Justin Arter is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and John C. Grimberg. Outside of finance, he has been involved with organizations such as the Y of the Chesapeake and McDaniel College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, relying on a centralized team that collaborates with advisors and uses a combination of investment research, data, and algorithmic tools.

Thomas Mc Elwee is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Prudential Insurance Company of America and Mutual of Omaha. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, and corporate entities, using model-driven investment implementation and offering access to third-party asset managers and financial planning.

Stacey Spedden Irrgang is a financial advisor at Osaic Wealth with over 32 years of industry experience. She holds a Series 66 designation and previously spent more than three decades with Lincoln Financial Advisors Corporation. In addition to her advisory role, she owns Stacey Spedden & Associates, LLC, which manages business expenses and payroll, and is active in offering insurance products including accident, health, disability, and traditional life insurance. Osaic Wealth serves a diverse client base including retail, institutional, and high-net-worth investors, offering brokerage and advisory services across various programs such as comprehensive financial planning and Unified Managed Accounts. The firm’s investment process utilizes model-based asset allocation and portfolio optimization supported by risk assessments and rebalancing tools, operating on a large multi-advisor platform with a complex affiliate network.

Domenic Saraceno is a financial advisor with J.P. Morgan Securities in Baltimore, MD, holding Series 63 and Series 66 credentials and six years of industry experience. His prior roles include positions at Wells Fargo Bank, N.A., Wells Fargo Clearing Services, LLC, and First National Bank of Pennsylvania. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized advisory program that offers written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s process incorporates quantitative and qualitative manager due diligence and employs a non-discretionary structure with client decision-making authority.

Robert Bobango is a Chartered Financial Consultant (ChFC®) with 35 years of industry experience. He is currently with LPL Enterprise and previously spent over three decades at Prudential Insurance Company of America and Pruco Securities, LLC. Bobango also engages in non-variable insurance activities through a Prudential-sponsored agency. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Eric Walton is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes positions at Bank of America, Merrill, and Johns Hopkins Radiology. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Gary Dowling is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His previous work includes roles at Bank of America, Progressive Insurance, and Walker Trading Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

William Watson is a financial advisor at LPL Enterprise with over 31 years of industry experience. He holds Series 63 and Series 65 credentials. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and other financial services firms dating back to 2003. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers and wrap programs while facilitating insurance product sales through affiliated entities.

Akofa Allen is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Her work history includes roles at Bank of America, Merrill, Aerotek, Uber, and Govolution LLC. She is based in Hunt Valley, MD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Colin Meeks is a CFP® with 32 years of industry experience, currently serving as a financial advisor at LPL Financial since 2012. He previously worked with National Planning Corporation, VOYA Financial Advisors, and Locust Street Securities. In addition to his advisory role, he owns a home-based vending business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, leveraging both proprietary and third-party strategies across a broad platform.

Ryan Raitzyk is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 registrations and five years of industry experience. He has worked at Cambridge Investment Research Advisors and its affiliated entities since 2023 and previously was employed at Christopher J. Seling and Associates, Inc. as well as in accounting. Outside of advising, he provides tax services as a sole proprietor. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory through multiple platforms and proprietary model strategies.

John Maranto II is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His background includes multiple roles at Wesleyan University and prior work at Altmore Capital. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Meir Teichman is a financial advisor at RBC Capital Markets with two years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Teichman serves on the Board of Directors for the Baltimore Zionist District, where he assists in planning events and spreading awareness about the organization. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customized portfolio management and advisory programs, utilizing a combination of in-house and third-party investment managers and tailored strategies to meet clients’ risk profiles.

Brandon Stone is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. since 2006. Outside of his advisory role, Stone is also an insurance agent working with various carriers offering life, health, fixed annuities, disability income insurance, and long-term care products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Scott Schuebel is a financial advisor with MassMutual Investors Services in Hunt Valley, MD, holding a Series 66 designation and bringing 29 years of industry experience. He has been with MassMutual and its affiliated firms since 1994. Outside of his advisory role, he is involved in ownership and sales activities related to life, health, disability, and long-term care insurance through several affiliated entities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational programs to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements utilizing firm-approved analytical tools and offers additional services including estate and employer-sponsored planning.

Michael Morey is a financial advisor with Merrill, holding a Series 66 designation and bringing 12 years of industry experience. He has worked at Merrill since 2014 and has been employed with Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Matthew Boltz is a financial advisor at Ameriprise with 25 years of industry experience. He has been with Ameriprise since 2005 and holds a Series 66 designation. He also manages MM Boltz LLC, a business entity related to his financial planning practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Philip Lowe is a financial advisor at LPL Enterprise with Series 65 and Series 63 credentials and eight years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Bank of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s approach typically involves model-driven investment implementation using portfolios developed by in-house and third-party strategists, along with access to various financial planning and consulting services.

Christopher Olechno is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked previously at Charlemagne Institute and Proven Media Solutions. Olechno also served in the United States Army Reserve for six years. Cetera Investment Advisers LLC is a nationwide registered advisor serving a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and oversees over $256 billion in assets under management.

Li Wen Kang is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Towson office since December 2010. He has extensive experience spanning from 1992 to 2010 in investment banking and money management, having worked in New York, London, and Baltimore. His expertise includes family wealth management strategies, services for endowments, foundations, and non-profits, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. Li holds a Bachelor's degree from Harvard University and is a Personal Investment Advisor (PIA). He serves on several professional boards, including the Baltimore School for the Arts Board of Trustees—where he is Vice Chair and leads the strategic planning committee—Shriver Hall Concert Series, and the Harvard-Radcliffe Orchestra Foundation. Fluent in Chinese and English, Li lives in Baltimore with his wife and their twin boys. Outside of work, he enjoys music, traveling, spending time with his family, sports as a spectator, podcasts on sports and culture, and Friday movie nights.