Marsha Rubin is a CFP® professional with 32 years of industry experience. She is currently with Cetera and has worked with Cetera Wealth Services, LLC since 2013. In addition to her advisory role, Rubin is a licensed CPA who prepares tax returns, conducts tax planning, and represents clients in audits. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures and custodial relationships.

Nicholas Sigismondi is a financial advisor with Mass Mutual Investors Services holding a Series 66 license and two years of industry experience. Prior to his current role, he worked at Kroll and held various positions including at Firepoint Grill and Temple University. He is also active as an insurance broker, providing sales and services for individual life, property and casualty, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and provides a range of event-driven planning programs.

Gary Daniels is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 and 65 licenses. He has 49 years of industry experience and has previously worked with MetLife Securities Inc. and MassMutual Life Insurance Company. Daniels serves as treasurer on the board of a 501(c)(6) organization, where he oversees financial management. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning supported by firm-approved analytical tools, with implementation options that require separate arrangements.

Robert Hartfield Jr. is a financial advisor at Osaic with 43 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation for 17 years and has operated Hartfield Advisors since 2002. Outside of his advisory work, he offers various insurance products including accident, disability, and life insurance through his own insurance agency. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, pension, corporate, and charitable investors. The firm provides integrated brokerage and advisory services, financial planning, and access to multiple investment platforms, utilizing firm-provided tools and third-party resources to build and manage portfolios across a wide range of asset types.

Michael Durstein is a financial advisor with Cetera, holding CFP®, ChFC®, and Series 66 credentials and bringing 10 years of industry experience. He has worked at Cetera since 2023 and previously served at Minnesota Life and Securian Financial Services. Durstein serves on the advisory boards of the Delaware HIV Consortium and the Muscle Movement Foundation. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services delivered through a large network of independent advisors.

Brandon Biery is a financial advisor with Merrill in Wilmington, DE, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked at Bank of America and Merrill since 2015. Outside of his advisory role, he serves as a committee member on the board of Ducks Unlimited - Brandywine Chapter, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Edward Ha is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and Cetera Investment Services since 2019, following three years at Foresters Financial. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers, with programs ranging from automated allocations to direct indexing and unified managed accounts.

Chase Stackhouse is a financial advisor at Ameriprise with one year of industry experience. Prior to joining Ameriprise, he held roles at Orth Financial Group, West Chester University, CVS Pharmacy, and Oxford Area School District. He also supports a registered financial advisor through Kimberlee M. O. LLC. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research-driven modeling and tax-efficient withdrawal strategies delivered through a centralized consulting team.

Tamara Milam is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. She holds Series 63 and Series 65 credentials and has worked in various capacities within Wells Fargo since 2009. Outside of her advisory role, she serves as co-trustee for her mother's trust and acts as power of attorney for her son's IRA. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients who meet certain net-worth thresholds. The firm integrates advisory services with other financial products and referral channels, delivering recommendations through comprehensive planning engagements.

Brody Scott is a Series 66-licensed financial professional with one year of industry experience, currently affiliated with Cetera. Prior to joining Cetera, he held roles at Barclays Bank Delaware and has experience in hospitality and brewing industries. He is also involved with Diamond State Financial Group, providing financial services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with over $256 billion in assets under management.

James Blaszkow is a financial advisor with Merrill in Wilmington, DE, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he held roles at Fins Hospitality Group, Northwestern Mutual, Washington College, and Sallie Mae. Outside of his advisory career, he coaches a youth lacrosse team for the Brotherly Love Lacrosse Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Geovanni Bennett is a financial advisor at J.P. Morgan Securities with two years of industry experience and holds a Series 66 designation. Prior to joining J.P. Morgan, he worked at firms including Park Securities LLC and National Financial Network/Guardian. Outside of his advisory role, he serves as the head coach of the junior varsity boys soccer team at Central Bucks High School South. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Alexandra Moore is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at The Vanguard Group for seven years prior to joining Merrill. Outside of her advisory work, she owns a small art business where she creates custom murals and paintings. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jaclyn Kane is a CFP®-certified financial advisor with eight years of industry experience, currently practicing at Ameriprise in Exton, PA. Her prior experience includes positions at LPL Financial, Gibraltar Wealth Management, Bernardo Wealth Planning, and Brinker Capital. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Joseph Hamilton is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and one year of industry experience. His career includes multiple roles within MassMutual and affiliated entities since 2021. Outside of finance, he has experience working with community organizations such as the YMCA and has been involved in diverse roles including previously operating a pool services business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements using firm-approved analytical tools, with implementation services available through separate brokerage or insurance arrangements.

Christopher Burgos is a CFP® and ChFC® with 26 years of experience in the financial services industry. He is currently affiliated with Cetera and has previously worked with firms including DSFG Tax & Advisory and Securian Financial Services. Burgos is also the president of DSFG Cares, Inc., a nonprofit organization that allocates charitable donations to local causes, and is an author. Cetera Investment Advisers LLC is a SEC-registered firm that supports over 10,000 independent advisors serving a broad client base from individuals to institutional accounts. The firm offers a variety of portfolio management and advisory services, utilizing a multi-manager platform that includes affiliated and third-party managers across multiple program structures and custodial relationships.

Cameron Michalak is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial. Outside of his advisory role, Michalak coaches varsity soccer at the Tome School. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach with access to third-party asset managers and offers services such as financial planning and participation in wrap programs.

Frank Charlton Jr. is a ChFC® with 37 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2017. Prior to this, he worked at Metlife Securities Inc. for 28 years. He also operates an outside insurance brokerage specializing in individual life and group health insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs collaborative, software-supported planning approaches and offers a range of investment and educational programs.

Stephen Rifici is a CFP® professional with 25 years of industry experience, currently serving at Ameriprise since 2005. He holds the Series 66 designation and is based in Wilmington, DE. Outside of his advisory role, he is a member-at-large on the Board of Directors for the Hardy Plant Society/Mid-Atlantic Group and serves on a local township committee advising on conservation easements. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm’s approach includes collaboration between centralized service teams and financial advisors, focusing on tax-aware withdrawal strategies and dependable income sources within a defined investment universe.

Alexander Guidotti II is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and possessing 45 years of industry experience. He has been with Equitable Advisors since 1999 and has prior experience at Axa Advisors, LLC and Karr Barth Financial Planning, Inc. He also operates under the DBA Integrated Financial Strategies, Inc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a variety of asset management programs through a network of Investment Adviser Representatives and third-party managers.