Walter Schwenk is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and possessing 50 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as co-trustee for family trusts and acts as a FINRA arbitrator. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven advisory solutions grounded in modern portfolio theory. The firm serves as an ERISA fiduciary and delivers both discretionary and non-discretionary services, including a broader range of financial product options such as insurance-related vehicles and bank deposit sweep programs.

Michael Elchoness is a CFP® professional affiliated with LPL Financial, with 16 years of industry experience. He has previously worked at firms including PNC Investments, TD Private Client Wealth LLC, and Shrewsbury River Capital. Outside of his advisory role, he is a business owner of Bluma Consulting LLC and serves as SVP of Community Relations for Your Choice Home Care. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of investment options and advisory platforms supported by technology, serving more than 22,800 advisors and overseeing substantial discretionary assets.

Timothy Spuler is a Chartered Financial Consultant (ChFC®) and holds a Series 65 license, with eight years of experience in financial advisory services. He is the sole advisor at TruVine Financial, LLC, which he founded in 2017, following a 35-year career at Cardone Industries, Inc. In addition to financial planning and investment advisory, he provides business consulting in finance, supply chain, and general business operations to several companies. TruVine Financial is an independent, state-registered firm serving individual and high-net-worth clients through financial planning and portfolio management. The firm emphasizes diversified equity and fixed-income strategies tailored to client objectives and risk tolerance, with research conducted in-house and a primary focus on financial education.