Charles Layton III is a financial advisor at Merrill with Series 63 and Series 65 credentials and 60 years of industry experience. He has been with Merrill since 1979 and has also worked at Bank of America, N.A. since 2011. He serves as a board member of Thornwell, a nonprofit providing programs to help families heal from trauma, abuse, and neglect. Merrill offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Bari Bridges is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2017. Prior to that, she worked at Merrill and Bank of America, N.A. She is based in Jacksonville, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Samantha Perez is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Merrill in 2019, she worked for VOYA Financial and VOYA Financial Advisors from 2014 to 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vincent Chan is a financial advisor with Fidelity, holding a Series 66 designation and 18 years of industry experience. He has been associated with various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registration as a commodity pool operator, advisory role to multiple funds, and use of AI-driven methodologies.

Panagiota Karalis is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and has 15 years of industry experience. She has been with Fidelity brokerage Services LLC since 2010 and joined Fidelity Investments in 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a proprietary investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies and formal advisory roles to multiple funds.

Freddie Claybrooks is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been affiliated with Merrill since 2003 and with Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Sherwin is a Series 66-credentialed financial advisor with Merrill, based in Jacksonville, FL, and has nine years of industry experience. He has been with Merrill and Bank of America since 2017. Outside his advisory role, he has held positions at the University of North Florida and Florida State College of Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Raynor is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes roles in education at the University of Kentucky and Georgia Southern University, as well as other positions outside the financial sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Patton is a financial advisor at Fidelity with Series 63 and Series 66 credentials and six years of industry experience. His previous roles include positions at 401K Generation and Fidelity Brokerage Services LLC. Outside of advising, he is a part owner of a real estate business involved in property management activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a systematic investment approach combining proprietary research and quantitative analysis.

Anthony Taylor is a Planning Consultant at Fidelity Investments, where he collaborates with clients to help them make informed decisions and develop plans to work towards their financial goals. He has been with Fidelity Investments since 2021, initially serving as a Workplace Planning Consultant before advancing to his current role in 2025. Prior to joining Fidelity, Anthony worked as a Financial Representative at Northwestern Mutual in 2021. Outside of his professional work, Anthony has interests in comedy, concerts, football, golf, and spending time with his pets.

Joseph Storey is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith since 2001. Outside of his advisory role, Storey is engaged in scuba diving activities, including completing Dive Master and Scuba Instructor training, and operates related businesses that involve underwater photography, dive instruction, and organizing dive trips. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a combination of model-based and discretionary investment strategies, integrating asset allocation approaches and offering tax-aware options for clients with higher sensitivity to taxes.

Christopher Dangelo is a financial advisor with Charles Schwab in Ponte Vedra, Florida, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Charles Schwab since 2003. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and a centralized operational structure.

Ryan Mayer is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at First Command Brokerage Services, Inc., and Davis Capital Management, as well as employment in the hospitality sector at Ted's Montana Grill and various country clubs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Caleb Cronic is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and previously served ten years in the United States Navy. Caleb is an officer and CEO of the United States Naval Academy Alumni Association in Jacksonville, FL, and serves as a trustee for Southside Baptist Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, charitable organizations, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Seth Gieselman is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked in various roles within Fidelity since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Beth Williams is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill and Merrill Lynch Life Agency since 1991. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Betros II is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 12 years of industry experience. His prior roles include positions at Pacer Advisors, Fisher Investments, Wells Fargo Funds Management, and Bank of America. He is also the CEO of Coastal Oak Wealth Advisors and JSBII Wealth Management LLC, support companies affiliated with his advisory work. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining services in municipal and public finance advisory.

Adam Klohr is a financial advisor with Thrivent Investment Management in Jacksonville, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Thrivent and its predecessor entities since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of topics such as retirement, income tax, estate, and special needs planning. The firm combines holistic, goal-based analyses with managed-account programs under a consolidated WealthPlan option while maintaining separation between planning and portfolio management services.

Leonardo Barcena is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity in 2025, he worked as an independent contractor for Uber and DoorDash. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Michael Oleszek is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with various Fidelity entities since 2010, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.