Kristy Lash is a financial advisor at Key Investment Services LLC with nine years of industry experience. She holds Series 63 and Series 66 licenses. Her career includes multiple periods working at Key Investment Services and a four-year tenure at KeyBank. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers model-based advisory products and employs a multi-provider platform integrating services from Envestnet, the Key Wealth Chief Investment Office, and third-party managers.

Tonya Harper is a financial advisor at Osaic Institutions, Inc. with 31 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Bellco Credit Union, Cuso Financial Services, U.S. Bancorp Investments, and St Johns Wealth Management. Harper is also the managing member of TM Harper Ltd, a private business. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure and a range of co-advisory and third-party manager arrangements.

Surai Quimby is a financial advisor at TIAA-CREF in Glendale, CO, holding a Series 66 designation with 14 years of industry experience. Quimby has been with TIAA and its affiliated entity since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides customized portfolio management as well as model portfolio options and acts as adviser to a donor-advised fund.

Gianna Viele is a CFP® professional with nine years of industry experience. She currently works at Allworth Financial, L.P. and previously held roles at Facet Wealth, First National Bank of Omaha, Private Capital Management, and Wagner Wealth Management. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios using a range of model strategies and provides both discretionary and non-discretionary asset management and financial planning services.

Shawnee Anderson is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and 22 years of industry experience. She has worked at Valic Financial Advisors since 2016 and also holds an agent position with Agia, where she is involved in non-securities insurance products. Prior to Valic, she held roles at Kaiser Permanente, World Financial Group, Inc., and Transamerica Financial Advisors, Inc. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Mark Mentasti is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked with TIAA-CREF and Tiaa since 2001, as well as with Charles Schwab and other firms in recent years. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, along with trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time planning and ongoing management, providing customized portfolio management under a fiduciary standard within a vertically integrated structure that includes affiliated funds.

Gary Merlette is a financial advisor with TIAA-CREF in Denver, Colorado, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining TIAA-CREF in 2019, he worked at TD Ameritrade, Transamerica Investors Securities Corporation, Transamerica Retirement Advisors, and Great West Life & Annuity Insurance Company. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA-administered retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management using either model or customized portfolios under a fiduciary standard.

Harold Graper Jr. is a CFP® and Series 65 credentialed advisor with 6 years of industry experience, currently serving at CIBC Private Wealth Advisors, Inc. located in Denver, CO. He has been with CIBC Private Wealth since 2005 and previously worked at BMO Family Office, LLC for one year. CIBC Private Wealth Advisors provides wealth advisory and investment services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm employs a collaborative investment process involving internal teams and committees to deliver customized portfolio management, including options strategies and coordinated Family Office services.

Brenda Wooten is a financial advisor with Valic Financial Advisors holding Series 63 and Series 65 licenses, and has four years of industry experience. Prior to joining Valic in 2026, she worked at TIAA-CREF Individual & Institutional Services and TIAA. Outside of her advisory role, she is a writer for a local public interest newspaper, operates a sewing business, and serves in leadership and financial roles for Wheat Ridge High School PTSA and its football booster club. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm utilizes discretionary unified managed accounts across a large advisor network and combines technology-driven portfolio management with optional tax-aware and ESG overlay services.

Charles Wetmore is a CFP®-designated financial advisor at Mercer Global Advisors Inc. with 10 years of industry experience. He previously worked at Transitions Wealth Management, LLC and Charles Schwab. Mercer Global Advisors provides investment advisory and planning services to individuals, families, business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options including ETFs, mutual funds, and separate accounts.

Elva Fako is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Commonwealth and Garden Street Financial Group in 2025, she held roles at Centura Health and Charles Schwab & Co., Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages around $212.7 billion in client assets. The firm offers a broad range of managed-account programs, access to third-party asset managers, and comprehensive back-office services.

Benjamin Kastrul is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and currently based in Denver, CO. He has one year of industry experience, including prior roles at Garden Street Financial Group and Clearwater Analytics, as well as work in hospitality and education sectors. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages around $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform featuring managed-account programs, access to third-party asset managers, and custody/clearing services.

Jake Locker is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining PNC Investments LLC in 2023, he worked at CUSO Financial Services, LP and Bellco Credit Union from 2017 to 2023. He also served at the University of Arizona from 2013 to 2017. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment to implement approved model strategies via mutual funds and ETFs.

Andrew Lollback is a financial advisor at Creative Planning with 15 years of industry experience. He holds a Series 66 designation and has worked at Creative Planning since 2021. Prior to that, he spent five years with Lockton Investment Advisors, Lockton Companies LLC, and Lockton Financial Advisors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in assets across more than 1,100 advisors and 151 offices.

Joseph Wittels II is a CFA® charterholder with 12 years of industry experience. He is currently with CIBC Private Wealth Advisors, Inc. in Denver, CO, where he has worked since 2022. Prior to that, he held positions at Bank of the West and JPMorgan Securities LLC. CIBC Private Wealth Advisors provides investment and wealth advisory services to a diverse client base, including high net worth individuals, families, trusts, and investment companies. The firm offers customized portfolio management, financial and estate planning, and coordinated Family Office services, supported by a combined internal investment team and external managers.

Drew Harper is a CFP® and CFA® with 16 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. He previously worked with Raymond James Financial Services and M.J. Smith & Associates. Outside of his advisory role, Harper serves as a finance committee member for QuietWaters Ministries, contributing to financial review and strategic planning. Mercer Global Advisors serves a diverse clientele including individuals, families, small business owners, plan sponsors, foundations, and non-profits. The firm utilizes a Modern Portfolio Theory-based investment approach with globally diversified portfolios, offering a range of services from retirement plan consulting to family office support.

Zachary Yeager is a financial advisor at Kestra Advisory with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms, including Mosaic Retirement Planning and CreativeOne Wealth. Yeager is based in Denver, CO. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan-level investment advice, and employee education, serving large institutional investors including sovereign wealth funds.

Nicholas Randolph is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and five years of industry experience. He previously worked with Larson Financial Securities, LLC and Larson Financial Group from 2015 to 2023. His current tenure includes roles at Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2023. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and non-discretionary advisory programs focused on asset allocation, contribution rates, and retirement age guidance. The firm leverages Morningstar Investment Management’s proprietary software and model portfolios to provide personalized advice and operates at scale with a large client base primarily using non-discretionary assets.

Brian Holmes is a financial advisor with Mercer Global Advisors Inc. in Denver, CO, holding a Series 65 designation and 11 years of industry experience. He previously worked at Personal Capital Advisors Corporation for 10 years and briefly at Empower Advisory Group. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified, risk-appropriate portfolios with multi-factor tilts and a variety of implementation options.

Zareen Church is a financial advisor at TIAA-CREF in Denver, CO, with 26 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as trusts, estates, and various entities. The firm separates point-in-time planning from ongoing management and serves as adviser to a donor-advised fund while operating within a vertically integrated group using affiliated funds.