Travis Macaluso is a financial advisor with Edward Jones in Mission Viejo, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Bradley Jones is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at firms including Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory role, he is involved in mortgage and real estate services as a broker. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance product sales through an integrated platform.

Robert Hritz is a financial advisor at LPL Enterprise with two years of industry experience and holds a Series 66 designation. His work history includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory work, he serves as the pole vaulting coach for both the boys' and girls' teams at Aliso Niguel High School. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Matthew Adlard is a Planning Consultant currently working at Fidelity Investments since 2026. He has a professional background in financial advisory roles, having served as a Senior Financial Advisor at LPL Financial from 2025 to 2026 and as a Wealth Strategy Associate at UBS Financial Services from 2016 to 2024. In his role, Matthew focuses on understanding the priorities of his clients and their families to develop financial plans that align with their goals. He aims to educate and support clients through the planning process. Matthew holds a California Insurance License.

James Lin is a financial advisor at Stifel with 14 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2010 to 2019 before joining Stifel in 2019. Outside of his advisory role, he serves as a Notary Public with the National Notary Association. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology through its Investment Strategy Group to support client asset allocation and planning decisions.

Nikou Moshtaridoust is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2019. Moshtaridoust is also involved with Snapshop LLC since 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Graham Grisoli is a financial advisor with Mass Mutual Investors Services in San Juan Capistrano, CA, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at Edward Jones Investments and Transamerica Capitol Inc. Outside of his advisory work, he oversees the management of a personal residential rental property. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that focus on goal analysis and written recommendations.

Bradley Todd is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Pimco, Ernst & Young, and TCF Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Mary Foft is a financial advisor with Cambridge Investment Research Advisors in Tustin, CA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has worked with Cambridge Investment Research Advisors since 2014 and has operated as an independent professional since 1995. Outside of her advisory role, she serves on multiple nonprofit and philanthropic boards and works as a freelance writer. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement plans, charitable organizations, and trusts through independent financial professionals. The firm offers financial planning, investment management, and retirement advisory services using a variety of portfolio management strategies and custody platforms tailored to client objectives.

Jerrold Beyer Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2010 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Susan Lacina is a CFP® with 23 years of industry experience. She is currently with Wells Fargo Clearing and previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Terry Benson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he owns a rental property in Laguna Beach, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Joel Guerra Jr. is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked extensively with Prudential Insurance Company of America since 1994 and joined LPL Enterprise in 2024. Guerra Jr. is also involved with ClearPath Team Financial and Insurance Services, offering financial planning and insurance services through an LPL-affiliated entity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory, and brokerage services utilizing its integrated platform, which combines investment adviser representatives, model portfolios, third-party asset management, and insurance products.

Noel Ortega is a Series 66-licensed financial advisor with three years of industry experience. He is currently affiliated with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A., where he has worked since 2025. His prior experience includes two years at Goldman Sachs and a background that includes time at The Ritz-Carlton Bacara and Cornell University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Scott O'Brien is a financial advisor at Fisher Investments with 27 years of industry experience. He has been with Fisher Investments since 2002 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves as president of a food cleaning systems and internet marketing company and is a volunteer board member of the Live Like Jo Jo Foundation, a nonprofit supporting terminally ill children. Fisher Investments serves a diverse global client base including institutional investors and high-net-worth individuals, providing discretionary portfolio management across multiple asset classes. The firm uses a centralized investment process combining quantitative and qualitative research and employs risk management techniques such as derivatives and tax-loss harvesting.

Nicholas Garl is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He holds a Series 66 license and is based in Tustin, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Michael Rodgers is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 designations. His prior roles include positions at U.S. Bancorp Investments, Inc. and UnionBanc Investment Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving plan sponsors with tailored investment options that include insurance-related vehicles and bank deposit sweep programs.

Frederick Sanchez is a CFP®-certified financial advisor with 43 years of industry experience, currently with LPL Financial since 2024. He previously worked for Crown Capital Securities, LP for 10 years and has operated South Orange County Tax Service since 1983. Sanchez is also involved in tax preparation and accounting services through his longstanding business, South Orange County Tax Service. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, supported by research, model portfolios, and diverse investment strategies.

Robert Brown is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 42 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Brown serves on various local government and political committees, including positions with Orange County and the City of Laguna Niguel. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Titus Lobo is a Series 66 licensed financial advisor with Morgan Stanley in Laguna Niguel, CA, having 10 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016. Outside of his advisory role, he is involved in property management as the sole proprietor of a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a broad range of investment advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes that incorporate firm-approved tools and market outlook models.