Sarah Lee is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Urban Outfitters, Allbirds, and the University of California, San Francisco. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Jordan Haynes is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with J.P. Morgan Securities LLC since 2011. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory and brokerage services alongside investment management capabilities.

Robert Shwedel is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Adam Lyon is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2017 and previously spent three years at Northern Trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tommie Murphy Jr. is a financial advisor with Wells Fargo Clearing in Danville, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill, where he worked for nine years each before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Hongjuan Zhang is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at HSBC Bank USA, N.A. for nine years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to support diversified investment options and offers a range of brokerage and advisory solutions.

Bruce Lin is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Daniel Albert is a financial advisor at Morgan Stanley with 37 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2011. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations in its financial planning process.

Jesus Jerez Pedroza is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Northwestern Mutual Investment Services LLC and Michael Byrne. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI-driven research.

Adam Koplan is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is involved in managing rental property in Moraga, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides planning services through financial advisors and its Estate Planning Strategies Group.

Steven Serotte is a financial advisor with Mass Mutual Investors Services in Pleasant Hill, CA. He holds the ChFC® designation and securities licenses Series 63, 65, and 66, with 24 years of industry experience. He has worked at Lenox Advisors, Inc. since 2002 and MML Investors Services, Inc. since 2001, also affiliated with MassMutual since 1996. Outside of advisory work, he is an insurance agent specializing in individual and group life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap and money-manager programs, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.

Bobby Klarman is a Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with families to help them transform complex financial goals into clear, actionable plans. He focuses on strategic retirement planning, investment strategies, and comprehensive income plans to support clients in making informed decisions for their financial future. Bobby began his career at Fidelity Investments as a Financial Representative in 2021 and has held several positions within the company, including Investment Consultant and Financial Consultant, before his current role starting in 2025. He holds a California Insurance License. Outside of his professional work, Bobby enjoys bowling, gardening, golf, parenthood, and traveling.

Megan McNealy is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management with over 28 years of experience. She is a CERTIFIED FINANCIAL PLANNER® professional and an Investment Professional. Megan leads the McNealy & Associates team, specializing in working with Senior Corporate Executives who have complex financial circumstances and limited time. Her services include wealth preservation strategies, concentrated position management, 10b5-1 trading plans, and comprehensive financial planning aimed at achieving lasting financial freedom. Megan graduated cum laude from Cornell University and earned her Master's degree from Northwestern University. Prior to joining Merrill Lynch, she was a third-generation member of the Chicago Board of Trade. Her work highlighting leadership and well-being has been featured in various business publications, and she has been recognized on Forbes' Top Women Wealth Advisors Best in State list for multiple years. In addition to her professional work, Megan is involved in community activities such as being a certified handler/dog team member with the Alliance of Therapy Dogs and volunteering with Virgin Unite's 100% Human at Work initiative. She resides in Northern California with her family and pets.

Rodney Haug is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients.

Robert Avey is a financial advisor at Raymond James Financial with 31 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His prior experience includes nearly three decades at Securian Financial Services, Inc., and long-term involvement with Secure Futures/Link Allen & Associates. He also works as an independent contractor financial advisor for Summit Financial Group. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory solutions and programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Luis Almendarez Jr. is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Merrill, Bank of America, and UnionBanc Investment Services. He serves as a board member of the US Fiji Chamber of Commerce and is an ambassador for the South San Francisco Chamber of Commerce. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Thomas Alderson is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has worked at various Ameriprise entities since 2016, with a brief period away from the industry in 2016–2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing planning advice focused on retirement income strategies.

Tate Peterson is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he held roles at Mariner Independent, LPL Financial, Ideal Financial Advisors, and New York Life Insurance Company. Outside of financial services, he was involved with the Human Optimization Center and Fire and Ice Therapies, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Wai Chi Wong is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2000, with a brief tenure at OptionsXpress, Inc. in 2017. Based in Danville, CA, his career has been focused within a leading national firm. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a distinctive operational structure that integrates advisory, brokerage, custody, and cash-sweep services.

Scott Norris is a financial advisor with Merrill based in Walnut Creek, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Merrill and Banc of America Investment Services since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America's broader platform, providing access to various products and services beyond traditional investment management.