management strategies, international wealth management, legacy planning, LGBT wealth planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, and tax minimization. The Carvajal-Lipkowitz Group specializes in trust and estate planning services, financial planning, investment management, and banking and credit through Bank of America. He earned a Bachelor of Arts degree in Business Administration with a major in Management from Florida International University. Gustavo holds the Personal Investment Advisor (PIA) designation and is proficient in both English and Spanish. Outside of his professional role, his personal interests include adventure sports, running marathons, scuba diving, skiing, skydiving, swimming, table tennis, and traveling. He participates in various sports events and raises funds for multiple foundations annually.

Alexandra Druskin is a CFP® professional with nine years of experience in the financial services industry. She is currently an advisor at Charles Schwab & Co., Inc. Alexandra's prior experience includes positions at Fidelity Investments, Truist Investment Services, and SunTrust Advisory Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, with centralized custody and operational support.

John Heyman is a financial advisor with Equitable Advisors in Pompano Beach, FL, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. He also operates a private practice under the name Private Wealth Strategies Group. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm delivers advisory services via proprietary and third-party programs, focusing on aligning clients with appropriate portfolio models and fiduciary solutions.

Kate Oliver is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked in education and property services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Adam Grotell is a financial advisor with J.P. Morgan Securities LLC in Aventura, FL, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His prior work includes roles at Educational Testing Services and J.P. Morgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Terrell Cowvins is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. He has been with Merrill since 2019 and previously worked at Best Buy. Cowvins also has an ongoing role at Broward College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Drew Pickard is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Janney Montgomery Scott for 18 years before joining Morgan Stanley Smith Barney and Morgan Stanley Private Bank, N.A. in 2023. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global investment research.

Pilar Molinares is a financial advisor at Morgan Stanley in Aventura, FL, holding a Series 66 designation with 10 years of industry experience. She worked at UBS from 2014 to 2023 before joining Morgan Stanley. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and a variety of investment offerings.

Arnoldo Marin Jr is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 and Series 63 designations and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015 respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Jean Pierre is a financial advisor at Osaic Wealth, Inc. with 29 years of industry experience and a Series 66 designation. His prior roles include positions at Sagepoint Financial, Regal Investment Advisors, Regulus Advisors, Princor Financial Services, and Principal Life Insurance Company. Outside of his advisory work, he serves as president and CEO of Lifecraft Financial Group, where he focuses on fixed products for the civil servant market, and is vice president of the Edgard J Pierre Foundation, a nonprofit supporting an orphanage in Haiti. Osaic Wealth serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolio construction using firm-provided asset-allocation tools and access to third-party money managers.

Philip Connor is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Cetera Advisor Networks LLC, Summit Brokerage Services, and StateTrust Investments. Connor is currently based in Lauderdale Lakes, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with advisory relationships typically leaving implementation decisions to clients.

Joseph Gammerman is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously studied at Florida International University. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations, offering financial planning, investment consulting, and municipal advisory services.

Jessica Di Giovanni is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2018. Prior to that, she worked at Purshe Kaplan Sterling Investments and Mickool, Inc., as well as Aldo. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a mix of retail and institutional investment services.

Marina Fayer is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Advisors, Invibed, SG Americas Securities, LLC, and RBC Capital Markets. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and employs formal governance and proxy-voting procedures in its advisory roles.

Maria Delgado is a financial advisor with Mass Mutual Investors Services who holds the CFP® designation and has 10 years of industry experience. Her prior roles include positions at Ellevest, Bank of America, and Merrill. She serves as a board member of Women's Fund Miami Dade, a nonprofit focused on grant making and advocacy for women and girls. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary providing financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations.

Janaina Ribeiro is a financial advisor with Merrill in Weston, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Merrill since 2014. Outside of her advisory role, she is a managing member of SWEATS MEDIA LLC, a social media content creation business established for her son. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Santini is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and nine years of industry experience. His prior work history includes roles at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.