Rosalinda Roberts is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 66 designations and worked previously at Securities America Advisors, Inc. for 18 years. Roberts is also involved in insurance sales through her own practice, where she reviews clients' risk management strategies and provides insurance recommendations. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Cody Riecks is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 license and two years of industry experience. Prior to joining Morgan Stanley, he worked at Steris IMS, Sazerac, and Gallo Sales Company. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and a structured process. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Jordan Anderson is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies, delivering services on a non-discretionary basis.

Erik Nelson is a Series 66-licensed financial advisor with Wells Fargo Clearing in El Dorado Hills, CA. He has 13 years of industry experience, including 10 years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Travis Greene is a Series 66 licensed financial advisor with eight years of industry experience. He has worked at Wells Fargo Advisors and Riskalyze before joining Cetera Investment Advisers, LLC in 2025. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.

Shawn Paschal is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process incorporating firm-approved tools and models.

Allison Devcich is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2024, she held roles at Studio Collins Weir and several design firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including both discretionary and non-discretionary solutions, supported by a nationwide network of more than 23,000 financial advisors.

Laura Kellejian is a financial advisor with Wells Fargo Advisors based in Sacramento, CA, holding a Series 63 designation and bringing 37 years of industry experience. Her previous roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. She also operates LRK Advisory Services, a financial practice in Sacramento. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services utilizing proprietary research and planning tools, with clients having flexibility in implementing recommendations through various brokerage and advisory programs.

Peter Frederick is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Kimberly Friedman is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2018 and Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Tyler Gunderson is a financial advisor with Fidelity Investments in Folsom, CA, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Fidelity in 2025, he held positions at Hyatt Centric, Texas Roadhouse, Acura, Walmart, and worked in education at Pleasant Grove High and Albiani Middle School. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manage diversified investment funds.

Karen Vick is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset model portfolio approach supported by centralized supervisory and custody arrangements.

Logan Shaw is a financial advisor with Morgan Stanley in Eureka, CA, holding a Series 66 credential and six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2019 and has been affiliated with Morgan Stanley Smith Barney LLC since 2014. His background includes a brief tenure at Stanford University. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured planning tools and investment modeling techniques.

Nguyen Tram Anh Le is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work experience includes roles in education and apartment development. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides detailed retirement-income planning advice based on proprietary research, third-party data, and algorithmic tools, with a focus on dependable income and tax-aware withdrawal strategies.

Denise Vonhof is a financial advisor at Robert W. Baird & Co. with 16 years of industry experience. She holds the Series 66 designation and has worked at Robert W. Baird since 2020, following prior roles at Wells Fargo Clearing and Wells Fargo Bank NA. Denise is part of The DDK Group, a team within Baird’s Private Wealth Management department serving individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, supported by internal research and ongoing manager monitoring.

Andrew Carlie is a financial advisor with Morgan Stanley in Roseville, CA, holding Series 63, 65, and 66 licenses and bringing 13 years of industry experience. His background includes roles at DoorDash Inc., Oracle America Inc., TD Ameritrade, and Scottrade. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning that utilizes scenario modeling without individual security recommendations as part of standalone programs.

Andrew Cloninger is a Sales Manager and Wealth Management Advisor with Merrill Lynch Wealth Management, based in Sacramento, California. He has been with Merrill Lynch Wealth Management for 28 years and holds the title of Senior Vice President. In his role, he focuses on wealth management strategies tailored to wealthy individuals and families, small and medium-sized businesses, and senior executives of publicly traded companies. As a Portfolio Manager, he manages personalized investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment solutions. Mr. Cloninger holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is also a Personal Investment Advisor (PIA). He earned his high school diploma from John F. Kennedy Senior High School in Sacramento, California, and completed his bachelor's degree at Cal Poly San Luis Obispo. His areas of focus include college education planning, executive compensation, equity compensation services, family wealth management, retirement income, tax minimization, and portfolio management. Outside of his professional work, Andrew Cloninger participates in community volunteering and has personal interests that include cooking, hiking, music, photography, soccer, and traveling. He lives in Sacramento with his three grown children.

Gavin Sturgis is a financial advisor with Charles Schwab in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior experience includes six years with Jackson National Life Distributors LLC before joining Charles Schwab and Charles Schwab Bank in 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options supported by strategic asset allocation, written advice policies, and access to alternative investment products.

Eric Andersen is a financial advisor with LPL Financial, holding a Series 66 credential and 27 years of industry experience. He worked at Merrill from 2000 to 2009 before joining LPL Financial in 2009. Andersen offers health savings accounts (HSAs) to clients and operates a separate pension and wealth business under the name Safe Harbor Pension & Wealth. LPL Financial is a national broker-dealer and registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Katherine Davalos is a CFP® with 12 years of industry experience and is currently a financial advisor at Raymond James & Associates. She has worked at Raymond James since 2020 and previously spent four years at Wells Fargo Clearing. Outside of her advisory role, she is also an owner of a rental real estate business. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser that oversees approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting services with a range of portfolio management styles supported by firm research and affiliated sub-advisers.