Gregg Patenaude is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with LPL Financial since 2008, following a year at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools for its network of over 22,800 advisors.

Ivan Jones is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at multiple financial services firms including Prudential Insurance Company of America and Guardian Life. Outside of finance, Jones is involved in virtual fitness coaching and works as an Uber driver. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Ryan Campbell is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at JPMORGAN Chase Bank, N.A., Gap Inc., First Republic Bank, Wells Fargo Bank, and Hobie Surf Shop. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process utilizes centralized due diligence combining quantitative screening and qualitative research to develop model asset allocations.

Madeleine Ennis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, her work history includes roles at educational institutions such as Villanova University and Roland Park Country School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory services.

Ahmed Elkaray is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing personalized financial advice and guidance designed to help clients achieve their financial goals. Ahmed assists individuals and families in areas such as retirement planning, wealth growth, education planning, and navigating significant financial decisions. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Chartered Retirement Planning Counselor (CRPC) certification, and the Personal Investment Advisor (PIA) credential. Ahmed earned a Bachelor's Degree from Cairo University and a Master of Business Administration (MBA) from Lincoln University. He is fluent in both English and Arabic. Outside of his professional work, Ahmed enjoys golfing, hiking, reading, soccer, traveling, and spending time with his family.

Jana Gingerich is a financial advisor at LPL Financial with 11 years of industry experience. She holds the ChFC® designation and Series 66 license. Her prior experience includes roles at Ameriprise Financial Services, Inc., Wells Fargo Clearing, and RBC Capital Markets. Outside of her advisory work, she is also a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm supports a range of clients, including individuals and institutions, offering financial planning, model portfolios, third-party asset management, and participant-level retirement advice, with a focus on combining operational tools and oversight across extensive financial services.

Sophia Abrams is a financial advisor at Merrill with a Series 66 credential and five years of industry experience. Her work history includes roles at Bank of America, Merrill, Wells Fargo, and teaching positions at Northern Arizona University, Chandler-Gilbert Community College, and Paradise Valley Community College. She also has experience with Wasted Grain. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes a range of strategic and tactical asset allocation approaches and supports tax-aware investment strategies.

Dustin Grimm is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity for over a decade, working in various capacities including Financial Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Personal Banker at Bank of America from 2006 to 2008. Dustin's experience spans wealth planning and working with clients and families in diverse financial situations. He holds a California Insurance License, supporting his work in financial consulting and planning. He is committed to helping clients pursue their financial goals through comprehensive wealth planning services.

Joseph Morse II is a CFP® professional with 33 years of experience in the financial industry. He has worked at LPL Financial since 2019 and previously held roles at Wells Fargo Advisors Financial Network LLC and Citigroup Global Markets. He also operates a wealth management business affiliated with his LPL practice in La Mesa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Julio Olague is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA, with five years of industry experience. He has worked at LPL Financial since 2018, following positions at Aerotek and Allstate. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Eric Hutz is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. He began his career in 1999 in retail banking, progressing through various frontline and leadership roles including Teller and Branch Manager. His extensive background encompasses loan origination, small business banking, and private client advisory, which provides him with a comprehensive perspective on both personal and business finances. Since becoming a Financial Advisor in 2014, Eric has served clients primarily in the South San Diego market before expanding his practice to support clients across California and nationally. He focuses on detailed financial planning and communication, taking time to understand each client's goals and building personalized financial strategies. His approach emphasizes collaboration and long-term planning. Eric holds a Bachelor's Degree in Economics from the University of California, San Diego, and has earned several professional credentials including Certified Plan Fiduciary Advisor® (CPFA®), Retirement Accredited Financial Advisor (RAFA), Certified Exit Planning Advisor (CEPA®), and Senior Portfolio Advisor in Merrill Lynch's Investment Advisory Program. He is involved with Make-A-Wish San Diego and resides in Chula Vista with his wife and two children. Outside of his professional responsibilities, Eric enjoys practicing yoga, exploring new dining options, traveling internationally, and spending time with his family.

