Michael Rawlings is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2005. Outside of his advisory work, Rawlings is an author of multiple books, including two spiritual titles. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs, supported by research and model portfolios, with both discretionary and non-discretionary management options.

Luke Wiley is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding a Series 66 designation and 29 years of industry experience. He has been with UBS since 2009. Outside of his advisory work, Wiley is the author of a book and publishes related educational articles through his sole proprietorship, 52 Week Low LLC. He is also involved in charitable outreach through an entity that owns a luxury vehicle used to inspire inner-city schools. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets and research resources.

John Cumming is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at River City Mortgage, Total Quality Logistics, and Fresh Prints, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a systematic investment process that integrates proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Robert Jordan is a financial advisor at Fidelity with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity entities since 1991. Outside of his advisory role, he is an owner involved in managing a family rental property. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, oversight of sub-advisers, and its advisory role to multiple registered investment companies.

John Whedon is a financial advisor at UBS Financial Services with 24 years of industry experience. He has been with UBS since 2009 and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Paulos Ghebre Ab is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he held roles across various businesses including Third Generation Restoration LLC, Home Harvest PG LLC, and Humboldt Cannabis Farms. He volunteers with Humboldt Seed Company, assisting with seed sales and event support. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios and fund advisory services.

Brian Kroger is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2020, progressing through positions including Investment Consultant, Relationship Manager, Investment Solutions Representative, and Customer Service Advocate. His approach focuses on understanding the unique financial situations of individuals and families to co-create tailored financial plans aimed at achieving their goals. Brian emphasizes collaboration, trust-building, and proactive engagement in his client relationships. Outside of his professional work, Brian enjoys cooking and baking, participating in family activities, exploring culinary interests as a foodie, playing golf, kayaking, and traveling.

Lauren Schafer is a financial advisor at Morgan Stanley in Cincinnati, OH, with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2019, following roles at Fidelity Brokerage Services, Graybar Electric Company, Amazon, and Eastern Kentucky University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Jay Tilton is a financial advisor with MassMutual Investors Services in Cincinnati, OH, holding a Series 63 designation and 22 years of industry experience. He has worked at ML Investors Services since 2004 and MassMutual Life Insurance Company since 2003. Outside of his advisory role, Tilton serves as a high school golf tournament starter and assistant manager and is the head golf coach at a local high school. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, and charitable organizations. The firm uses collaborative, software-supported planning processes and provides specialized programs including estate-settlement and employer-sponsored planning.

Ronald Cross is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 66 credentials and 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Dawn Eldridge is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, she worked for six years at Butler County Education Service Center. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 financial advisors and offers a range of brokerage and advisory solutions.

Andrew Seta is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 designations with five years of industry experience. His prior roles include positions at Northwestern Mutual and a year of service in the United States House of Representatives. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools.

Aaron Till is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 designations and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Brandi Kohlsmith is a Series 66-licensed financial advisor with Raymond James Financial in Fort Thomas, KY, bringing four years of industry experience. Prior to joining Raymond James, she worked at Edward Jones for 20 years. Outside of her advisory role, she is also involved as an associate at Bisbe Capital, providing administrative support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using advanced analytical tools and supports a wide advisor network with specialized municipal and public finance capabilities.

Michael George is a ChFC® credentialed financial advisor with 44 years of industry experience. He has been with Osaic since 2025, following a 44-year career at Lincoln Financial Advisors Corporation. In addition to his advisory role, he owns and operates an insurance brokerage, Tri-State Financial Group, offering disability, fixed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through various platforms, utilizing asset-allocation tools and third-party managers to construct portfolios across a range of investment types.

Michael Scovic is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following an 11-year tenure at UBS Financial Services Inc. Based in Cincinnati, OH, he is currently associated with Morgan Stanley Private Bank, N.A. alongside his advisory role. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support client decision-making.

Jaden Warner is a financial advisor with Equitable Advisors in Cincinnati, OH, holding the Series 66 designation. He began his advisory career in 2026 and previously worked in various roles including positions at Abigail Robinson and Hamilton Public Schools. Outside of finance, he has experience working in retail and service industries such as Stones Bowling Alley and Kelly's Bakery. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, frequently partnering with LPL-sponsored and endorsed platforms to deliver advisory and brokerage solutions.

Mark Redden is a financial advisor with UBS Financial Services in Cincinnati, Ohio. He holds Series 63 and Series 65 designations and has 31 years of industry experience, including 17 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a network of Financial Advisors who utilize proprietary research and model-based asset allocations.

Josh Schneider is a Planning Consultant at Fidelity Investments, where he supports advisors in helping clients and their families create personalized financial plans. He has been with Fidelity Investments since 2020, progressing through roles including Customer Relationship Advocate, Investment Solutions Representative, and Workplace Planning Consultant before assuming his current position in 2024. Throughout his tenure, Josh has developed experience in various aspects of financial planning and client relationship management. His work focuses on assisting advisors to deliver tailored financial strategies to meet the unique needs of clients. No additional information about his education, credentials, personal interests, or community involvement has been provided.

David Spindle is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at firms including AXA Advisors and JP Morgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm’s approach incorporates an ESG eligibility framework and offers a range of approved funds and strategies on a non-discretionary basis.