Patricia Strain Riley is a financial advisor with Merrill, holding Series 63 and Series 65 registrations and bringing 39 years of industry experience. Her career includes long tenures at BCG Securities, Inc. and Horace Mann Companies before joining Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Wright is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63, Series 65, and Series 66 licenses and bringing 23 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2010. Outside of his advisory role, he serves as a director and finance committee member for the Philadelphia Ronald McDonald House, a nonprofit supporting families of seriously ill children. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and incorporates ESG criteria, with implementation supported by affiliated entities.

Christopher Ochlan is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors and Securities America Inc for 15 years. Outside of advisory work, he serves as CFO for two companies, Enroute Computer Solutions Inc and another software firm, both based in Egg Harbor Township, New Jersey. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with portfolio optimization and risk management tools and operates a complex affiliate network alongside multiple custodial and alternative investment offerings.

William Mccormack is a Private Wealth Advisor at Merrill Private Wealth Management. He works with a select group of ultra-high-net-worth individuals and families, providing tailored advice and investment strategies aligned with their financial goals and priorities. His approach incorporates a tax-sensitive perspective, considering estate, wealth transfer, and philanthropic factors, with an emphasis on wealth structuring and asset location. Mr. Mccormack has over 25 years of experience in the financial services industry. Prior to joining Merrill in 2015, he was a Director with Barclays Wealth and Investment Management and an Executive Director with J.P. Morgan Private Bank, where he led the Mid Atlantic Investments Team. He has been recognized on Forbes' "Best-in-State Wealth Advisors" and "Best-in-State Wealth Management Team" lists multiple times. He earned a bachelor's degree from Princeton University, a Master's degree in International Affairs from Georgetown University, and an MBA from the University of Virginia Darden School of Business. He holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Outside of work, he is involved with organizations such as Manna, Germantown Friends School, and Princeton University. He lives in Haverford, Pennsylvania, with his family and enjoys fitness, horseback riding, and raising chickens.

Robert Biggs is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He is based in Philadelphia, PA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Emil Rotaeche is a financial advisor with Edward Jones in Haddon Township, NJ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Outside of advising, he is involved in managing a rental property in Merchantville, NJ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and tax-efficient overlay services. The firm supports a large national network of advisors and branches, managing over $1 trillion in assets.

Bella Rios is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her work background includes roles at JPMorgan Chase Bank, N.A., and various other organizations prior to her current position. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations, with a focus on eligible strategies and an ESG eligibility framework.

Michael Tash is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Cetera and Cetera Wealth Services, LLC since 2013. Outside of his advisory work, he owns an interest in a racehorse through MyRaceHorse. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers.

Amy Esposito is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and 27 years of industry experience. She has been with Morgan Stanley and its predecessor entities since 2002. Outside of her advisory role, she owns and operates Uncle Tony's Books and Magazines, a retail and online store based in Allentown, Pennsylvania. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Mark Johnson is a financial advisor with OSAIC in Wilmington, DE, holding a Series 66 license and 14 years of industry experience. Prior to joining OSAIC in 2025, he was with Lincoln Financial Advisors for 13 years. He also works as a CPA at Lank, Johnson & Tull, where he has been employed since 2006. Additionally, he serves as a trustee for a CPA client. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various advisory and managed account strategies.

Lawrence Tundidor is a CFP® professional with 17 years of industry experience, currently affiliated with Cetera. His prior experience includes over a decade at VOYA Financial Advisors and roles at Cetera Wealth Services and Tundidor Wealth & Investment Group, of which he is the owner. He is also an independent insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Joseph Webb is a financial advisor at Edelman Financial Engines in Philadelphia, PA, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Liberty Mutual, The Vanguard Group, Edward Jones, and Cornucopia Logistics. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online offerings.

Smita Menon is a financial advisor with Wells Fargo Clearing in Exton, PA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She previously worked at Citizens Securities and Citizens Bank before joining Wells Fargo in 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include an expanded range of financial products such as insurance-related vehicles and bank deposit sweep options.

David Prosser is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and has 36 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory work, he serves as a council member for West Grove Borough Council in Pennsylvania. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, operating with a large-scale platform and a broad range of brokerage and advisory solutions.

Gail Knight is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding a Series 63 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Thomas Coughlan is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 63 and Series 65 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates centralized due diligence with both quantitative and qualitative research to develop model asset allocations.

Joseph Johnson is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2004. Outside of his advisory role, he is involved with an insurance agency offering Universal, Whole, Term, and LTC insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robin Sabat is a financial advisor with UBS Financial Services in Philadelphia, PA, holding a Series 66 license and 14 years of industry experience. He has been with UBS and UBS Bank USA since 2009. Outside of his advisory role, Sabat is the owner of a property management company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor solutions. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory functions.

Jeffrey Simpson is a financial professional with 31 years of industry experience, currently affiliated with Cetera. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes long-term roles at Minnesota Life and Securian Financial Services, as well as ongoing involvement with Wechsler/Marsico Agency and Wexco Financial Group. Outside of advisory work, he serves on the advisory board of the Rocky Run YMCA. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial consulting services, utilizing a multi-manager platform that includes automated and bespoke investment strategies.

Aidan Bradley is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining J.P. Morgan Securities and J.P. Morgan Chase Bank in 2022, he worked at Benchmark Financial for one year and was affiliated with the University of Delaware for four years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates centralized due diligence and combines quantitative and qualitative research, offering recommendations limited to eligible strategies that may include an ESG eligibility framework.