Kristopher Tedeschi is a financial advisor at &PARTNERS with 18 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 15 years. Tedeschi serves as a trustee for a business partner in Ridgefield, CT. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and sovereign wealth funds, providing investment advisory, brokerage, financial planning, ERISA consulting, and investment banking services. The firm employs a range of investment strategies and operates as both a broker-dealer and registered investment adviser.

Connor O’Toole is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA, with three years of industry experience. He holds Series 63 and Series 66 licenses and has previous experience at Fidelity Investments. Outside of his advisory role, he works as a bartender at O’Tooles Pub. Voya Financial Advisors, Inc. serves individual, retirement plan, and corporate clients, providing financial planning, portfolio management through various programs, and brokerage and insurance product distribution. The firm combines investment advisory and broker-dealer services, offering both non-discretionary and discretionary management primarily through affiliated strategies and third-party managers.

Laura Mchugo is a financial advisor at Goldman Sachs Wealth Services with 11 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior roles include positions at The AYCO Company, L.P./Mercer Allied and John Hancock. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers to deliver tailored wealth management solutions.

Seamus Mc Grath is a financial advisor at Voya Financial Advisors, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Merrill for two years. Outside of finance, he works part-time as a bartender at Providence Burger Bar. Voya Financial Advisors, Inc. serves individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management, and brokerage services, utilizing model portfolios and both discretionary and non-discretionary strategies.

Joseph Stone is a financial advisor with Kestra Advisory in Hingham, MA, holding Series 63 and Series 65 licenses and over 53 years of industry experience. He has worked with Kestra Advisory since 2016 and has prior experience with Kestra Investment Services, LLC and Berkshire Life dating back to 1981. Stone is also the owner of MSW Investment Related, a business involved in consulting, insurance, and investment advisory services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, investment advice, and employee education, and serves large clients including sovereign wealth funds, reflecting a broad and complex range of capabilities.

Jed Kelly is a financial advisor at Oppenheimer with 15 years of industry experience. He has been with Oppenheimer since 2012 and holds a Series 63 designation. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a variety of advisory and brokerage services, utilizing strategic asset allocation and manager selection across multiple investment strategies, with a mix of discretionary and non-discretionary management approaches.

Nicolino Zullo is a financial advisor with First Citizens Investor Services, Inc. in Boston, MA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, RBC Capital Markets, Merrill, and Bank of America. Outside of his advisory work, he serves as president of the Andover Soccer Association, a community sports organization. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, and institutional entities. The firm utilizes a client-centered approach combining risk- and outcomes-based asset allocation, discretionary management, and third-party managers, supported by technology-driven model portfolios and tax-aware strategies.

Anthony Gasbarro is a financial advisor at Voya Financial Advisors, Inc. with two years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Fidelity Investments for three years. Outside of finance, he has been involved in operating a gym business. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients by providing financial planning, portfolio management, and brokerage services. The firm offers advice through Investment Adviser Representatives using model portfolios, affiliated strategies, and third-party managers, with a substantial portion of assets managed on a non-discretionary basis.

Kevin Quilty is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 25 years of industry experience. He has been with Commonwealth Financial Network since 2010. Outside of advising, he is involved in fixed insurance sales as an agent and serves as a trustee for a family member’s account. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients through a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, allowing advisors discretion in portfolio construction and access to proprietary model portfolios.

Patrick Evers is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Voya, he worked at Fidelity Investments for two years. Voya Financial Advisors, Inc. serves individual clients across wealth levels, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management, third-party manager access, and brokerage and insurance products. The firm delivers advice through Investment Adviser Representatives using model portfolios, affiliated strategies, and third-party strategists.

Emily Lynch is a financial advisor at Cerity Partners LLC with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bainco International Investors LLC and Newbury Street Capital Limited Partnership. Lynch is based in Boston, MA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolio management.

Thomas Stephens is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA, holding Series 63 and Series 65 licenses with 24 years of industry experience. His prior roles include positions at OneAmerica Securities, American United Life, Trinity, and Ameritas Life Insurance Corp. Voya Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm utilizes a combination of model portfolios and manager-driven strategies across discretionary and non-discretionary programs, supported by an extensive affiliate ecosystem and multiple custodial relationships.

Adam Firely is a CFP® professional with eight years of industry experience, currently serving as an advisor at Focus Partners Wealth, LLC since 2021. Prior to this, he worked at myCIO Wealth Partners, LLC from 2016 to 2020. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach emphasizing tax and fee sensitivity within an enhanced open architecture framework that integrates active and passive strategies, separate account managers, private funds, mutual funds, and ETFs.

William Bradford is a Series 66-licensed financial advisor at Empower Advisory Group with 17 years of industry experience. His career includes positions at firms such as Citizens Securities, Santander Securities, Kestra Financial, and Carson Wealth. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Andrew Breare is a financial advisor at Voya Financial Advisors, Inc. in Boston, MA, holding Series 65 and Series 63 designations with one year of industry experience. Prior to joining Voya, he worked at Fidelity Investments for two years. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients, providing financial planning, portfolio management, third-party money manager access, and brokerage and insurance product distribution. The firm combines model portfolios, affiliated strategies, and third-party strategists to deliver advice primarily on a non-discretionary basis.

Curtis Browne is a financial advisor at Voya Financial Advisors, Inc. in Boston, MA, holding Series 65 and Series 63 licenses with one year of industry experience. His prior roles include positions at Manulife John Hancock Brokerage Services LLC, John Hancock, and Fidelity Investments. Voya Financial Advisors serves individuals, employer-sponsored retirement plans, and charitable and corporate clients by providing financial planning, portfolio management, and brokerage services. The firm offers model portfolios and access to third-party money managers, with a substantial portion of assets managed on a non-discretionary basis.

James Fratello is a financial advisor at Independent Financial Group, LLC with 51 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at H. Beck, Inc. for 32 years, followed by Grove Point Investments, LLC and Grove Point Advisors, LLC. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and provides advisory programs via its AccessPoint platform and third-party asset managers.

Lindsay Hellmuth is a CFP® and holds a Series 66 license, with 11 years of industry experience. She is currently with Commonwealth Financial Network and T.A. Holland & Co, having previously worked at Cetera Advisor Networks. Her outside business activities include fixed insurance sales conducted at her branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and back-office support including operations, trading, technology, investment management, compliance, and practice-management services.

Catherine Farago is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked with Principal Securities Inc. since 2016 and has been involved with Principal Life Insurance Company since 2014, as well as operating C.A.S. Wealth Resources since 2011. Outside of her advisory role, she holds an outside sales position focused on the sale and service of fixed and life insurance products, annuities, disability insurance, and long-term care. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions under various advisory and promoter arrangements.

Kole Kelly is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Manulife John Hancock Brokerage Services, John Hancock, and Eaton Vance. Voya Financial Advisors, Inc. serves individual and institutional clients, including employer-sponsored retirement plans and charitable organizations, offering financial planning, portfolio management, and brokerage services. The firm provides advice through Investment Adviser Representatives using model portfolios and a mix of affiliated and third-party strategies, with most assets managed on a non-discretionary basis.