Dean Woehrman is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Linsco Private Ledger since 2007. Outside of his advisory role, he is involved with Legacy Retirement Planning, a business focused on investment and non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing various investment strategies and technology tools to support its large network of advisors.

Tejas Lolge is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at Capital Group and has a background that includes five years at the University of California, Riverside. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Richard Rozman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Its advisory process is IPS-driven and based on modern portfolio theory, serving plan objectives with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Lea Wada is a financial advisor with Merrill in La Palma, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Merrill and Bank of America since 2019 and held positions at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brent Kanitra is a financial advisor with LPL Financial, holding a Series 63 license and bringing 39 years of industry experience. He previously worked at RBC Securities, Inc., and has been with Linsco/Private Ledger Corp. since 2009. Kanitra also operates a business under the name Benchmark Wealth Management and is involved in outside insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, and supports its advisors with various investment tools and third-party management options.

Nicholas Zahn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Cetera and its affiliates since 2018 and also serves as a registered representative and office manager at Zahn & Zahn, Inc., where he coordinates and implements office procedures. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a range of portfolio management and retirement plan services. The firm offers access to multiple program platforms and third-party money managers, managing over $256 billion in assets.

Vedran Kaluderovic is a financial advisor at Ameriprise with 18 years of industry experience. He holds the Series 66 designation and has worked with Ameriprise since 2013. Outside of his advisory role, he owns and manages several non-investment-related business operations, including a tax preparation firm and entities supporting practice management. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that incorporates detailed recommendation reports and ongoing tax-aware strategies for clients nearing or in retirement.

Paul Ayd is a financial advisor with Stifel in Long Beach, CA, holding a Series 66 designation and 28 years of industry experience. He has worked at Stifel since 2005 and was previously affiliated with FSI Capital Holdings from 2015 to 2024. He serves as a trustee for non-family trusts. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Brandon Behrad is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including LPL Financial and Waddell & Reed. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Samantha Moore is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at Stifel Financial Corp, the U.S. Chamber of Commerce, Georgetown University, and Dcivitas Consulting Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team for due diligence. The firm applies an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Paul Karlitz is a financial advisor with MassMutual Investors Services in El Segundo, CA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with MassMutual and its related entities since 2007. Outside of his advisory role, he assists with a technology-based mobile application developed by his son’s business, Study Senses LLC. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing, collaborative planning engagements supported by proprietary software and offers a range of specialized planning services.

Deanna Gaussa is a financial advisor with Cetera, holding a Series 66 license and six years of industry experience. She previously worked with Avantax Insurance Agency LLC and Avantax Advisory Services. Outside of her advisory role, she is an Enrolled Agent providing tax preparation services and holds licenses related to mortgage loan origination. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and custodial relationships.

Roberto De Leon Gonzalez is a financial advisor at LPL Financial with six years of experience at the firm and a Series 66 designation. His prior roles include positions at Robert Half, Macy's, AMC Theaters, and the University of California San Diego. He is also a co-owner of Hecho En Casa LLC, a home-based business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Sadaf Bassam is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kevin Navas is a Financial Advisor at Merrill Lynch Wealth Management. He works with successful individuals, executives, entrepreneurs, and families to help preserve, manage, and grow their wealth responsibly. His clients often seek his guidance in navigating complex financial decisions and gaining access to resources through specialized professionals available at Bank of America. Kevin assists clients in preparing for financial challenges, identifying opportunities to strengthen their financial position, and implementing strategies tailored to meet their unique goals. Kevin graduated with honors from California State University of Fullerton, earning a Bachelor of Arts in Business Administration with a concentration in Finance. Before joining Merrill Lynch, he gained experience at New York Life and Wells Fargo, where he developed knowledge in the role life insurance investment vehicles play within customized financial plans. He also learned the importance of integrating banking relationships to help clients achieve their financial objectives through coordinated wealth strategies. He holds the Accredited Wealth Management Advisor™ (AWMA®) and Chartered Retirement Planning Counselor™ (CRPC™) designations.

Eric Ross Sr. is a financial advisor with LPL Financial who holds Series 63 and Series 66 registrations and has 21 years of industry experience. He has worked at LPL Financial since 2022 and has been involved with Ross Wealth Management and Crown Capital Securities. In addition to his advisory roles, he serves as a public notary and is employed as an engineer at Dignity Health. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Victoria Ben is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with less than one year of industry experience. Her prior work includes roles in education at Cal State Long Beach and Long Beach City College, as well as positions at various organizations such as Nike and the Long Beach Convention Center & Visitor's Bureau. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

James Bullard is a financial advisor at Morgan Stanley with 15 years of industry experience and holds the Series 66 designation. His prior roles include positions at City National Bank, RBC Capital Markets, Bank of America, and Merrill. Outside of his advisory work, he serves as President of the Board of Directors for the Rolling Hills Little League in Rolling Hills Estates, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services through its Financial Advisors and Estate Planning Strategies Group.

Nicholas Falk is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Panorama Coordinated Services and SF&B. Outside of finance, he has experience working in educational roles at multiple schools and has been involved in entrepreneurial ventures such as a tiki bar and a hay distribution business. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Quin Solamo is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked with multiple firms within the Cetera network as well as Northwestern Mutual and Wedbush Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets.