Ryan Nason is a financial advisor at Osaic Wealth with 13 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at Securities America, Pinnacle Investments, and Mutual of Omaha. Outside of his advisory role, he is involved in community activities including coaching AAU baseball and coordinating events for a non-profit supporting military dependents. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, and charitable organizations. The firm provides brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Michael Greenly is a financial advisor with UBS Financial Services in Philadelphia, PA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Nancy Schultz is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at UBS Financial Services for 12 years and Morgan Stanley for five years prior to joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting through multiple advisory programs and uses a variety of portfolio management styles supported by affiliated research and model managers.

Charles Leonard Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and bringing 35 years of industry experience. His prior roles include positions at Northeast Planning Associates, LPL Financial, Commonwealth Financial Network, and 1717 Capital Management Company. Outside of his advisory work, he is involved with A & B Ventures, where he cares for farm animals and maintains their facilities. Ameriprise Financial Services is a large, diversified firm that serves both individual and institutional clients. The firm offers a Premier Retirement Income service providing personalized, written retirement income planning and annual advice focused on income reliability and tax-aware withdrawal strategies.

Andrew Segal is a financial advisor with Wells Fargo Clearing in Philadelphia, PA. He holds Series 63 and Series 66 licenses and has 10 years of industry experience, all with Wells Fargo entities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from its investment institute and third-party sources, applying diversification and modern portfolio theory in its investment approach.

Susan Boehm is a financial advisor with Equitable Advisors in Philadelphia, PA, holding a Series 66 designation and 20 years of industry experience. She has worked with Equitable Advisors since 2005 and prior to that was associated with Axa Advisors, LLC. Outside of her advisory role, she operates an insurance brokerage business under the name Firstrust Financial Resources. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach includes client risk assessment and matching to program models or discretionary managers, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Madelyn Mc Mahon is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles outside the financial industry, including ownership of The Impeccable Pig from 2022 to 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gerald O’Connor is a financial advisor with Ameriprise in Woodbury, NJ, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining Ameriprise in 2025, he worked at Morgan Stanley and Morgan Stanley Private Bank for over a decade. He serves on several local boards, including the Greater Woodbury Chamber of Commerce, the Girl Scouts of Central and Southern Jersey finance committee, and the United Way of Gloucester County, among others. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Robert Bukowski Jr. is a financial advisor at J.P. Morgan Securities with 12 years of industry experience and holds the Series 66 designation. He has been with J.P. Morgan Securities since 2014 and is also employed by JPMorgan Chase Bank, where he offers a range of bank products and services. In addition to his advisory role, he has an ongoing association with the University of Delaware since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process and a broad range of investment capabilities.

Earl Crockett is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he is a partner in Framily Business LLC, a venture involved in recreational rental property management. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers comprehensive investment and planning services.

Sam Ceniccola is a CFP® and holds a Series 66 license, currently with RBC Capital Markets in Mount Laurel, NJ. He has three years of industry experience, including roles at RBC Wealth Management and a background in education at Penn State University and Lenape High School. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base that includes individual investors, institutions, pension plans, corporations, and charities. The firm offers a variety of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers.

John Burkhardt is a financial advisor at Stifel with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Ryan Beck & Co., and had an earlier tenure at Stifel. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Jacob Weichert is a CFP® professional affiliated with Wells Fargo Clearing in Philadelphia, PA, with eight years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously held roles at Brother Bear BBQ and the University of Delaware. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to inform its investment approach and offers a broad range of brokerage and advisory solutions.

Margaret Petrillo is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank prior to joining JPMorgan Chase Bank and J.P. Morgan Securities in 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice and customized investment solutions supported by centralized due diligence and a manager solutions team.

Lucy Johnson is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2022, following a ten-year tenure at UBS Financial Services. Outside of advisory work, Johnson is involved with Advocare, a wholesale distribution business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Steven Borenstein is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Morgan Stanley entities since 2002, as well as at Citigroup Global Markets from 2007 to 2009. He serves on the board and investment and finance committees of Temple Beth Shalom, a nonprofit organization in Cherry Hill, New Jersey. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and supports diverse financial products and strategies through its comprehensive advisory platform.

Daniel Baratz is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP® designation and securities licenses Series 66 and Series 63. Prior to joining Edward Jones in 2022, he worked at Zenith Financial Group LLC and Sowell Management Services, among other firms. Outside of advising, he assists friends and family with travel arrangements through a travel agency he co-owns. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary managed solutions and separately managed accounts. The firm is notable for its extensive retail advisor and branch network and its affiliated capabilities beyond advisory services.

Stephen Donovan is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and 38 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Michele Girgenti is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at UBS, Fidelity Investments, Innovative Investment Fiduciaries, and Wells Fargo Clearing. Outside of her advisory role, she processes accounts payable on a part-time basis for Baldwin and Obenauf Inc. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools but does not include individual security recommendations in standalone planning services.

Janee Andrews is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at PNC Bank and Bank of America, N.A. Outside of finance, she briefly owned an activewear business, Sculpted Skin LLC, which she is in the process of dissolving. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.