Martin Krist is a financial advisor with LPL Financial in Owings Mills, MD, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, The Prudential Insurance Company of America, and Pruco Securities. Outside of his advisory work, Krist operates a tax preparation and accounting business under MK Enterprises. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and advanced operational tools.

J. Brady Grygrowski is a financial advisor with Equitable Advisors in Columbia, MD, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Ameriprise for one year. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm utilizes a range of advisory models, including third-party TAMPs and proprietary solutions, focusing on client information gathering, risk assessment, and tailored investment implementation.

Christina Foster is a financial advisor at Ameriprise with 17 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she serves as Treasurer on the Board of Directors for the Sand Cay Homeowners Association and owns CFF, LLC, a business unrelated to investment activities. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jacob Harris is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he worked at Harford Financial Group and has a background that includes time at Loyola University Maryland and Harford County Public Schools. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

Pavel Petrash is a CFP®-certified financial advisor with 11 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at T Rowe Price and PNC Bank. In addition to his advisory role, he provides financial consultation to clients at Fulton Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, and institutional organizations. The firm employs tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client goals.

Connor Effinger is a financial advisor at Morgan Stanley with six years of industry experience. He previously worked at T. Rowe Price and Elevation Corporate Health LLC. Effinger holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

Ayanna Byrd is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Her prior roles include positions at Merrill Lynch, Merrill Edge, and V-Tech Solutions. Byrd has also been involved with the University of Maryland School of Pharmacy's PATIENTS Program. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning that incorporates firm-approved tools and scenario modeling to guide outcomes.

Randolph Nittoli is a financial advisor with Edward Jones in Olney, MD, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at the U.S. Department of State for eight years and at Kritisk Consulting, Inc. for two years. He also serves as a contract instructor for Rescue One Training for Life and is a member of the Maryland Army National Guard. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Bria Lee is a financial advisor at Morgan Stanley in Lutherville, MD, holding a Series 66 designation with nine years of industry experience. Prior to joining Morgan Stanley in 2017, she worked at Merrill and Uber. Outside of her advisory role, she is a partner in a real estate business based in Baltimore. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning arrangements.

Richard Gottlieb is a financial advisor with LPL Financial in Owings Mills, MD, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior roles include positions at Grove Point Investments, H. Beck, Inc., and his own firm, Richard Gottlieb. Outside of advising, he hosts the Woodhome Insurance Podcast and has entrepreneurial involvement with High Stakes Drive, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational tools, and oversees over $819 billion in discretionary assets through a large network of advisors.

Christopher Sadowski is a financial advisor at Cambridge Investment Research Advisors with seven years of industry experience. He holds a Series 66 designation and has been with Cambridge Investment Research and its affiliates since 2012. Outside of his advisory role, he serves as president of the Arbutus Community Association and works as a softball umpire in Maryland. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple custodians and platforms.

Brian Parker II is a Series 66 licensed financial advisor with Morgan Stanley in Lutherville, MD, where he has worked since 2014, including 11 years at Morgan Stanley Private Bank, National Association. He has 12 years of industry experience. Outside of his advisory role, Parker serves on the Board of Directors and Finance Committee for Our Lady of Mt. Carmel, a private K-12 school in Baltimore. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market analysis to support client financial goals.

Ericka Kriegisch is a financial advisor with Ameriprise Financial Services in Timonium, MD, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice, combining investment research and algorithmic tools to support tax-aware withdrawal strategies and asset allocation.

Michael Belfiore is a financial advisor with Equitable Advisors holding a Series 66 designation and three years of industry experience. His prior roles include work at Cornerstone Loft & Grill, Sun Automation Group, and South River Landscapes LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of investment adviser representatives, utilizing both proprietary and third-party solutions.

Mary Tacka is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at Grove Point Advisors, H. Beck, Inc., and FS & HG. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with proprietary research, technology tools, and a broad range of service offerings.

Michael Ward is a CFP® and ChFC® with 40 years of industry experience. He currently works at Osaic Wealth and previously spent over four decades at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is an owner and agent of Stonebridge Advisors, Inc., where he offers various insurance products. Osaic Wealth serves a diverse range of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, offering strategies including discretionary Unified Managed Accounts and third-party money manager programs.

Curran Verma is a Financial Advisor with Merrill Lynch Wealth Management based in Columbia, Maryland. He holds FINRA SIE, Series 7, and Series 66 registrations and earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2025. Curran combines a background in psychology from the University of Delaware with his professional credentials to provide personalized wealth management, retirement, and investment strategies. Before his financial services career, Curran competed professionally on the ITF Futures tennis circuit and founded Premier Performance Institute, a tennis and fitness coaching business in Palm Beach County, Florida. These experiences contributed to the discipline, resilience, and strategic mindset that he applies when working with clients. His focus areas include family wealth management, legacy planning, liquidity management, retirement income, and tax minimization. Curran emphasizes building long-term client relationships and helping individuals and families make informed financial decisions tailored to their goals. He integrates his analytical skills with a client-centered approach to support ongoing portfolio management and financial planning.

Brandon Porter is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has previously worked at firms including Prostatis Group LLC, Edward Jones, and Scarborough Capital Management. Outside of his financial advisory role, he owns a business selling digital Microsoft Excel and Google Sheet templates on Etsy. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice tailored to dependable income sources and tax-aware withdrawal strategies.

Rachel Mclaughlin is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior work experience includes roles at Rose Roofing and Restoration, Food Lion, MapleBear, Inc., Garden Remedies LLC, and the Transportation Security Administration. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm’s approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, fund advisory services, and model portfolio delivery.

Christopher Maynard is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2005. Maynard is based in Columbia, MD. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment approach.