Paul Conklin is a Certified Financial Planner (CFP®) with over 41 years of experience in the financial services industry. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following a decade at Bank of America and twelve years at Merrill. He is affiliated with Morgan Stanley Wealth Management, an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Jeffrey Silverman is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a part of the team since 2009. He works directly with individuals, providing support and guidance on a wide range of financial matters. Jeffrey has been involved in the financial services industry since 1996. His expertise encompasses areas such as legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, socially responsible and values-based investing, tax minimization, and retirement income. Jeffrey holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jeffrey graduated from Nova Southeastern University in 1997 with a Bachelor of Science degree. He resides in St. Thomas, US Virgin Islands, with his wife and three children. Outside of work, he enjoys activities such as cooking, fishing, scuba diving, skiing, spending time with his family, and traveling.

Michael Wells is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Primerica Advisors since 1997 and has worked with Primerica Financial Services since 1991. His other business activities include part-time involvement in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

David Walker is a financial advisor at J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation with two years of industry experience. His career includes roles at JPMorgan Chase Bank, NA and JPMorgan Securities LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process incorporates centralized due diligence, combining quantitative and qualitative research with forward-looking capital market assumptions.

Ana Campos Siberio is a financial advisor with Equitable Advisors in Wellington, FL, holding Series 63 and Series 65 licenses and having 35 years of industry experience. She has been with Equitable Advisors and its predecessor AXA Advisors since 1999. In addition to her advisory role, she is a partial owner of Wellington North Ranch, LLC, and serves as a board member of Equitable Agent Reinsurance Co. Equitable Advisors serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a variety of model portfolios and third-party asset managers, offering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Christopher Buchanan is a financial advisor at Osaic with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and Ameriprise. In addition to his advisory role, he is also an insurance agent offering life insurance and annuities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services focused on model-based asset allocation and portfolio optimization, supported by various programs such as Unified Managed Accounts and third-party money manager options.

Robert Mc Gee is a Series 66 credentialed advisor with J.P. Morgan Securities, based in Palm Beach, FL. He began his career in the financial industry in 2026 and concurrently holds positions at JPMorgan Chase Bank, Black Mule Systems LLC, and Gray Giraffe Government Services LLC. His prior experience includes roles at Nextera Energy, Dimension Renewable Energy, Kaeser Compressors, and a decade of service in the US Army. Additionally, he is involved with McGee Creative Studio LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process focuses on written asset allocation advice, manager searches, and customized reporting, supported by centralized due diligence and an ESG eligibility framework.

James Julich is a Series 66-licensed financial advisor with Morgan Stanley in West Palm Beach, FL, with 21 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Julich is a passive member of Blazer Capital LLC, a real estate entity. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning. The firm’s approach includes structured discovery conversations and firm-approved planning tools, using resources such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations to inform financial plans.

Michael Moye Jr. is a financial advisor with Merrill in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gerardo Cerda is a financial advisor at Morgan Stanley in Palm Beach Gardens, FL, holding Series 65 and Series 63 licenses with three years of industry experience. His prior roles include seven years as an independent advisor and four years at Citigroup Global Markets Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a broad range of advisory programs, utilizing firm-approved tools and modeling techniques to support client planning.

Richard Donegan is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 licenses and five years of industry experience. His prior roles include positions at Primoris Wealth Advisors, Keller Williams of the Palm Beaches, and the University of Central Florida. He is also the owner and tournament director of a recreational golf event. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Barbara Mangano is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 33 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent 15 years with Morgan Stanley in various capacities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by Wells Fargo Investment Institute research and a broad range of financial products.

John Mcginty Jr. is a financial advisor with Equitable Advisors in Wellington, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his financial advisory role, he is also engaged in horse show judging. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory models.

Jill Kremer is a financial advisor with Merrill in Palm Beach, FL, holding Series 63 and Series 66 designations and having 41 years of industry experience. She has been with Merrill since 1984 and has worked at Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Butch Massaro is a Series 66-licensed advisor at J.P. Morgan Securities with 24 years of industry experience. He has worked at firms including Morgan Stanley, RBC Capital Markets, and Legg Mason Wood Walker. Outside of finance, he operated a Jiu Jitsu school from 2022 to 2024. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Its advisory program combines quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.

Shayla Davis is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley, Bank of America, and Pruco Securities prior to joining UBS. Outside of her advisory role, she owns and manages a rental property in Riviera Beach, Florida. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies for clients.

Croft Meeker is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on building, preserving, and helping transition clients' wealth to the next generation. He engages in in-depth conversations to identify goals and objectives important to clients and their families, developing tailored strategies to meet those objectives using resources available through Merrill. Croft's expertise encompasses family wealth management, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, special needs planning, and retirement income. He holds a Bachelor's degree from Hampden-Sydney College and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Croft is fluent in English and Spanish. Beyond his professional work, Croft serves as President of the Martin County Pioneers Lacrosse and volunteers with South Fork High School Lacrosse. His personal interests include boating, music, spending time with family, surfing, and traveling.

Seth Guerra is a financial advisor at Primerica Advisors holding Series 63 and Series 65 licenses. He has recently entered the industry with less than one year of experience. Prior to his current roles, Guerra has held various positions in education and service sectors, including at Florida Virtual School and Wendy's. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, utilizing model-driven strategies overseen by unaffiliated asset managers.

Michael Graham is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 66 credentials and 29 years of industry experience. His prior roles include nearly a decade at Avantax Advisory Services and Avantax Insurance Agency, along with ongoing leadership as president of 3HL Accountants, a tax service firm. He is also involved with Three Harbor Lights LLC under a trade name. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Tatiana Mc Hugh is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America Private Bank, Merrill Lynch Wealth Management, and Massachusetts Mutual Life Insurance Co. Outside of her advisory role, she is involved with McHugh, Furman IFS LLC, a property and casualty business in Jupiter, Florida. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening with qualitative research and incorporates ESG considerations, supported by centralized due diligence and a range of affiliated investment-management solutions.