Richard Ayres is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Douglas Eizen is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked with JPMorgan Securities since 2010 and with JPMorgan Chase Bank since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, utilizing a forward-looking approach to build model asset allocations.

John Masotti is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Morgan Stanley, and Merrill. He has ownership interests in HUB ADVISORS, LLC and JRM FINANCIAL SERVICES, both investment-related businesses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm integrates advisory services with other financial products, providing varied planning options through a network of financial advisors.

Eileen Monahan is a Series 66-licensed financial advisor with Morgan Stanley in Warren, NJ, with 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is the sole proprietor of a family real estate business. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by advanced modeling tools and serves clients through multiple financial planning and investment strategies.

Matthew Garber is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at OSAIC since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. for six years. Outside of his advisory role, Garber volunteers as a Boy Scouts committee member and coaches youth ice hockey. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services. The firm’s investment process relies on model-based asset allocation and portfolio optimization, providing advisors with multiple management and custodial options across an extensive platform.

Juan Garcia is a financial advisor with J.P. Morgan Securities in Newark, NJ, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. He previously worked at Santander Securities and Santander Bank and has ownership roles in two private holding companies, 78 Wakeman Associates, LLC and JMG Investment Group, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, customized asset allocation advice supported by quantitative and qualitative research. The firm incorporates ESG frameworks and delivers implementation through affiliated investment-management entities.

Mohamed Tabbaa is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Fidelity Investments and Bank of America, N.A., where he worked from 2015 to 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Tessa Stewart is a financial advisor at Merrill with five years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of finance, she operates two small businesses: a wedding photography and videography service and a beauty service offering makeup and marketing of beauty-related products. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals and institutions.

Richard Jurusz is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and with Cetera since 2023. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, featuring access to affiliated and third-party model portfolios as well as customizable investment strategies.

Elizabeth Sweetra is a financial advisor with UBS Financial Services, holding a Series 66 designation and five years of industry experience. Her career includes roles at Northwestern Mutual, Sony Music Entertainment, and client services at FCM, as well as a period working at New York University. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Vincent Robert Browne is a financial advisor at Cetera with three years of industry experience and holds a Series 66 designation. He has worked with firms including Avantax Investment Services and FTF Financial Group and serves as an adjunct professor of finance at St. John's University. Browne is also involved as vice-president and secretary of a nonprofit organization, Young Catholic Professionals, and manages financial coordination for a food pantry at St. Ann's Roman Catholic Church. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform featuring both affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors.

Damian Reilly is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Provident Bank, Investors Bank, INVEST Financial Corporation, and Capital One Investing, LLC. He is based in Clark, NJ. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, operating a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Zack Tracy is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, Merrill Lynch, and Neuberger Berman. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and may incorporate ESG criteria, with implementation support from affiliated investment-management entities.

Brian Mac Arthur is a CFP® and CFA® credentialed financial advisor with 25 years of industry experience. He is currently with UBS Financial Services and has previously worked at JPMorgan Chase and CIBC Private Wealth Advisors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Kenneth Bryant is a financial advisor with Primerica Advisors in Union, NJ, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has worked at PFS Investments Inc. since 2002 and has been affiliated with Primerica Financial Services since 1998. Bryant also engages in the sale of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers and utilizes BNY Mellon Advisors and Pershing for trade execution and custody.

Leigh Einhorn is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. Einhorn previously worked at Wells Fargo Clearing for nine years before joining Wells Fargo Advisors. Additionally, Einhorn is the sole owner of Einhorn Financial Enterprises, LLC, an investment-related business. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a large network of advisors. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, utilizing proprietary research and planning tools to deliver tailored recommendations.

Christopher Russo is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Royal Alliance and UBS Financial Services. Outside of advising, he is involved with Coda Logistics and Distribution, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Tamara Alter is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo, Bank of America, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm supports its advisory process with centralized due diligence and integrates derivatives and commodities capabilities.

Marcus Maldonado is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012, as well as at JPMorgan Chase Bank, NA since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and includes capabilities in derivatives and commodities.

Joseph Bruno is a financial advisor with Wells Fargo Clearing in Short Hills, NJ, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from its Investment Institute and third-party databases to support investment decisions.