Christopher Brereton is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at SagePoint Financial, Inc., UBS Financial Services, and U.S. Bancorp Piper Jaffray. Outside of his advisory role, he serves as a board member at large for a condominium association in Scottsdale, AZ. OSAIC serves a broad client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering a range of brokerage and advisory services combined with multiple advisory platforms and third-party manager access. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to build diversified portfolios across various asset classes.

Andrew Kha is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and nine years of industry experience. His prior experience includes roles at Charles Schwab, Vanguard, and Zenreach. Kha is based in Scottsdale, Arizona. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Hannah Casabona is a financial advisor at Cetera with three years of industry experience and holds a Series 66 designation. Her prior experience includes two years at Morgan Stanley and roles at multiple Cetera entities. Outside of finance, she has been involved with Casabona Chiropractic since 2015. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to various investment strategies through a large nationwide network of advisors.

Zachary Bransky is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 65 licenses and seven years of industry experience. He previously worked at Charles Schwab from 2018 to 2022 and at Amazon.com from 2016 to 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process with firm-approved tools and offers both direct client plans and corporate financial planning agreements.

Melquiades Villalobos III is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2008. He holds the Series 63 designation and is based in Scottsdale, AZ. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily invests through Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Steven Perry is a financial advisor at Osaic Wealth Inc. with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at LPL Financial and Mariner Independent Advisor Network. He is also a board member of the Vista Elks Lodge #1968 in Vista, California. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services and uses quantitative tools to construct diversified portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

James Wiggins is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and 25 years of industry experience. He has been with J.P. Morgan Securities since 2009 and has worked at JPMorgan Chase Bank, N.A. since 2017. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Brandon Corvin is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. In his role, he partners with clients to understand their financial goals and develop tailored financial plans. Prior to becoming a Financial Consultant, he held positions as an Investment Consultant and Relationship Manager at Fidelity Investments from 2020 to 2021 and 2019 to 2020, respectively. Brandon's career in financial services began in 2015 as a Registered Associate at Morgan Stanley. He also worked as a Financial Advisor at Raymond James & Associates between 2018 and 2019. His experience spans various roles focused on client relationship management and investment consulting. Building strong relationships with clients and maintaining trust, reliability, and competency are central to Brandon's professional approach. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.

Curtis Mcmichael is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as experience in education at Brigham Young University–Idaho and community service with The Church of Jesus Christ of Latter-Day Saints. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and emphasizes digital delivery alongside a team servicing model.

Gary Frisch is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. He has held roles with firms including Avantax and 1st Global Advisors and serves as trustee for multiple trusts and estates. Frisch is also involved in nonprofit governance as treasurer on the board of directors for Sun City Area Interfaith Services, Inc. Cetera Investment Advisers LLC is an SEC-registered advisor supporting a nationwide network of independent advisors who serve individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Michele Healey is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at One2One Wealth Strategies, LPL Financial, TFS Securities, The Beacon Group, and Janney Montgomery Scott. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a variety of advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a broad range of financial products.

Garrett Turnbull is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation and Marcus & Millichap Real Estate. Outside of his advisory work, he is the owner of Phoenix Political Solutions, LLC, a contract services business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, employing proprietary models and largely utilizing Vanguard funds and ETFs.

Linda Drake is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Shawn Bowen is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sean Neifert is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, including time with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Andrew Davault IV is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 66 and Series 63 credentials and four years of industry experience. His prior work includes roles at OHSO Brewery and Strategy Financial Group, as well as time at Arizona State University. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Christian Diegel is a CFP® with 20 years of experience in the financial services industry. He is currently affiliated with Cetera and has prior experience at Edward Jones. Diegel also serves as managing member of Chawoogie Buckaroo LLC, a real estate holding company. Cetera is a large nationwide advisory firm serving individual, corporate, and institutional clients with portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform offering a range of investment strategies through discretionary and non-discretionary programs.

Brian Enns is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and modeling techniques.

Tyler Hochwalt is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Clearing in 2021, he was self-employed running Tyler Hochwalt Tennis and played professional tennis from 2009 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Parker Adam is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 license and has worked with firms including Cetera Advisors and Telesis Tax and Financial. His background also includes a role at UC San Diego Rady School of Management and experience with SportivoAI Limited. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.