Mohannad Mekawy is a financial advisor at Eagle Strategies (NY Life) with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities LLC and National Income Life Insurance Company. Mekawy has been with Eagle Strategies and affiliated New York Life entities since 2019. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of investment adviser representatives. The firm emphasizes tailored recommendations and manages most assets on a non-discretionary basis, working with both retail and institutional sponsors within the New York Life affiliate structure.

James Nicolaidis Jr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Citigroup Global Markets since 2009. Citigroup Global Markets serves a wide range of individual and institutional clients through various wealth management segments. The firm offers multi-asset, multi-manager investment strategies and a broad suite of advisory and execution services, combining large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Daniel Room is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds a Series 66 designation and has been with Citigroup and its affiliated entities since 2015. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides both discretionary and non-discretionary portfolio solutions.

Rocio Mendez is a financial advisor at Eagle Strategies (NY Life) with over 21 years of industry experience. She holds the ChFC® designation and Series 63 license. Ms. Mendez has been associated with New York Life Insurance Company and NYLife Securities LLC since 2004 before joining Eagle Strategies in 2025. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types, including retirement plan consulting and co-advisory relationships, with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria.

Terence Gallagher is a financial advisor at Farther with 20 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Farther in 2024, he worked at Cetera and Allied Wealth Partners. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform complemented by in-person meetings. The firm employs an investment approach based on Modern Portfolio Theory, using proprietary model portfolios and algorithmic rebalancing, and offers services including retirement plan consulting and limited financial planning.

James Johnson is a financial advisor at Oppenheimer with 23 years of industry experience. He has been with Oppenheimer since 2013 and holds a Series 63 designation. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and a range of investment strategies tailored to client objectives.

Joseph Argento is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including HSBC Bank USA, HSBC Securities, and Santander Securities. He is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing discretionary and non-discretionary investment solutions.

Carl Antifonario is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He worked at J.P. Morgan Securities Inc. for 18 years before joining Citi in 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles including swap dealing and futures commission merchant activities.

Ruthwick Guddeti is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds a Series 66 designation and has previously worked at Rutgers New Brunswick Computing Services. Ruthwick completed his education at Rutgers University. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individuals, corporate participants, executives, and institutional clients. The firm offers customized investment solutions supported by integrated resources across the Goldman Sachs ecosystem.

Janice Phillips Da Silva is a financial advisor at Citigroup Global Markets with 20 years of industry experience. She holds Series 66 and Series 63 designations and has been with Citigroup since 2014. Outside of her advisory role, she designs jewelry through her business, Healing Circles Designs, based in Brooklyn, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

Anthony Lutri is a financial advisor at Citigroup Global Markets with a Series 66 credential and three years of industry experience. He has been with Citigroup since 2023 and previously attended George Washington University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale, including in-house research and capabilities as a swap dealer and futures commission merchant.

Erica Eiler is a CFA® charterholder with 15 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2010. She holds a Series 63 license and is based in Maplewood, NJ. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, utilizing strategic and tactical asset allocation alongside manager selection and various investment strategies tailored to client objectives.

Zhihua Yang is a CFA® charterholder and holds a Series 63 license, with 14 years of experience in the financial industry. He has been with Oppenheimer since 2011. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, mutual funds, ETFs, and fixed-income and equity strategies tailored to client objectives.

Christian Kosik is a financial advisor at Oppenheimer with 33 years of industry experience. He has held his current position since 2003, following his tenure at Fahnestock & Co., Inc. Kosik holds Series 63 and Series 65 designations. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm provides a variety of advisory and brokerage services, employing strategic and tactical asset allocation alongside manager selection and a range of investment vehicles to meet client objectives.

John Fauci is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2009. Outside of his advisory role, he is a 25% owner and member-manager of LPFS 1 Holdings LLC, a residential rental property business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research, derivatives trading, and bespoke discretionary solutions for very large clients.

Jason Rogers is a Certified Financial Planner® (CFP®) with seven years of industry experience. He currently works at Schwab Wealth Advisory and has held positions at firms including Fisher Investments and Merrill Lynch. Outside of his advisory work, he is involved with Toro Management LLC, a real estate management business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools to recommend investments while leaving final trading decisions to clients. The firm operates as an internal advisory unit within Charles Schwab and does not directly charge fees to clients for its services.

Erik Donohue is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2007, including roles at Citi Private Bank and Deutsche Bank Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Juan Quiroz Vergara is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Michael Rovito is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2007. Outside of his advisory role, he works as a part-time food delivery driver on weekends. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and swap dealer activities, supporting large and complex client relationships.

Elizabeth Espinal is a financial advisor at TIAA-CREF with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, LLC and Santander Securities, LLC. She is based in Princeton, NJ. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm provides discretionary management through model portfolios and customized solutions, applying a fiduciary standard within a vertically integrated structure that includes affiliated funds.