Andrew Black is a financial advisor with Wells Fargo Advisors and holds a Series 66 designation. He has 18 years of industry experience, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining his current firm in 2022. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs planning, supported by proprietary research and tools.

Patricia Koch Perkins is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Michael Isaacson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Clearing in 2022, he worked at AT&T from 2011 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm follows an IPS-driven process based on modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options in its investment menus.

Robert Laird Jr. is a financial advisor with LPL Enterprise and holds Series 63, 65, and 66 licenses. He has 17 years of industry experience, including prior roles at JP Morgan Chase Bank and JP Morgan Securities LLC. Outside of finance, he also works as a package car driver for United Parcel Service. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Kyle Kaiser is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cetera Advisor Networks and Allied Wealth Partners, among other firms. Outside of his advisory roles, he previously had experience working in education and the food service industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and uses multiple portfolio management and research resources to support diversified investment strategies.

Christian Cooper is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Advisors and related entities since 2009. Outside of his advisory role, he is involved with Orange Sunshine Publishing Co., where he writes children's books. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, with services covering areas such as retirement, education, business-owner transition, and special-needs planning.

Steven Goldberg is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He previously worked for Family Investors Company for 24 years before joining Cambridge in 2024. He holds Series 63 and Series 65 licenses and serves as a board member of the Fanwood-Scotch Plains Rotary Club and vice president of BNI - Select Business Source. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a broad range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio solutions and custody arrangements.

Frank Robertazzi is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been providing tailored financial strategies to individuals and families across the United States since joining Merrill Lynch in 2007. Prior to this, he spent over 25 years in national and global business development roles in the electronics and lighting industries. His expertise encompasses a broad range of financial planning areas including retirement income, portfolio management, executive compensation, tax minimization, and family wealth management strategies. Frank's approach involves assessing multiple aspects of each client's financial situation to design and execute detailed long-term strategies. Frank holds a Bachelor of Science degree in Electronic and Electrical Engineering from New York University's Polytechnic School of Engineering and is a graduate of Brooklyn Technical High School. He holds several professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Planning Counselor (CRPC). Outside of work, he enjoys baseball, fishing, running, and spending time with his family. He is also involved with professional organizations such as the Civic Story Board, Polytechnic Alumni Board, Rotary International Summit NJ, and Sage Elder Care Board.

Ethan Madera is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has worked with UBS since 2018. Prior to his advisory role, he held positions in various industries including staffing and hospitality. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Craig Levin is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jessica Palou is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 66 designations. She has 17 years of industry experience, including previous roles at T. Rowe Price Investment Services and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written recommendation reports with ongoing tax-aware withdrawal strategies.

Peter Pitucco is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with MML Investors Services since 1989 and with MassMutual Life Insurance Company since 1988. In addition to his advisory role, he is involved in the sales and service of insurance products for various carriers. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and offers specialized planning services including divorce planning, estate settlement, and employer-sponsored programs.

David Drogon is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he owns and operates Drogon Family Enterprises. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a wide range of planning options and tailored recommendations supported by firm research and tools.

Scott McGill is an Investment Consultant at Fidelity Investments, where he has been serving since 2025. In this role, he focuses on helping clients achieve their financial objectives by co-creating and implementing tailored financial plans and building ongoing relationships to support these goals. Prior to his current position, Scott held roles as a Financial Representative and Financial Services Representative at Fidelity Investments from 2023 to 2025. Scott's professional experience is centered on investment consulting and financial services within Fidelity Investments. His approach involves aligning clients' financial plans with their personal priorities to ensure a comprehensive strategy that supports their long-term objectives. Outside of his professional work, Scott enjoys activities such as spending time at the beach, comedy, family activities, golf, and sailing.

Christian Wawrzynski is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 credentials and one year of industry experience. His prior work includes positions at Bank of America and the New York Rangers LLC. Outside of financial services, he works as a gym front desk employee at Life Time. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Simran Samra is a financial advisor at Wells Fargo Clearing in New York, NY, holding a Series 66 designation with one year of industry experience. Their work history includes multiple roles at Wells Fargo and Wells Fargo Clearing since 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances. The firm also includes insurance-related investment options and bank deposit sweep programs among its offerings.

Mark Erikson is a financial advisor with Merrill in Bridgewater, NJ, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has been with Merrill since 1992 and has concurrently worked for Bank of America, N.A. since 2016. Erikson also serves as a fiduciary for a for-profit organization as a power of attorney. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Rocco Fiato is a financial advisor with Merrill in Bridgewater, NJ, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and at Bank of America, N.A. since 2018. Prior to that, he was with Northeast Planning Corp for one year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Herbert Bolivar is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing Services and Wells Fargo Bank, NA. He also spent nine years at Montclair State University. Merrill offers managed account services through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth investors, and corporate fiduciaries. The firm provides model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Carol Armstrong is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a trustee for several family trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.