Michael Farrell is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Mass Mutual Investors Services in 2017, he worked at MetLife Securities, Inc. for 36 years. He is also an independent insurance agent selling life, annuities, disability income, and related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved tools and structured planning processes.

Lee Povinelli is a financial advisor at Osaic with 32 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Royal Alliance Associates, Inc. for 21 years. Outside of his advisory role, he is employed as a tax preparer at Pinnacle Taxx, a sole proprietorship. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports a variety of financial programs delivered through a large multi-advisor platform.

Robert Mcbride is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research with capital market assumptions to tailor financial plans. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, providing a broad range of wealth management and institutional trading services.

Keith Butler is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 63 and Series 65 designations and has 35 years of industry experience. Prior to joining Raymond James, he worked at Janney Montgomery Scott, Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Butler also serves as managing partner of Lodestar Capital Management LLC, where he manages client investment portfolios. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports client implementation through advisory programs and partnerships.

Anthony Rocco Jr. is a financial advisor with Raymond James Financial in Wilton, CT, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Raymond James Financial since 2009 and Raymond James Financial Services since 2008. Outside of his advisory role, he works as a high school lacrosse and football referee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting through a broad network of advisors and utilizes analytical tools and risk profiling to support client goals.

Francisco Rivera is a financial advisor with LPL Financial in Somers, NY, holding Series 63 and Series 65 licenses and having 16 years of industry experience. His prior roles include positions at Webster Bank, Wells Fargo Bank and Clearing, JPMorgan Chase Bank, and JPMorgan Securities. He is also a commissioned notary in the state of Connecticut. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Julie Sterling is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 32 years of industry experience. She has worked at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2019 and previously spent 11 years at Capitol Securities Management, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Timothy Smith is a financial advisor at Cetera with 37 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to his current role at Cetera, he has been associated with Cetera Wealth Services, LLC and Georgetown Financial Group, Inc. outside of advisory work, he serves as an independent insurance agent specializing in life, accident, health, and long-term care insurance and is involved in product education and underwriting support for Amicor Enterprise Insurance Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management, financial planning, and retirement services, operating a multi-manager platform with access to affiliated and third-party managers, supporting diverse investment models and program structures.

Stephen Schneider is a financial advisor at Wells Fargo Advisors in Danbury, CT, holding Series 63 and Series 65 licenses with 29 years of industry experience. He previously worked at Wells Fargo Clearing for nine years and Prudential Equity Group, LLC for six years. Outside of his advisory role, he serves as co-executor for his father’s estate. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services utilizing proprietary research and tools, with optional implementation through brokerage or advisory programs.

Alexa Strazsky is a financial advisor at RBC Capital Markets with a Series 66 designation and one year of industry experience. Her prior work includes roles at New England Private Wealth Advisors, Congress Asset Management, and Brad & Vandy Reh Fine Jewelry. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and employs a tailored investment approach using both in-house and third-party managers.

Zhu Howard is a financial advisor with LPL Financial in Stamford, CT, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial and M&T Bank in 2022, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2019 to 2022, and at Bank of America and Merrill from 2017 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Patrick Wayland is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career spanning two decades in financial services. He specializes in planning and portfolio construction, focusing on executives and private business owners. His areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and tax minimization. Patrick earned both a Bachelor of Science and a Master of Science in Electrical Engineering from Johns Hopkins University. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He also serves on the boards of the Nantucket Conservation Foundation and Snell Properties, a family-owned real estate company. In addition to his professional pursuits, Patrick contributes to the community as a judge for the Johns Hopkins Business Plan Competition. His personal interests include cooking, music, reading, skiing, spending time with family, tennis, and traveling.

Frank Federici is a Senior Financial Advisor with Merrill Lynch Wealth Management, working within the Neuman Kolenberg Federici Iannone Group based in Stamford, Connecticut. In his role, he collaborates with high net worth families and executives to develop integrated solutions in wealth management, estate planning, and risk management. Frank also focuses on small business 401(k) plans and philanthropic planning for private banking clients and non-profit organizations. With over 25 years of experience in finance, institutional asset management, and wealth management, Frank offers customized strategies tailored to clients' unique ambitions. He leverages the relationship between Merrill Lynch Wealth Management and Bank of America to provide a range of services, including traditional banking as well as advanced investment and lending products. Frank holds a Bachelor of Science degree from Union College and a Master of Business Administration in finance from Fairfield University. He holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Frank is active in his community, serving as a Scout Master for his son's Boy Scout troop and participating in various sports activities for his children. He and his wife live in New Canaan, Connecticut, with their four children.

Maydenise Santiago is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with J.P. Morgan Securities since 2012. Outside of her advisory role, she is involved in an e-commerce business focused on online retail sales and digital products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by a centralized due diligence process.

Wanda Vasse Koerner is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank since 2006 and BNY Investment Center Inc. from 2005 to 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Hillel Jaffe is a financial advisor with Morgan Stanley in Stamford, CT, holding a Series 66 designation and having 25 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques to support financial plans, while clients are responsible for plan implementation and updates.

Eric Dorfman is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He previously worked as an Investment Consultant at Fidelity from 2022 to 2023. His earlier experience includes serving as a Portfolio Manager focused on U.S. and Canadian equities at First New York Securities from 2014 to 2021, and as a U.S. Equity Trader at AMR Capital Trading between 2004 and 2013. Throughout his career, Eric has specialized in investment management and financial planning. He holds an Arkansas Insurance License. Outside of his professional work, Eric's personal interests include spending time at the beach, enjoying comedy, football, music, and engaging in parenthood.

Brendan Rueli is a financial advisor at Merrill with 13 years of industry experience and holds the Series 66 designation. He has been with Merrill since 2011, including a brief period at Bofa Securities, Inc. in 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Meghan Carrasquillo is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley since 2020. Carrasquillo holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Thomas Thorndike is a CFA® charterholder and holds a Series 66 license, with 15 years of industry experience. He is currently with OSAIC, where he has worked since 2024. His prior roles include positions at Securities America Advisors and National Planning Corporation. Thorndike is also licensed to sell fixed insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, delivered through various program options and supported by a range of affiliated entities.