James Nuzzi is a ChFC® credentialed financial advisor with 43 years of industry experience. He is currently with OSAIC and previously worked at Lincoln Financial Advisors Corporation and Hornor, Townsend & Kent, LLC. James also operates Nuzzi Financial Network, providing insurance and investment-related services. OSAIC Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization supported by various advanced tools and manages accounts through multiple custodial and affiliated entities.

Travis Makings is a financial advisor with LPL Financial in San Diego, CA, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of advisory and brokerage services including financial planning and model portfolio programs.

Natalia Ledesma Hodoyan is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 credential. She joined Morgan Stanley in 2026 and has a diverse background including roles in higher education and brand-related positions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools without specific security recommendations in standalone plans.

Dominic Mares Do is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked in education at Cal Poly-San Luis Obispo, Pasadena High School, and Singapore American School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of third-party advisory programs and emphasizes matching clients’ risk tolerance with appropriate investment models and managers.

Javier Leon is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and four years of industry experience. He previously worked at Westmont Retirement Living for one year before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning, asset management, and institutional platforms.

Austin Tipp is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding a Series 66 credential and five years of industry experience. His prior work includes roles at First Republic Bank and First Republic Securities Company. He also serves as an officer in the U.S. Navy Reserve. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, offering non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Laura Khorshid is a Private Wealth Manager at Merrill Private Wealth Management. She provides service to individuals, families, businesses, and philanthropies, creating customized financial plans that align with each client's unique needs and working collaboratively with their advisors and a team of specialists. Laura focuses on offering advice and guidance on investment opportunities, tax minimization, estate planning strategies, and financial planning aimed at pursuing clients' goals. Laura has been in the investment industry since 2007, starting her career at Citigroup Smith Barney before joining Merrill in 2011. She oversees portfolio development, asset allocation, trading, and investment rebalancing and manages private investment exposure including equity, debt, and real estate. She evaluates alternative strategies for shareholders with single stock concentrations, focusing on protection, diversification, and liquidity. Her areas of expertise include college education planning, family wealth management, LGBT wealth planning, liquidity management, portfolio management services, socially responsible investing, women and wealth, and personal retirement planning. Laura holds a Bachelor's Degree in Business Administration with a concentration in International Business and a minor in East Asian Languages & Cultures from the University of Southern California. Through USC's International Exchange Program, she studied at National Taiwan University in Taipei, Taiwan. She is a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Laura is multilingual, speaking English, Chinese, and Arabic. Outside of work, she enjoys antiquing, boxing, football, horseback riding, reading, running, spending time with her family, swimming, traveling, and yoga. She also has been involved with Sister Cities International and various USC Alumni Associations, including serving on boards and as an officer.

Edward Gabrielyan is a financial advisor with UBS Financial Services in La Jolla, CA, holding a Series 66 designation and three years of industry experience. Prior to joining UBS in 2022, he worked at Peregrine Music and has been self-employed since 2017. Outside of his advisory role, he occasionally works as a pianist, performing at restaurants and tutoring students. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor financial plans.

Michael Judge is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on offering a comprehensive approach to managing wealth that begins with getting to know a client and their family, financial situation, and what matters most to them. He helps clients create customized wealth management approaches that can adapt as their needs and market conditions change. Michael provides access to the investment insights of Merrill and the banking convenience of Bank of America to address various aspects of clients’ financial lives. With over a decade of experience, Michael is a CERTIFIED FINANCIAL PLANNER® professional who serves a clientele requiring detailed attention and extensive knowledge. His expertise includes corporate executive services, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, socially responsible investing, individual and corporate investment strategy, tax minimization, and retirement income planning. Michael holds a Bachelor's Degree from the State University of New York System and holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His personal interests include adventure sports, baseball, fishing, ice hockey, music, racquetball, soccer, spending time with family, surfing, and traveling.