Daniel Dennehy is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 designation and has worked previously at California Financial Advisors and Primos Pizzeria & Pub. Prior to his advisory career, he spent time at San Diego State University and in various other roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

James Brandt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 38 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Shampy Prakash is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing and Mass Mutual in various capacities since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Branden Howard is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. He has worked at Wells Fargo Clearing since 2020 and has been with Wells Fargo Bank, N.A. since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of investment products including insurance-related vehicles and bank deposit sweep options.

Laura Pascoe is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and 18 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Investments and Wamu Investments. Outside of her advisory role, Pascoe is an independent consultant for Usborne Books. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a large network of financial advisors.

Jaxon Kwong is a financial advisor at Morgan Stanley in Walnut Creek, CA, with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019, following prior roles at Bank of America, Panda Express, Bema Electronics, UC Santa Cruz, and JT Products. Outside of his advisory work, he is involved with Suju Inc. and JETA, LLC, both investment-related businesses in Fremont, California. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through personalized financial plans as well as corporate financial planning arrangements.

Simone Lane is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. She is the owner of Lobdell & Lane Wealth Management and serves as a consultant for Bespoke Budgeting, providing education and teaching services. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Kathleen Ladra is a financial advisor with Cambridge Investment Research Advisors, holding the CFA® designation and Series 63 and 66 licenses. She has 20 years of industry experience, having worked at firms including Morgan Stanley, LPL Financial, Securities America, and Omega Investment Management. Outside of her advisory work, she serves as president of the Animal Coalition Group, a nature-focused nonprofit organization. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs while offering multiple platform options and proprietary model strategies.

Ricardo Guedes is a financial advisor with Merrill in Concord, CA, holding a Series 66 designation and seven years of industry experience. He has been with Merrill since 2017 and concurrently with Bank of America, N.A. since 2019. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Phillip Mortensen is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015. Outside of his advisory work, he is involved in a small Airbnb rental business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and a formal alternative investment program.

Glenn Hammill is a financial advisor at Osaic Wealth with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation for 13 years. Outside of his advisory role, Hammill is president of Hammill Consulting, a professional corporation offering accounting, tax planning, and business management services. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and rebalancing tools.

Hyun Joo Park is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Her prior experience includes 12 years at METLIFE Securities Inc. Park serves on the associate board of the Korean American Community Foundation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses detailed client data and approved analytical tools to deliver collaborative planning and offers a range of programs including employer-sponsored and estate-settlement planning.

Zhangde Lin is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Wells Fargo Advisors Financial Network, he worked at Merrill for eight years. Outside of his advisory role, Lin has engaged in various independent driving and delivery services with companies such as Uber, DoorDash, Grubhub, Roadie, Instacart, and Amazon. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a wide range of financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo’s research and planning tools to develop recommendations delivered through meetings and written summaries.

Mark Mattingly is an International Wealth Advisor at Merrill Lynch Wealth Management, where he leads a team providing specialized wealth management solutions for corporate executives and plan sponsors. His focus includes equity compensation and stock plan services, leveraging the global resources of Bank of America and Merrill to deliver integrated advice tailored to complex financial strategies. Mark began his career in 1996 at Bear Stearns in Los Angeles and has over two decades of experience advising clients at firms such as JPMorgan and UBS in San Francisco. Since joining Merrill Lynch in 2017, he has concentrated on advising clients on optimizing stock-based compensation, managing concentrated positions, and integrating corporate benefits into disciplined long-term wealth strategies. His client focus areas include corporate benefits, executive compensation, equity compensation services, international wealth management, and portfolio management. He holds an Equity Plan Consultant (EPC) designation and is a Personal Investment Advisor (PIA). His education includes a High School Diploma from Lincoln High School, as well as non-accredited certificate programs from Delta College and California State University, Chico. Outside of work, Mark enjoys basketball, football, golfing, soccer, and tennis, and his family has resided in the Bay Area for 23 years.

Isabel Flowers is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at BMO Bank, Macy's Inc., Qless, and Ismocol S.A. She is based in Walnut Creek, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, and holds distinct regulatory registrations uncommon among large institutional peers.

Calvin Hong is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 designation and eight years of industry experience. He has been affiliated with both Merrill and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Manija Rasouli is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Citigroup and CitiBank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jasmine Murakami is a CFP®-certified financial advisor with 19 years of industry experience. She is currently with Morgan Stanley Smith Barney LLC and has held positions at RBC Capital Markets, Merrill, Morgan Stanley, and Citigroup Global Markets. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and financial planning services.

Ashot Minasyan is a financial advisor at Equitable Advisors with nine years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2017, including prior experience at Axa-Advisors, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with advisory models and discretionary managers, utilizing both proprietary and third-party solutions.

Joshua Villalta is a financial advisor with Charles Schwab in Walnut Creek, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to Schwab, he worked at Wells Fargo and J.P. Morgan Securities. In addition to his advisory roles, he was briefly involved with Danville Brewing in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to discretionary separately managed accounts and a formal alternative investment process.