Scott Sassano is a financial advisor with Vanguard Advisers, holding a Series 66 designation and seven years of industry experience. He has been with Vanguard and its affiliated entities since 2019, including roles at Vanguard Marketing Corporation and The Vanguard Group. Prior to Vanguard, Sassano worked at Pruco Securities LLC and Strategic Financial Solutions. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios constructed mainly from Vanguard funds and ETFs, serving a large client base through its digital delivery model.

Zachary Schruers is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has been with Vanguard Advisers since 2018 and is also associated with The Vanguard Group and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery through its extensive advisor team and automated platform.

Alison Kerber is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2018. She previously worked at SFG Wealth Planning from 2005 to 2018. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, supporting a large client base through its digital platform and extensive advisor team.

Stephanie Serafin is a financial advisor at Cetera with five years of industry experience. She holds the Series 66 designation and has previously worked at Voya Financial Advisors, Inc. and Kalejta Financial Management. Outside of her advisory role, she is associated with Flagship Financial, a business involved in processing and facilitating trades and client documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Jeffrey Maichrowycz is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and 15 years of industry experience. He has been with Vanguard Advisers since 2019 and is also adjunct faculty at West Chester University, where he facilitates SIE coursework. Outside of advising, he is contracted with DoorDash as a delivery driver. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a team servicing model.

George Mastrogiorgos is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise since 2003, including his current role since 2020. He also manages practice administration and oversees employees through his business CSWMG, Inc. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jonathan Foreacre is a financial advisor at Vanguard Advisers with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard-related entities since 2010, including Vanguard Marketing Corporation and The Vanguard Group, Inc. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

Anmol Katyal is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and previously worked at PNC Wealth Management and PNC Bank. Outside of finance, he has held a non-investment role as a front desk agent at Eden Resort & Suites. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customized options including tax-aware features and ESG choices.

William Torres is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 66 and Series 63 licenses and three years of industry experience. He has been with Vanguard Advisers since 2026 and also has experience at Vanguard Marketing Corporation, The Vanguard Group, Temple University, T-Mobile, and the Community College of Philadelphia. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital platform and team servicing model.

Michael Raleigh is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. He holds the Series 63 designation and is based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and constructs portfolios primarily from Vanguard funds and ETFs, managing a large client base through a combination of digital platforms and advisory teams.

Ryan Pryslak is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Wells Fargo Clearing, Citizen Securities, Inc., and J.P. Morgan Chase Bank. In addition to his advisory work, Pryslak serves as Director of Music at Immanuel Episcopal Church, playing organ and piano and directing the parish choir. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to personalize asset allocations, combining Vanguard funds and ETFs with features such as tax-aware strategies and customizable portfolio options.

Derrell Thompson is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked at various Vanguard entities since 2016 and maintains roles as a server for two local catering businesses. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs.

Allen Butler is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 credentials and bringing 30 years of industry experience. He has been with Vanguard Advisers since 2019 and has also been associated with Vanguard Marketing Corporation and The Vanguard Group since 2017. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach that leverages proprietary methodologies and largely utilizes Vanguard funds and ETFs.

Frederick Hoey is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The Hoey Group, a multi-generational team serving clients for over 50 years. Since joining the Hoey Team in 2003, Frederick has applied his background in small business management and continuing education to develop expertise in family wealth management strategies, personal retirement planning, and retirement income. He works closely with a diverse clientele including executives, business owners, physicians, attorneys, and multi-generational families across 38 states, focusing on personalized financial strategies that address clients’ long-term goals, cash flow needs, and asset allocation. Frederick holds a Bachelor’s Degree from the University of Notre Dame and has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). His approach emphasizes customized wealth management solutions, clear communication, and proactive client service to simplify financial lives and support lasting financial success. Outside of his professional role, Frederick enjoys hiking, tennis, and woodworking. He lives in Pottstown with his partner Cassie and their two Newfoundland dogs, and he often travels to St. Augustine, Florida.

Peter Smith is a financial advisor at Vanguard Advisers with five years of industry experience. Prior to joining Vanguard in 2020, he worked at KML Law Group and Med-Park Corp., and he attended West Chester University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Nathan Lee is a financial advisor at LPL Financial with 24 years of industry experience. He previously worked at Lincoln Financial Securities and Key Investment Services LLC. He serves on the board of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven approaches.

Andrew Salayda is a CFP® credentialed financial advisor with Vanguard Advisers, bringing 22 years of industry experience. He has worked at THE Vanguard Group, Inc. since 2003 and is also the owner of Andrew Salayda Tax Services, a tax preparation business he has operated since 2011. Additionally, he has held roles in education with the Bensalem School District. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, offering broad customization and tax-aware features.

Steve Scornajenghi is a Planning Consultant at Fidelity Investments, a position he has held since 2026. He has a background as a Financial Advisor with experience at multiple firms, including TD Bank in 2025, Citizens Securities, Inc from 2021 to 2024, and Equitable Advisors from 2018 to 2021. Throughout his career, Steve has focused on delivering comprehensive financial planning services. Outside of his professional role, he has interests in baseball, football, movies, and music.

Valerie Cianfaro is a financial advisor at Vanguard Advisers with five years of industry experience. She holds a Series 66 designation and previously worked at Barclays Bank US from 2014 to 2020, before joining Vanguard in 2020. Vanguard Advisers delivers both automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to create personalized portfolios, largely constructed from Vanguard funds and ETFs.

Nicholas Liuzzi is a financial advisor at Vanguard Advisers with a Series 66 credential and four years of industry experience. He has worked at The Vanguard Group since 2021 and previously held roles at The JG Wentworth Company and Verizon. He also serves as a limited agent for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.