Pat Holcombe is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2017, having worked with Primerica Financial Services since 2009. Outside of advisory services, he is involved in sales of loan products and referrals for home security and automation services through Primerica affiliates. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of its investment models.

Emily Schmutz is a financial advisor at Raymond James & Associates with four years of industry experience. She has worked at Raymond James since 2022 and previously held roles at Fiserv and MarketSource. Emily took a one-year career hiatus as a full-time parent. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Dylan Haynes is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at E*TRADE Securities LLC and Farmers Insurance. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Terius Dolby is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016, following a decade at Banc of America Investment Services, Inc. and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Hipolita Garcia Piota is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 credentials and two years of industry experience. Her prior work includes roles at PalmerHouse Properties, Keller Williams, and American Express. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and modeling techniques.

Lester Bourne Jr. is a financial advisor with Edward Jones in Canton, GA, holding Series 65 and Series 66 designations and four years of industry experience. Prior to joining Edward Jones in 2023, he worked at Knights of Columbus Asset Advisors and Knights of Columbus Insurance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Marc Walker is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 29 years of industry experience, including roles at Kestra Financial Services and over a decade with Legacy Executive Benefits, where he provides consulting for qualified and non-qualified clients and serves as Chief Investment Officer. Walker is also president of Momentum Financial Consulting of Georgia. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering services such as financial planning, investment management, and retirement plan advisory. The firm uses a range of investment strategies and platform arrangements, combining proprietary models with access to unaffiliated strategists, and supports both discretionary and non-discretionary implementation tailored to client objectives.

Erin Raby is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques to support client financial plans.

John Flint is a Series 66-registered financial advisor with Edward Jones, based in Woodstock, GA, and has nine years of industry experience. He has been with Edward Jones since 2016. Prior to that, he held roles at the YMCA and The Hookah Spot. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non‑high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Spencer Short is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with two years of industry experience. His work history includes positions at Merrill Lynch and the Lynd Company. In addition to his advisory role, he serves on the advisory board of the Dwight and Marlene Short Legacy Fund, a religious-based charity. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Dennis Contic is a financial advisor with Morgan Stanley in Alpharetta, GA. He holds Series 63 and Series 65 licenses and joined Morgan Stanley in 2025. Prior to his current role, he worked at BPG Designs from 2021 to 2025 and has experience as a self-employed individual and at United Parcel Service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Cecilia Rozema is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Sacred Heart Model School for two years and has experience in education and retail. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate partnerships.

Rahel Demissie is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She previously worked at Bank of America for 19 years before joining Merrill in 2025. Outside of her advisory role, she serves as a power of attorney for family members, managing routine financial transactions and acting on their behalf when needed. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Anderson is a financial advisor at Raymond James & Associates with 27 years of industry experience. He held a position at Robert W. Baird & Co. for 14 years before joining Raymond James in 2022. He holds the Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Travis Lowis is a CFP® and ChFC® with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with an emphasis on fiduciary standards and comprehensive affiliated services.

Christian Cherniak is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 designations and possessing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Outside of advisory work, he is the president and owner of P&C Aviation, a flight training business, and serves on the advisory board for Tyler Perry Studios. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to both individual and institutional clients, employing structured planning tools and various investment options.

Richard Vogel is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. His prior firms include Lincoln Financial Group, Kestra Investment Services, and Ameriprise. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large national network of independent advisors. The firm offers a multi-manager platform that allows advisors to utilize affiliated and unaffiliated managers, model portfolios, and bespoke strategies across various discretionary and non-discretionary program structures.

Philip Mall is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at E*TRADE Capital Management and E*TRADE Securities LLC. Outside of finance, he had a role at Truck and Tap Duluth. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Alexander Bush is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he focuses on delivering personalized wealth management strategies tailored to each client's unique financial situation and goals. He provides access to Merrill's investment insights along with banking and lending solutions from Bank of America. Alexander supports clients in various areas including college education planning, corporate executive services, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, portfolio management services, women and wealth, sports and entertainment, and tax minimization. He emphasizes building personal relationships and providing focused attention to meet the distinct needs of his clients. He holds a Bachelor's Degree from Kennesaw State University and has earned professional designations such as Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Alexander serves as the Board Chair for Athletes for a Better World, reflecting his commitment to community involvement and supporting athletes beyond their professional careers.

Christopher Mc Gregor is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill and Merrill Lynch Pierce, Fenner & Smith, Inc. since 1993, as well as at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.