Bryan Sherrill is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of his advisory work, he serves as Treasurer and Deacon at Diamond Hill Baptist Church and teaches at Rowan Cabarrus Community College. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and public entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through risk profiling and firm research, with a significant portion of its business conducted on a non-discretionary basis.

Jonathan Malcolm is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles at Daly Seven, Inc. and Vincent Valuations, as well as community involvement with the YMCA of the Triangle. He is based in Denver, North Carolina. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis, modeling tools, and firm research to develop tailored recommendations.

Brooke Schneider is a financial advisor with Vanguard Advisers, holding a Series 66 credential and based in Charlotte, NC. She has been with Vanguard since 2025 and has experience in various roles including self-employment and positions related to education and entrepreneurial leadership. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, emphasizing scale and digital delivery in its client services.

Matthew Fleming is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2014. He has been associated with The Vanguard Group and its related entities since 2006. Fleming is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, combining scale with digital delivery to manage a large client base.

Keith Smithers is a financial advisor at Morgan Stanley with 40 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves as a board member of Patrick's Purchase POA, a community organization. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and corporate financial planning agreements.

Vachel Pennebaker is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and having three years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., and Florida Financial Advisors, along with several positions outside the financial industry. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework into its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Andrew Howard is a CFP® professional with 15 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he also owns and manages a rental property in Stanley, NC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,700 financial advisors.

Christopher Richard is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2012. He has been associated with The Vanguard Group and its related entities since 2007. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform combined with a team servicing model.

John Howard is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior work includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Coca-Cola Bottling Company Consolidated. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Ryan Hillary is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Raymond James since 2020. Prior to that, he was with FS2 Investment Solutions, LLC for four years. He is also the CEO of RTH Wealth Management LLC, a non-investment support company based in Mooresville, NC. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and has specialized programs for small businesses and municipal clients, supported by a broad affiliate network.

Kaleb Covington is a Series 66 licensed financial advisor with nine years of industry experience. He is currently with Cetera, having worked there and its affiliate entities since 2016. Prior to his advisory career, he spent nine years working at Rusty Rudder. Additionally, Covington is an insurance agent selling life insurance, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals across wealth segments, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Matthew Duliba is a CFP® professional with ten years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His career includes roles at The Vanguard Group and PNC Financial Corporation. Outside of finance, he is involved as a TV show participant with Delirium TV LLC and engages in public speaking on mental health and overcoming adversity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and mainly Vanguard funds and ETFs, combining scale with digital delivery to manage a large client base.

Jenny Duncan is a financial advisor at Vanguard Advisers with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab & Co., RSM US Wealth Management, Emory University, and Wells Fargo Funds Distributor. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios primarily composed of Vanguard funds and ETFs.

Monika Moore is a financial advisor at Edward Jones in Mooresville, NC, holding a Series 66 designation with three years of industry experience. She has been with Edward Jones since 2013 in various roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and branch offices, offering a range of investment strategies and affiliated products under a fiduciary standard.

Corey Hedges is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and 10 years of industry experience. His prior work includes positions at Sagepoint Financial, Inc. and Axa Advisors, LLC. Outside of advising, he coaches youth and high school swimming. OSAIC Wealth, Inc. serves both retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and a variety of portfolio management options across stocks, bonds, mutual funds, ETFs, and alternative investments.

Richard Moll is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and business owners to develop personalized financial strategies tailored to their specific goals, including wealth building, retirement planning, and legacy creation. Richard's approach centers on understanding clients' priorities and providing ongoing guidance to navigate financial complexities. Richard holds a Bachelor's degree in Finance from the University of North Carolina at Charlotte and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His expertise covers areas such as college education planning, family wealth management, retirement income, and tax minimization. Outside of his professional work, Richard enjoys cooking, football, golfing, soccer, spending time with his family, and watching movies.

Jaret Tidwell is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2018. His prior experience includes roles at Creative Planning and TIAA-CREF. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a team servicing model.

Rodney Steve is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Merrill in 2022, he worked at The Vanguard Group, Inc. for 18 years and spent two years at Drexel University. Outside of his advisory role, he serves as a board member for Caterpillar Ministries, providing mission-based leadership and strategic planning. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, utilizing model-based and discretionary investment strategies implemented by Managed Account Advisors LLC and Merrill’s Chief Investment Office. The firm serves a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations, integrating its services within Bank of America’s wider corporate platform.

Alexis Mchugh is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Vanguard Advisers, Alexis held roles within Vanguard Marketing Corporation and The Vanguard Group, Inc. She is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Thomas Sandry is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2020. He has also worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016. Outside of finance, he had a role at Show Pros Entertainment from 2016 to 2018. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, supported by a combination of digital tools and advisors.