James Politis is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Northwestern Mutual Wealth Management Company and The Chefs Warehouse. Outside of advising, he serves as secretary for a homeowners association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs firm-approved software and collaborative planning methods to deliver tailored recommendations without investment discretion.

Brian Hioe is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation with nine years of industry experience. He previously worked at Western International Securities, Inc. from 2015 to 2021 before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and investment models.

Nguyen Tran is a financial advisor at OSAIC with 22 years of industry experience. He has previously worked at Securities America Advisors, Inc., Securities America, Inc., and KMS Financial Services, Inc. In addition to his advisory role, he is involved with Win Wealth Solutions, where he provides services related to health, life, disability, and long-term care insurance. OSAIC serves a broad range of retail and institutional clients through a large network of advisers and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm utilizes various asset-allocation and portfolio management tools and supports multiple advisory platforms and legacy program transitions.

Kristine Lee is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMC Bank NA since 2013. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its advisory process.

Roberto Ugalde is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He focuses on helping clients improve their financial well-being, particularly by supporting confidence and peace of mind before and during retirement. Roberto emphasizes working with clients based on trust and empathy to develop tailored financial strategies that benefit both individuals and their families. His professional experience includes roles as Assistant Vice President and Financial Advisor at Wells Fargo Advisors from 2014 to 2015, and as a Financial Advisor at Merrill Lynch from 2011 to 2013. Roberto holds a California Insurance License, which supports his work in financial consulting.

Tim Phan is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities since 2026, following 15 years at JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized, non-discretionary advice delivered by a select group of Wealth Advisors.

Gabriel Castellanos is a financial advisor at Wells Fargo Clearing with 4 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo and U.S. Bank in various capacities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Aida Babayan is a financial advisor at UBS Financial Services with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Karen Chan is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. She holds the Series 65, Series 63, and Series 66 designations and has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships that use firm-approved software to deliver written recommendations.

Michael Choe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that address the full financial picture of his clients. Michael works closely with individuals and families to develop customized strategies that are adaptable to changing market conditions and client needs, leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America. He focuses on a broad range of financial planning areas including college education planning, family wealth management, legacy planning, managing new wealth, retirement planning and income, philanthropic planning, portfolio management, and small business strategies. Michael holds a Bachelor's Degree from James Madison University and an MBA from the University of Southern California. He has earned professional designations as a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Fluent in English and Korean, Michael combines his expertise with a commitment to understanding what matters most to his clients. Outside of his professional work, Michael enjoys biking, cooking, football, horseback riding, ice skating, photography, swimming, traveling, watching movies, and spending time with his family.

Stanley Anderson is a CFP® with 43 years of industry experience, currently serving at Cetera since 2023. He has been affiliated with Cetera Wealth Services, LLC since 2013. Outside of advisory work, he sells collectible coins from his personal collection on eBay. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jason Lee is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its related entities since 2011. His roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and global market analyses.

Jerry Qi is a financial advisor at UBS Financial Services with 19 years of industry experience. He has been with UBS since 2016 and holds the Series 63 and Series 66 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Hsin Yuin Horng is a financial advisor at Morgan Stanley with 18 years of industry experience. She previously worked at UBS Financial Services from 2016 to 2020 and was a homemaker from 2020 to 2024 before joining Morgan Stanley. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

James Wennlund is a financial advisor with Raymond James & Associates in Los Angeles, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2013 and also works as a stand-up comedian, performing several shows per month. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting through its Wealth Advisory Services Program.

Jason Gaskin is a Series 66-licensed financial advisor with Merrill, based in Los Angeles, CA. He has three years of industry experience and has been with Merrill since 2021, following a 16-year tenure at Bank of America. Outside of his advisory role, he is the sole owner of an unrelated rental property business. Merrill provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s broader corporate platform to deliver access to various financial products and services.

Gregori Volokhine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 30 years of industry experience. His prior roles include positions at Raymond James & Associates and Meeschaert Capital Markets, Inc. He is based in Los Angeles, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Whitney Visger is a CFP®-designated financial advisor with 15 years of industry experience, currently with Cetera. She has been associated with Cetera Wealth Services, LLC since 2013. Outside of her advisory work, she serves as a volunteer investment committee member for Pi Beta Phi Fraternity and is an audit committee member for Mayfield Senior School. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through multiple program platforms and third-party managers.

Christine Prakash is a financial advisor with LPL Financial based in Los Angeles, CA. She holds Series 63 and Series 66 licenses and has seven years of industry experience. Her prior roles include positions at HSBC Securities, First Citizens Investor Services, and Wells Fargo Private Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and utilizes research from LPL Research and third-party subadvisors.

Ting Wang is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 20 years of industry experience. Wang has worked at East West Bank since 2022 and has held roles at multiple HSBC entities from 2015 onward. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.