Craig Johnson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 45 years of industry experience. He previously worked for Western International Securities, Inc. for 10 years before joining LPL Financial in 2025. He serves as a board member for the Tri-counties Regional Center, a nonprofit organization based in Santa Barbara, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Trevor DePriest is a Financial Consultant currently working with Fidelity Investments since 2022. He holds the designation of CERTIFIED FINANCIAL PLANNER™ practitioner and specializes in helping clients grow and preserve their wealth through thoughtful, tax-efficient strategies. Trevor takes a holistic approach to financial planning, partnering with clients to build personalized plans that align with their lifestyle, long-term goals, risk tolerance, and overall financial picture. Prior to his current role, Trevor served as a Private Client Advisor at JP Morgan from 2021 to 2022 and as a Senior Financial Consultant at TD Ameritrade from 2017 to 2021. He holds a California Insurance License. Outside of his professional work, Trevor enjoys traveling, having visited all 50 states. He is also an avid road-tripper and enjoys spending time on the golf course. His personal interests include the beach, comedy, concerts, and traveling.

Joel Chitiea is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 46 years of industry experience. He previously worked with Wells Fargo Advisors Financial Network LLC for 15 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

James Shipe is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for six years and has experience in emergency medical services prior to his financial career. Outside of his advisory role, he serves as an elected board member of the Rotary Club of Westlake Village. Cetera Investment Advisers LLC provides advisory services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supporting both discretionary and non-discretionary account structures.

Brett Goldberg is a financial advisor with LPL Financial in Westlake Village, CA. He holds the Series 66 designation and has 25 years of industry experience, including nine years at Wells Fargo Advisors prior to joining LPL Financial in 2025. Outside of his advisory role, he is the owner of BG Concepts, LLC, which operates a wine storage business in Boise, ID. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management with access to model portfolios and third-party research.

Jerome Belkin is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab Bank for 13 years. Outside of his advisory role, he serves as Vice President of the Fairfield Homeowners Association in Camarillo, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Cecilia Ramos is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She previously worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2013 to 2022 before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for both non-discretionary and discretionary plan management, including insurance-related investment vehicles and bank deposit sweep options.

Alicia Stuart Chambers is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she focuses on understanding clients' individual needs to develop strategies that support their short-term, mid-term, and long-term financial goals. Alicia offers guidance on a range of financial topics, including investing, retirement planning, and preparing for unexpected events. She also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Alicia holds a Bachelor's degree from Vanguard University of Southern California and a Master's degree from the University of Arizona. She is a Personal Investment Advisor (PIA) and utilizes her expertise to provide ongoing advice and guidance tailored to each client's evolving needs. Beyond her professional commitments, Alicia is involved with the Los Angeles Dodgers Foundation.

Anthony Corce is a financial advisor with Cetera Financial Specialists, holding Series 63 and Series 66 designations and possessing 24 years of industry experience. Prior to joining Cetera in 2024, he worked at LPL Financial for nine years. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing multiple program structures and a multi-manager platform with both affiliated and third-party investment options.

Natalie Soo Hoo is a financial advisor at LPL Enterprise with eight years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Independent Financial Group, LLC. Outside of her advisory role, she receives trail commissions on fixed annuity and life insurance policies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management programs, and a range of brokerage and insurance products.

Richard Ryan is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 45 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Horacio Lopez Jr. is a CFP® and Series 66 credentialed financial advisor with 10 years of industry experience. He is currently with Charles Schwab, having previously worked at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Christian Gomez is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 65 and Series 66 designations and has previously worked at Genter Capital Management, Capital Research and Management Company, and JPMorgan Chase Bank. Gomez also spent time affiliated with the University of Southern California and California Lutheran University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Takvorian is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1981 and Bank of America since 2009. Outside of his advisory role, he serves as co-trustee of the Takvorian Family Trust alongside his spouse. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Armen Doyan is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and possessing eight years of industry experience. He has been with Morgan Stanley since 2017, including work at Morgan Stanley Private Bank, N.A. before his current role. Morgan Stanley Wealth Management provides a broad range of advisory services to individuals and institutions, offering customized financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through various programs, including those for corporate clients.

Sherry Grant is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1992, progressing through roles including Client Associate, Senior Client Associate, Investment Associate, and Relationship Management Analyst before assuming her current position. Since 2000, she has worked professionally alongside her husband, J. Geoffrey Grant. Sherry’s areas of focus include Family Wealth Management Strategies, Managing New Wealth, Personal Retirement Planning, Special Needs Planning Strategies, and investing approaches such as Socially Responsible, Values-Based, and ESG Investing. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, is a Chartered Retirement Planning Counselor (CRPC), and a Personal Investment Advisor (PIA). She earned her bachelor's degree from the University of California system. Outside of her professional work, Sherry's personal interests include cooking, hiking, photography, scrapbooking, scuba diving, skiing, yoga, spending time with her family, traveling, and watching movies.

Heghine Kirakosyan is a financial advisor with Ameriprise in Santa Barbara, CA, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its related entities since 2011. Outside of her advisory role, she owns HLSH Hospitality, Inc., a catering business specializing in boba teas and smoothies for events. Ameriprise provides a range of advisory, brokerage, and insurance services, including a specialized retirement-income planning service for clients with significant investable assets. The firm’s approach integrates research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Michael Price is a CFP® with over 22 years of industry experience and has been with Edward Jones since 2003. He operates out of Agoura Hills, CA. Outside of his advisory role, he is involved in managing commercial and residential rental properties. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across various segments. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Eric Schrager is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Khoren Martikyan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked with Wells Fargo entities since 2007, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.