Timothy O'Callaghan is a financial advisor at Charles Schwab with 24 years of industry experience. He holds the Series 66 designation and previously worked at TD Ameritrade for 20 years before joining Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services. The firm is notable for its scale, integrated structure, and multi-asset model portfolio approach.

Canary Chia is a Financial Advisor at Merrill Lynch Wealth Management with over 12 years of experience in the financial services industry. She specializes in comprehensive wealth management, providing guidance to successful professionals to help grow, preserve, and manage wealth through a disciplined process. Her expertise includes areas such as divorce transition planning, education planning, employee benefits planning, family wealth management strategies, and personal retirement planning. Canary is proficient in utilizing alternative investments and sophisticated third pillar products to hedge risk in challenging market conditions. Canary earned both her Bachelor's degree and MBA in finance and economics from the University of Chicago. She holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Korean and is a member of the Soul of Money Institute. A long-time resident of Barrington, Illinois, Canary and her husband Tim have three children. She is involved in the community as a co-coach for First Lego Robotics. In her personal time, Canary enjoys skiing, practicing yoga, and playing pickleball.

Jeremiah Hare is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2016. Prior to joining the firm, he had a brief tenure at Walmart in 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Christal Vargas is a CFP® professional with eight years of experience in the financial services industry. She is currently with Wells Fargo Advisors and has previously worked at UBS Financial Services, Dew Wealth Management, and Private Advisor Group, among other firms. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients, offering a broad range of investment and financial planning services including retirement, education, and risk planning. Advisors utilize Wells Fargo research and planning tools to develop tailored recommendations, with implementation options available through brokerage or advisory programs.

Jeffrey Auerbach is a financial advisor with Equitable Advisors in Deerfield, IL, holding a Series 66 designation and 17 years of industry experience. He has worked at Equitable Advisors since 2008 and previously at Axa Advisors, LLC from 2008 to 2020. Outside of his advisory role, he serves as president of his homeowners association board. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a variety of third-party programs. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to meet client needs.

Ryan Hofgesang is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2017, following a 15-year tenure at Charles Schwab and Charles Schwab Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Ryan Bartlett is a financial advisor with Fidelity, holding a Series 66 designation and 18 years of industry experience. He has been with Fidelity since 2007, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a wide range of investment products.

Andrew Henderson is an advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior roles include positions at Equitable Advisors, LLC, JPMorgan Chase Bank, N.A., and various sports-related organizations such as the Chicago Cubs and Cornell University Athletics. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in their investment approach.

Eric Gnippe is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he was involved in entrepreneurial ventures including Evanston Masonry, LLC and KH OXI Fresh Carpet Cleaning. He also served with the Hinsdale Little League for four years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies, use of AI and algorithmic methods, and formal governance procedures.

Norbert Filian is a financial advisor with Equitable Advisors in Rolling Meadows, IL, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Alex Lee is a CFP® with 29 years of experience in the financial industry. He has worked at Cetera since 2021, including Cetera Wealth Services and the broader Cetera platform. Prior to that, he spent seven years with VOYA Financial Advisors. In addition to advisory work, he is a licensed insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and planning services, operating a multi-manager platform that provides access to affiliated and unaffiliated third-party managers across various program structures.

Bryan O'Connor is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

John Garrity is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, PepsiCo, Rust-Oleum Corporation, and the University of Iowa. His current role at Merrill involves providing investment services in Northbrook, IL. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, featuring model-based and discretionary investment strategies. The firm serves a broad client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Chase Gauthier is a CFP®-designated financial advisor with seven years of industry experience, currently affiliated with Cetera. He has held roles at multiple Cetera entities and previously worked at Oppenheimer Funds and Morningstar Inc. Since 2023, he has operated a financial services DBA, Gauthier Wealth Partners. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a nationwide network of independent advisors.

Michael Harlan is a CFP®-designated financial advisor with 27 years of industry experience. He is affiliated with Cetera in Schaumburg, IL, and has held roles at multiple firms including Kutchins, Robbin, Diamond, Ltd and Rhr Wealth Management, LLC. He is also a partner at Aprio Advisory Group, LLC, a CPA consulting and tax services firm. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account management.

Leonard Dedo is a Series 66 credentialed financial advisor with 21 years of industry experience, currently with UBS Financial Services since 2005. He serves as secretary for the Lake Forest-Lake Bluff Rotary Club Foundation, a local charitable organization focused on community service. Additionally, he is a co-manager of Carlisle Partners LLC, involving real estate investment activities. UBS Financial Services Inc. provides brokerage and advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to capital markets. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and multiple service platforms.

Christine Mallul is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining LPL Financial in 2023, she worked for Sigma Planning Corporation and Sigma Financial Corporation for 12 years. She is also the owner of CCM Services Inc., a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Evan Flatto is a financial advisor with Charles Schwab, holding CFP®, ChFC®, and Series 66 designations and bringing 10 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a mix of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory program and affiliated managed accounts.

Sarah Lehmer is a financial advisor with Edward Jones in Wilmette, IL, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, she manages a rental condominium property. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Sam Braun is a Financial Consultant at Fidelity Investments, a role he has held since 2024. In this position, he works with clients to establish their goals and objectives, assisting them in navigating complex decision-making processes related to financial planning. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2022 to 2024. Sam's career in financial planning dates back to 1997, encompassing a range of roles including Regional Director at Vision 4 Fund Distributors (2015-2019), Regional Vice President positions at Salient (2014-2015) and Eagle Asset Management (2010-2013), as well as Director of Investments and Chief Compliance Officer at Financial Strategy Network, LLC (1997-2010). He holds a California Insurance License. Outside of his professional duties, Sam enjoys attending concerts, engaging in fitness activities, following football, participating in outdoor adventures, traveling, and practicing yoga.