Edward Murphy is a CFP® professional affiliated with LPL Financial, with 40 years of experience in the financial services industry. His prior roles include long tenures at David A. Noyes & Company and Noyes Advisors LLC. He is based in Orland Park, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management solutions, supported by advanced research tools and a large network of advisors.

Michael Lapinski is a CFP® with 26 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and guided by investment policy statements. The firm’s approach includes a broader range of financial products than typical large institutional advisers, incorporating insurance-related vehicles and bank deposit sweep options.

Dwight Schwartz is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab since 2015, including a period at Charles Schwab Bank. He also briefly worked at optionsXpress, Inc. in 2017. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options and combines advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Alexander Binetti is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 66 and Series 63 licenses and nine years of industry experience. His prior work includes roles at FIS Brokerage & Securities Services LLC and FIS Systems, as well as positions outside finance at Titan Plumbing and Drain and DRF Water Heating Solutions. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. Their planning process employs structured discovery and firm-approved tools, leveraging market models and simulations to support client financial plans.

Natalie Nissen is a Financial Advisor at Merrill Lynch Wealth Management with over 23 years of experience in the financial services industry. She specializes in working with business owners, high net worth individuals, and multigenerational families, focusing on wealth creation, preservation, and efficient wealth transfer. Natalie collaborates with clients to develop tailored financial plans that address investment management, asset allocation, risk management, tax efficiencies, and estate planning. Her expertise includes delivering goals-based wealth management strategies aligned with clients' investment objectives, risk tolerance, time horizon, and liquidity needs. She has in-depth knowledge of the unique financial challenges faced by business owners and executives, such as liquidity planning, legacy considerations, concentrated stock positions, and tax management. Additionally, Natalie emphasizes sustainable investing, helping clients integrate their values into their portfolios while maintaining performance objectives. Natalie holds the CERTIFIED FINANCIAL PLANNER® certification and has earned a Master's in Business Administration with distinction from DePaul University, as well as a Bachelor's degree in Economics with a minor in Spanish from the University of Illinois at Urbana-Champaign. She is fluent in English and Spanish. Residing in Homer Glen with her family, Natalie actively volunteers with her son's school, Kingswood Academy, and the Homer Glen Junior Woman's Club.

Paul Michael Reyes is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works closely with entrepreneurs, professionals, business owners, corporate executives, retirees, and families, providing comprehensive wealth management strategies tailored to each client's unique goals. His expertise includes corporate benefits, family wealth management, managing new wealth, personal retirement planning, small business strategies, and retirement income planning. Paul emphasizes a client-centered approach, focusing on understanding clients' ambitions and responsibilities to deliver personalized financial solutions. Paul has been a financial services professional since 1999, starting his career at Deutsche Bank Alex Brown and later gaining experience at UBS and Morgan Stanley before joining Merrill Lynch in 2015. As a founding member of the RLH Group, he assists clients that include venture capitalists, private equity and technology executives, attorneys, physicians, government employees, contractors, and many recent immigrants from Asia and the Middle East. He has substantial experience in concentrated stock transactions, corporate cash management, 401(k) plans, initial public offerings, mergers and acquisitions, succession and exit planning, and corporate and executive services. He holds a Bachelor's Degree from George Washington University and several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Paul is also involved with professional organizations such as the Association of Corporate Growth - National Capital Region and the Tower Club of Tysons. His community involvement includes participation with AALEAD, the Alexandria Chamber of Commerce, HBI-DC, The Women Center, and Warrior Ethos. Outside of work, he enjoys basketball, golfing, running, soccer, and spending time with his family.

Adrianna Granata is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior work includes roles at Northwestern Medicine and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mehmed Suta is a Financial Consultant at Fidelity Investments, where he has been working since 2016 in various roles including Investment Consultant and Relationship Manager. In his current position, he partners with clients and their families to develop comprehensive financial plans aimed at growing, managing, and preserving wealth. With a professional background spanning several years at Fidelity Investments, Mehmed focuses on building long-term relationships grounded in transparency, honesty, and trust. His approach involves collaborating with a dedicated team to help clients work toward their financial goals. Outside of his professional role, Mehmed has personal interests in biking, golf, and playing musical instruments.

Michael Stella is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Morgan Stanley, E*TRADE, Bank of America, Merrill, and Scottrade. He serves as a board member of the condominium association for his primary residence, participating in operational decisions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Steven D'alise is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in the investment industry, beginning his career in venture capital in the mid-1990s focused on raising capital for a startup firm in the dental implant manufacturing sector. Steven joined Morgan Stanley in 2001, where he managed private and institutional assets before joining Merrill in 2007. At Merrill, he provides advice and guidance with an emphasis on wealth management, retirement planning, and institutional services to small business owners, bankers, doctors, dentists, and other professionals. Steven specializes in areas including college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, special needs planning strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Boston College. Outside of his professional career, Steven resides in River Forest with his two children. He enjoys activities such as golfing, swimming, and attending his children's extracurricular events.

Juan Castaneda is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has worked at UBS since 2018, with a brief period at GoExceed in 2020. Outside of his advisory role, he has worked part-time at a restaurant, Rusells BBQ, located in Elmwood Park. UBS Financial Services serves individual, corporate, and institutional clients offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor client solutions.

Sarah Stapleton is a financial advisor at Edward Jones in Homer Glen, IL, holding a Series 66 designation with two years of industry experience. She previously worked at Stepping Stones and has additional experience with Missouri Property Services and RayJus Inc. Outside of her advisory role, she manages sound for Sunday services at Crossroads Christian Church in Joliet, IL. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm is notable for its extensive nationwide network of advisors and branches, as well as its affiliated capabilities beyond advisory services.

Theresa Hahn is a CFP® certificant and Series 66 licensee working with LPL Financial in Downers Grove, IL. She has seven years of industry experience, including five years at Barcodes, Inc. prior to joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Darryl Lewis is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Waddell & Reed, Inc. for 37 years before joining LPL Financial in 2021. Lewis also operates a business entity, D.D.E. Partners, LLC, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and portfolio management services, including model portfolios and third-party asset management, supported by technology tools for operational and research purposes.

Dennis Foley is a financial advisor with Merrill in Oak Brook, IL, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. His work history includes roles at Bank of America, N.A., Merrill, Banc Of America Investment Services, Inc., and LaSalle Financial Services, Inc. He has been with Merrill since 2009 and has also worked at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients, including individuals, high-net-worth clients, and institutional investors. The firm employs model-based and discretionary investment strategies developed by internal CIO teams and third-party managers, with flexible portfolio implementation and support services.

David Herbst is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial since 2005 and previously spent three years with Wells Fargo Advisors. Herbst has led Herbst Financial Services since 2011 and was also involved with Herbst Financial Advisors, Inc. from 2006 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with a range of discretionary and non-discretionary investment strategies.

Tyrone Coates is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Ryan Nietert is a CFP® professional with 19 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has served in various roles since 2012, including positions at Oakcrest Capital LLC and Guardian Life Insurance Company. Nietert also operates as an independent insurance agent and is involved in a tax and accounting firm where he provides CPA and enrolled agent services. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary strategies tailored to client objectives.

Brett Herbison is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2014. Outside of his advisory role, Herbison serves as a board member and officer of a family holding company in Elgin, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Roger Ryndak is a financial advisor with OSAIC based in Downers Grove, IL, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. He spent 54 years with Lincoln Financial Advisors Corporation before joining OSAIC in 2025. In addition to his advisory work, he owns a sole proprietorship marketing various insurance products to his clientele. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services supported by advanced portfolio construction and management tools.