Phoebe Son Oh is a financial advisor at Equitable Advisors with four years of industry experience. She holds Series 65 and Series 63 designations and has previously worked at Safe Alliance and Davidson College. Outside of her advisory role, she is a commissioned artist and volunteers as a childcare worker at New City Church in Charlotte, NC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a range of sponsored programs and endorsed third-party managers.

Richard All is a financial advisor with Fidelity, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been associated with various divisions within Fidelity since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Kevin Lam is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His background includes roles at JPMorgan Chase Bank, Bank of America Merrill Lynch, and private equity, as well as a four-year period at the University of South Carolina. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Crystal Markovitz is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 66 designations and 18 years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Jonathan Johnston is a financial advisor with Edward Jones in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Duke Energy for 38 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services, supported by a large network of financial advisors and branch offices nationwide.

Gregory Allen is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and 28 years of industry experience. He has worked at LPL Financial since 2008. Outside of his advisory role, he coaches high school sports and owns an apparel company called LaxTribe.com. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-based strategies.

Celeste Dearnley is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has a background that includes four years at Clemson University and prior teaching roles at Fayetteville High School and St. Joseph Catholic School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research.

Frederick Ingold is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 35 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Foresters Advisory Services LLC and Foresters Financial Services for a combined 33 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by model portfolios and research.

William Barlow is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in working with executives, founders, and business owners who have significant wealth concentrated in highly appreciated stock, including positions gained through RSUs, founder shares, inheritance, or Qualified Replacement Property following an ESOP transaction. His expertise is centered on designing intentional, tax-aware strategies to generate reliable income from low-basis equity portfolios, reduce single-stock and capital gains exposure without forced sales, preserve ownership and legacy intent, and restore flexibility around timing, taxes, and retirement income. William works within a six-advisor team that focuses on high-net-worth and ultra-high-net-worth clients, providing customized, institutionally engineered income and risk management techniques tailored to each client's portfolio, tax profile, time horizon, and family priorities. William holds a Bachelor's Degree from the University of North Carolina System and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He is involved with professional organizations and community groups including the 24 Foundation and Moments of Hope Church.

William Hadley is a financial advisor at Ameriprise with 41 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Ameriprise, he worked at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Board of Directors for The Fletcher School in Charlotte, NC. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Summer Sneed is a financial advisor at Raymond James Financial with one year of industry experience. She holds a Series 66 designation and has been associated with Raymond James Financial Services, Inc. since 2022. Outside of her advisory role, she is involved with Gaskin Asset Management, LLC, a non-investment-related support company based in Charlotte, NC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through detailed client interviews and risk profiling.

Ashley Waters is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2025 and has a longer tenure at First Horizon Bank beginning in 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Robert Mann is a financial advisor with Cambridge Investment Research Advisors in Fort Mill, SC, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked at Lincoln Financial Securities for seven years before joining Cambridge in 2019. Mann is also an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and other clients through a network of independent financial professionals. The firm offers a range of services, including financial planning, investment management, and retirement plan advisory, with investment implementation tailored to client objectives across multiple platforms and custodians.

Shawn Mccutchan is a financial advisor with Edelman Financial Engines in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at TMFS Advisors, LLC. Shawn serves as a board member for the Fellowship of Christian Athletes, a 501(c)(3) nonprofit organization. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Kyle Stricker is a financial advisor at LPL Financial with six years of industry experience. He previously worked at T. Rowe Price from 2017 to 2026 and has held roles at Towson University and Target Corporation. He holds the Series 63 and Series 66 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and technologies such as machine learning.

Korey Speight is a Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2019, he has focused on helping clients simplify complex financial decisions and develop more structured, intentional strategies. Korey partners with successful professionals to bring clarity and discipline to their finances, emphasizing investment management, retirement planning, and long-term wealth strategies. A graduate of the University of North Carolina at Charlotte, Korey holds a Personal Investment Advisor (PIA) designation. He adopts a relationship-driven approach, emphasizing a deep understanding of each client's goals, priorities, and values to achieve strong financial outcomes. Outside of his professional work, Korey is involved with the UNC Charlotte Alumni Board. He enjoys golfing, often connecting with clients and colleagues on the course, as well as traveling and attending sporting events, particularly basketball and football.

Marjori Brown is a financial advisor at Morgan Stanley in Charlotte, NC, with 17 years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at Rockefeller Financial LLC, Barings LLC, and Wells Fargo Securities. Outside of her advisory work, she is employed as a sales associate at Anthropologie. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning and estate planning strategies. The firm employs a structured planning process using approved tools and market models, managing approximately $2.74 trillion in client assets.

Andrew Viditz Ward is a CFP® with five years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He previously worked at Credit Suisse Securities (USA) LLC and has a background that includes four years at Appalachian State University. Ward serves as a board member of the Anniston Chase Homeowners Association and operates as an independent insurance agent through Viditz-Ward Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement-plan sponsors, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent Financial Professionals using a variety of investment platforms and strategies.

Brandon Martin is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop and implement personalized financial plans tailored to their goals. He leverages his experience to help clients navigate various life stages and work toward improved financial outcomes. Brandon has been with Fidelity Investments since 2021, progressing through roles from Financial Representative to Relationship Manager before becoming a Planning Consultant in 2024. His background includes identifying opportunities to strengthen financial plans and providing ongoing support to clients. Outside of his professional role, Brandon enjoys activities such as board games, bowling, hiking, playing instruments, and traveling.

Paul Panuccio is a financial advisor with LPL Financial based in Fort Mill, SC, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.