William Torres is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 66 and Series 63 licenses and three years of industry experience. He has been with Vanguard Advisers since 2026 and also has experience at Vanguard Marketing Corporation, The Vanguard Group, Temple University, T-Mobile, and the Community College of Philadelphia. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital platform and team servicing model.

Michael Raleigh is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. He holds the Series 63 designation and is based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and constructs portfolios primarily from Vanguard funds and ETFs, managing a large client base through a combination of digital platforms and advisory teams.

Ryan Pryslak is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Wells Fargo Clearing, Citizen Securities, Inc., and J.P. Morgan Chase Bank. In addition to his advisory work, Pryslak serves as Director of Music at Immanuel Episcopal Church, playing organ and piano and directing the parish choir. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to personalize asset allocations, combining Vanguard funds and ETFs with features such as tax-aware strategies and customizable portfolio options.

Derrell Thompson is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked at various Vanguard entities since 2016 and maintains roles as a server for two local catering businesses. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs.

Allen Butler is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 credentials and bringing 30 years of industry experience. He has been with Vanguard Advisers since 2019 and has also been associated with Vanguard Marketing Corporation and The Vanguard Group since 2017. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach that leverages proprietary methodologies and largely utilizes Vanguard funds and ETFs.

Frederick Hoey is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The Hoey Group, a multi-generational team serving clients for over 50 years. Since joining the Hoey Team in 2003, Frederick has applied his background in small business management and continuing education to develop expertise in family wealth management strategies, personal retirement planning, and retirement income. He works closely with a diverse clientele including executives, business owners, physicians, attorneys, and multi-generational families across 38 states, focusing on personalized financial strategies that address clients’ long-term goals, cash flow needs, and asset allocation. Frederick holds a Bachelor’s Degree from the University of Notre Dame and has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). His approach emphasizes customized wealth management solutions, clear communication, and proactive client service to simplify financial lives and support lasting financial success. Outside of his professional role, Frederick enjoys hiking, tennis, and woodworking. He lives in Pottstown with his partner Cassie and their two Newfoundland dogs, and he often travels to St. Augustine, Florida.

Peter Smith is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at KML Law Group and Med-Park Corp. Peter also spent four years at West Chester University. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach, largely employing Vanguard funds and ETFs, and manages a large client base with more than 2,200 advisors.

Nathan Lee is a financial advisor at LPL Financial with 24 years of industry experience. He previously worked at Lincoln Financial Securities and Key Investment Services LLC. He serves on the board of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven approaches.

Andrew Salayda is a CFP® credentialed financial advisor with Vanguard Advisers, bringing 22 years of industry experience. He has worked at THE Vanguard Group, Inc. since 2003 and is also the owner of Andrew Salayda Tax Services, a tax preparation business he has operated since 2011. Additionally, he has held roles in education with the Bensalem School District. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, offering broad customization and tax-aware features.

Steve Scornajenghi is a Planning Consultant at Fidelity Investments, a position he has held since 2026. He has a background as a Financial Advisor with experience at multiple firms, including TD Bank in 2025, Citizens Securities, Inc from 2021 to 2024, and Equitable Advisors from 2018 to 2021. Throughout his career, Steve has focused on delivering comprehensive financial planning services. Outside of his professional role, he has interests in baseball, football, movies, and music.

Valerie Cianfaro is a financial advisor at Vanguard Advisers with five years of industry experience. She holds a Series 66 designation and previously worked at Barclays Bank US from 2014 to 2020, before joining Vanguard in 2020. Vanguard Advisers delivers both automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to create personalized portfolios, largely constructed from Vanguard funds and ETFs.

Nicholas Liuzzi is a financial advisor at Vanguard Advisers with a Series 66 credential and four years of industry experience. He has worked at The Vanguard Group since 2021 and previously held roles at The JG Wentworth Company and Verizon. He also serves as a limited agent for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Jared Folsom is a financial advisor at Fidelity with Series 66 and Series 63 licenses and three years of industry experience. His background includes roles at Fidelity Investments and prior positions in education and the life sciences sector. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios across various asset classes.

Ryan Moore is a financial advisor at Vanguard Advisers with a Series 66 credential and six years of industry experience. His prior roles include positions at Ameriprise Financial, Legacy Planning Partners, and PPB Capital Partners. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios primarily constructed from Vanguard funds and ETFs.

Peter Robinson is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 14 years of industry experience. He has been with Vanguard Advisers since 2019 and has worked with related Vanguard entities since 2015. Outside his advisory role, he is also listed as an agent for his wife in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a variety of portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Jeffrey Galiardi is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard Advisers since 2020. Prior to this, he has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Galiardi serves as an executor and trustee for immediate family members in fiduciary roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a high volume of client relationships through a combination of digital platforms and advisory teams.

Jaime Boal is a financial advisor at Vanguard Advisers with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard and Mutual of America firms. Outside of his advisory role, he operates a small business as a reseller on Thredup. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Andrew Wallace is a Series 66-licensed financial advisor with five years of industry experience. He is currently with LPL Financial and previously worked at Cambridge Investment Research Advisors, Inc. Outside of his advisory role, he is also engaged as an Investment Advisor Representative at Conte Wealth Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and diversified investment strategies.

Michael Dalkin is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds the Series 66 designation and has been with Vanguard and its affiliated entities since 2012. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering a range of customization options.

Faye Romano is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds Series 63 and Series 65 designations and has been with Vanguard since 2016. Romano also serves as an agent for an immediate family member in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and a range of customization options, managing a large client base through a digital platform supported by a team of advisors.