Kelley Hart is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he serves as a member of the Town of Orange Historic District Commission. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Gina Douvas is the Senior Resident Director at Merrill Lynch Wealth Management in Fairfield, CT, leading the office since 2009. She has been involved in the Financial Services industry since 1991 and joined Merrill Lynch in 2007. Gina and her team work closely with high-net worth individuals, families, entrepreneurs, and endowments to develop disciplined and customized long-term financial strategies. They coordinate resources from Merrill and the Bank of America Private Bank to assist clients in pursuing financial goals, managing risk, and creating tax-efficient wealth-transfer strategies, often collaborating with CPAs and estate attorneys. Prior to joining Merrill Lynch, Gina spent 13 years at Smith Barney in New York City, focusing on stock-option planning for C-suite executives, estate, and retirement planning strategies. She began her career as a portfolio analyst working on investment strategies for institutional, corporate retirement, and private pension plans. Gina holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned a Bachelor's degree from SUNY Stony Brook and an MBA in Finance from Pace University Lubin School of Business. Gina is active in her community and supports multiple charitable organizations such as the American Cancer Association and the Norma Pfriem Breast Center. She serves on the advisory board of the Charles F. Dolan School of Business at Fairfield University and is involved with John Jay High School and The Smilow Cancer Hospital. Fluent in Greek and English, Gina enjoys biking, cooking, football, golfing, music, photography, tennis, traveling, volleyball, and spending time with her family.

Zachary Bognar is a financial advisor with Wells Fargo Clearing in Stamford, CT, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, Northwestern Mutual Investment Services LLC, JP Morgan Chase, and Charles Schwab and Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases to support its investment approach.

Micaela Walsh is a financial advisor at Fidelity with one year of industry experience and holds a Series 66 designation. Prior to joining Fidelity, she held various roles including positions at Bucknell University and Essex Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods, and serves multiple registered investment companies with formally established governance and oversight procedures.

Karen Knettel is a financial advisor with Morgan Stanley in Fairfield, CT, holding Series 63 and Series 66 designations and 29 years of industry experience. She has been with Morgan Stanley since 2016. Outside of her advisory work, she operates a YouTube cooking show focused on art and culture. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its financial planning process.

Nicholas Francia is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds a Series 66 designation and has been with UBS since 2011. Francia is a member of the Advisory Committee on Finance Issues for The ESOP Association, a peer-sharing group focused on ESOP-related developments and best practices. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client strategies.

Casey Odo is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Cadaret Grant & Co., Inc., Securities America, and Investacorp Advisory Services Inc. Odo also has involvement in non-variable insurance activities outside his advisory role. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Jonathan Urbina is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2013, including time with JPMorgan Chase Bank, N.A. from 2013 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with brokerage and investment management capabilities.

Paul Blanco is a Series 66-licensed financial advisor with Mass Mutual Investors Services. He has been in the financial services industry since 2023, with prior experience at Barnum Financial Group and MassMutual Life Insurance Co. Blanco is also active as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, delivering collaborative, goal-based recommendations without discretionary authority.

Brian Parmelee is a CFP®-certified financial advisor with 13 years of industry experience. He has worked with MassMutual Investors Services since 2017 and has additional experience with Massachusetts Mutual Life Insurance Company and Metlife Securities. Outside his advisory role, he acts as a broker for Risk & Insurance Associates, selling fixed life insurance and related products, and assists clients with life settlement transactions. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented planning engagements.

Divya Krishnan is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Charles Schwab & Co. since 2020, following prior roles at Charles Schwab Investment Management and Motif Investing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s investment approach combines non-discretionary client relationships with access to discretionary separately managed accounts and multi-asset model portfolios.

Rustam Yamilov is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2018, following six years at HSBC Securities and HSBC Bank USA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies, delivering services on a non-discretionary basis with clients retaining final decision-making authority.

Tristan Lawrie is a Series 66-registered financial advisor with LPL Financial, bringing 16 years of industry experience. He has worked at LPL Financial since 2012 and previously spent three years at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Francisco Triay is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he held positions in various sectors including automotive and retail. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Michele Matice is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals and families achieve financial success by understanding their personal goals and aspirations. Michele provides personalized wealth management strategies and integrates investment insights from Merrill with banking and lending solutions from Bank of America to support her clients' financial objectives. Her career transitioned from Corporate America to wealth management, with a particular interest in the impact of technology on markets and families globally. Michele holds a Master's Degree and a Bachelor's Degree from the University of Michigan System and a High School Diploma from Seaholm High. She has earned professional designations as a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Michele participates in community activities, including serving as Past President of BWGA and volunteering with Covenant House. Outside of work, she enjoys gardening, golfing, reading, yoga, and playing bridge.

Bruce Sargent is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 57 years of industry experience. His career includes roles at Citigroup Global Markets from 1968 to 2009, followed by positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. He serves as president and co-trustee of the Bruce & Janet Sargent Charitable Foundation and is a trustee of Game Conservancy USA. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Jeffrey Costa is a financial advisor with LPL Financial in Milford, CT, holding the CFP® designation and Series 63 and 65 licenses. He has 13 years of industry experience, including roles at Scholtz & Company, First County Bank, and METLIFE. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad range of advisory services with extensive non-advisory financial activities.

Paul Bortnick Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its related entities since 2003. Outside of his advisory role, he operates a sole proprietorship specializing in tax preparation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides tailored retirement-income planning through a written Recommendation Report and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Priya Kessler is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their families to develop disciplined financial plans tailored to their individual situations. She utilizes Fidelity's recommendations and resources to provide clients with the knowledge and guidance needed to make informed financial decisions. Priya has held several roles within the financial services industry, including Planning Consultant and Relationship Manager at Fidelity Investments, and previously served as a High Net Worth Specialist, Advanced Broker, and Associate Financial Service Professional at Charles Schwab. She began her career as a Client Service & Support Intern at Charles Schwab. Outside of her professional work, Priya enjoys cooking and baking, exploring culinary experiences, socializing with friends, engaging in outdoor adventures, traveling, and spending time with pets.

Michael Pappa is a financial advisor with Wells Fargo Clearing in Westport, CT. He holds a Series 63 designation and has 27 years of industry experience. His prior work includes positions at Janney Montgomery Scott LLC and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.