Erik Kuschner is a financial advisor at Morgan Stanley in Charlotte, NC, holding Series 66 and Series 63 licenses with four years of industry experience. His prior roles include positions at Wells Fargo Clearing, Us Tech Solutions, Edduheimar Ehf., and HS Orka. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and advanced modeling tools.

Susan Filburn is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and having two years of industry experience. Prior to joining UBS in 2023, she worked at Milestone Advice Group from 2020 to 2023. She also spent ten years as a stay-at-home parent and volunteer while working at Raterlabs, Inc (Appen). UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a broad array of capital markets services.

William Koster is a CFP® and Series 66 registered advisor with MassMutual Investors Services, based in Charlotte, NC, with eight years of industry experience. He has worked at MassMutual and its affiliates since 2017 and previously at Hornor, Townsend & Kent, Inc. Koster is also licensed as a life and disability insurance agent. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations.

Steven Shaneyfelt is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds Series 65 and Series 63 designations. His prior work includes roles with political organizations such as the NC GOP and experience at JAARS Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and platform options.

Kyle Blumenstock is a CFP® and holds a Series 66 designation, with 15 years of experience in the financial services industry. He has been with UBS Financial Services in Charlotte, NC since 2011. Outside of his advisory role, he owns a small business selling health and wellness products at street fairs. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing model-based asset allocations and research to tailor financial plans to clients’ goals and risk tolerances.

Daniel Devaraju is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior roles include positions at First Bank of The Lake, Katch, and WCT Brookfield, as well as teaching experience at the University of North Carolina at Charlotte and Brookfield High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Roberts is a Financial Advisor at Merrill Lynch Wealth Management. He serves as a trusted confidant for his clients, managing every aspect of their financial lives with a focus on transparency and trust. Matthew and his team provide comprehensive services including investment management, tax optimization, retirement and income planning, estate and legacy coordination, and lending solutions. Matthew holds a Bachelor's degree from the University of South Carolina System. He earned his CERTIFIED FINANCIAL PLANNER (CFP) certification in 2024 and holds the Personal Investment Advisor (PIA) designation. Since beginning his professional journey with The Vanguard Group in 2021, Matthew has developed expertise in executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and tax minimization. Born and raised in Long Island, New York, Matthew has lived in the Southeast for over a decade. Outside of work, he enjoys football, golfing, music, pickleball, skiing, swimming, tennis, traveling, volleyball, and spending time with his family. His mission is to deliver client-focused advice grounded in effective communication, intentional planning, and unwavering integrity.

Jessica Rubenstein is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. She previously worked at Charles Monnett & Associates for four years and has held roles at Edward Jones since 2021. Outside of her advisory work, she is a consultant for Rodan + Fields, marketing and selling health and beauty products. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of over 23,000 advisors.

Parth Parikh is a Financial Advisor based in Charlotte, NC, affiliated with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop customized financial strategies aimed at building, preserving, and transferring wealth. Parth focuses on managing new wealth, individual and corporate investment strategies, and tax minimization. He emphasizes careful listening to clients in order to understand what they value most, and collaborates with them to create plans that align with their financial goals. His approach aims to simplify complex financial matters and provide trusted guidance through every stage of life. He holds a Bachelor's Degree from the University of North Carolina System and the Personal Investment Advisor (PIA) designation. Parth communicates with clients in English, Gujarati, and Hindi. Outside of his professional work, he has interests in basketball, golfing, traveling, and watching movies.

Forbes Arbaugh is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. Prior to joining UBS in 2025, he worked in various roles including at Backstreets Pub and Bar and the Township of Bethany Beach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations for tailored client solutions.

Matthew Fillion is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. He previously worked at Fifth Third Bank for ten years before joining JPMorgan Securities LLC and JPMorgan Chase Bank, NA in 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Laura Ciotoli is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Woodruff is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Charles Schwab since 1994 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and cash-sweep services.

Caroline Holladay is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at Costal Wealth Management and has experience in the education sector at the University of South Carolina and First Baptist School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Elizabeth Leventis is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 66 licenses and 12 years of industry experience. Prior to joining LPL in 2018, she worked at Monat and Foresters Advisory Services. Outside of her advisory role, she produces a podcast titled Butterflies & Rainbows. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers various financial planning and advisory programs, combining model portfolios, research, and a range of discretionary and non-discretionary management options.

Robert Crigler is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is a member of BUCK HOLLAR, LLC and serves as a co-executor of a will. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Keith Sandvoss is a financial advisor with Edward Jones in Fort Mill, SC, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large nationwide network of financial advisors and branch offices.

Brian Chapman is a financial advisor with Cambridge Investment Research Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and 34 years of industry experience. He previously worked at Lincoln Financial Securities for nine years before joining Cambridge in 2023. He is also the owner of Wealth Plan Financial Group, LLC and WealthGuard Insurance Services, LLC. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using a variety of portfolio management and model-based solutions.

Sana Seth is a CFP® credentialed advisor with four years of industry experience, currently serving at J.P. Morgan Securities. Prior to joining J.P. Morgan in 2022, she worked at PNC and has a background that includes both financial services and a role at Banana Republic. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework.

Karl Stuppnig is a ChFC® with 28 years of experience in the financial services industry. He has been with Mass Mutual Investors Services since 2017 and has prior experience at MetLife Securities, Inc. Stuppnig also works as an independent insurance agent specializing in disability, life, accident, health, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, ongoing financial planning relationships and offers various programs including educational seminars and specialized planning services.