Karyn Badeaux is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and seven years of industry experience. She has been with Morgan Stanley and its wealth management division since 2015. Outside of her advisory role, she is an owner of Paloma Resources/Paloma Partners IV LLC, which leases co-owned land for oil and gas development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment outlooks developed by its Global Investment Committee.

Richard Battle II is a financial advisor with Morgan Stanley in Atlanta, Georgia, holding Series 63 and Series 65 licenses. He has 49 years of industry experience and has been with Morgan Stanley Private Bank since 2015, after joining Morgan Stanley Smith Barney in 2009. Outside of his advisory work, he is involved as a partner and owner of the Battle Family Foundation, and he serves in fiduciary roles for various trusts and estates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by structured discovery and advanced modeling tools while offering comprehensive retail and institutional investment services.

Heidi Lue is a financial advisor with Edward Jones in Snellville, GA, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2007. Outside of her advisory role, she is involved in interior design through her business, Nouvelle Maison by Myelle, and operates a booth at The Painted Tree featuring painted furniture and decor. Edward Jones is a full-service wealth management firm serving a diverse client base including individual, institutional, and corporate clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets with a large nationwide network of advisors and branch offices.

Kerri Lawson is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation. She joined Morgan Stanley in 2026 and has prior experience with firms including Lauren Alaina, Canton Wealth Partners, and PNC Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs focused on tailored financial planning supported by structured discovery processes and advanced modeling tools.

Abby Bailey is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Advisors, Raymond James & Associates, Cetera, and Regions Bank. Outside of her advisory role, she serves on the finance committee of Rehoboth Baptist Church in Washington, GA, advising on budgeting and major purchases. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Rufus Smith is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Credit Suisse Securities, and AllianceBernstein. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with client decision-making authority retained.

Michele Arbogast is a financial advisor with RBC Capital Markets in Atlanta, GA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. She has worked at RBC Capital Markets since 2017 and previously at Stifel from 2015 to 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Kristen Wright is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at JP Morgan Securities, Merrill Lynch, and Bank of America. Outside of her advisory work, she is the sole proprietor of an agriculture-related business in Marietta, Georgia. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by structured discovery and firm-approved analytical tools.

Jeffrey Lesyk is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and previously worked at Merrill for eight years before joining RBC in 2021. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, corporations, and nonprofits. The firm offers customized advisory programs with discretionary and non-discretionary portfolio management, integrating in-house and third-party investment managers and a range of portfolio and risk management options.

Elizabeth Layne is a Certified Financial Planner (CFP®) with 24 years of industry experience. She has been with Morgan Stanley in Atlanta since 2016, working within both Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of her advisory role, she is involved with 9degrees LLC, a consulting business based in Atlanta. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that incorporate firm-approved tools and modeling techniques.

Steven Zamojski is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds a Series 63 designation and has worked in various roles within Morgan Stanley and Wells Fargo Clearing. Outside of his advisory work, he serves as a board member for House of Cherith, a nonprofit organization based in Atlanta. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its advisory process.

Douglas Broennle is a financial advisor with Merrill who holds a Series 66 designation and has 17 years of industry experience. His career includes roles at Merrill and Bank of America, N.A., as well as UBS Financial Services Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Thomas Veronese is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., JPMorgan Distribution Services, Inc., and the Railroad Investment Group. He also has experience working at Auburn University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Charlotte Geletka is a CFP® with 22 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. She previously spent 20 years with Lincoln Financial Advisors Corporation. Outside of her advisory role, she is active as a business owner and coach focused on business mindset, and she authors articles related to finance and investing. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment strategies, including model portfolios, third-party asset management, and institutional platforms.

Christopher Elizondo is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in liquidity management, personal retirement planning, and tax minimization. Christopher focuses on understanding what is important to his clients and their families to help create strategies aimed at pursuing their financial goals. His expertise spans general investing, retirement planning, and saving for unexpected events. Christopher holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Mercer University. Outside of his professional work, Christopher is involved in community organizations such as Habitat for Humanity and LaAmistad. He also enjoys cooking, reading, and traveling.

Norman Doe is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has worked at Merrill since 1999 and simultaneously at Bank of America, N.A. since 2015. Outside of his advisory role, he is involved in multiple business ventures including owning a private boat chartering service, a travel agency, a drone business, a used car dealership, and serving as CEO of a charitable foundation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individual, high-net-worth, pension, corporate, and charitable clients. The firm offers both model-based and discretionary investment strategies developed by internal and third-party managers, with various tactical and tax-aware asset allocation options.

David Mills is a financial advisor with Morgan Stanley in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a sole proprietor of a children’s book and is collaborating on a technology app focused on logistics. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Blake Callaway Jr. is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2019, following two years at Ernst & Young, LLP. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Jack Hoffman is a financial advisor at Morgan Stanley in Atlanta, GA, with one year of industry experience. He previously worked at Potomac Financial Consultants and has a background that includes roles with the Auburn Athletic Department and Auburn University. Hoffman holds the Series 66 designation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Paul Oberst Jr. is a financial advisor with Merrill in Atlanta, GA, holding a Series 66 designation and three years of industry experience. His prior work includes a one-year tenure at Bank of America and varied roles outside finance, including positions at Moe's Barbeque and Collegiate Bed Lofts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.