Brianna Perry is a financial advisor with Raymond James & Associates in Ponte Vedra, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. Her career has been primarily with various Raymond James entities since 2011, with a brief period of unemployment from 2020 to 2022. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by in-house research and a range of portfolio management styles.

Kerry Grall is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 26 years of experience in the financial services industry, Kerry began their career with Bank of America in 1999 and joined Merrill Lynch Wealth Management in 2009. Their background spans banking, lending, insurance, and investments, allowing them to provide comprehensive, goals-based financial advice. Kerry focuses on personal retirement planning, portfolio management services, and retirement income. They work closely with clients to develop personalized financial strategies to help pursue long-term goals. Holding a Bachelor's Degree from the University of Florida, Kerry also holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Outside of their professional role, Kerry enjoys reading, spending time with their family, and playing volleyball.

Chantrell Ingraham Wells is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 26 years of industry experience. Wells has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2000 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erik Jensen is a Series 66-registered financial advisor with Merrill in Jacksonville, FL, with nine years of industry experience. He has been with Merrill since 2014 and has also worked at Bank of America, N.A. since 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Justin Mildrum is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 credentials and 14 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Klimchak is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and eight years of industry experience. Prior to joining Merrill in 2018, he held positions in various sales and professional roles. Outside of his advisory work, he has participated as a compensated musician at a local church event. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Neal Mc Daniel is a CFP® professional with 18 years of industry experience, currently serving at Edward Jones since 2008. He is based in Fleming Island, FL. Outside of his advisory role, he is the owner of Seasons Holdings LLC, a commercial real estate business that leases property to Edward Jones Investments and Progressive Step Rehap. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Diana Bender is a financial advisor at Merrill in Jacksonville, FL, with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristen Carithers is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds the Series 66 designation and has worked at several firms, including Purshe Kaplan Sterling Investments, Merit Financial Group, LPL Financial, Fidelity Investments, Bank of America, Merrill, and Total Military Management. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Jason York is a financial advisor at Edward Jones in Jacksonville, FL, holding a Series 66 designation and with seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at The Home Depot/Interline Brands for three years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

John Worsowicz serves as the Senior Resident Director and Wealth Management Advisor at Merrill Lynch. With over 30 years of financial experience spanning both corporate and personal investing environments, he focuses on understanding client goals and developing strategies to assist in exceeding those goals and expectations. John began his career in public accounting as a CPA (non-practicing) and transitioned to private industry with CSX, where he held various financial management positions. He has also been a partner, CFO, and consultant for several successful companies in Northeast Florida. His relationship with Merrill Lynch began over 13 years ago as a client, and in 2013 he joined the Merriam Team to apply his skills in business to financial advisory services. John's areas of expertise include college education planning, corporate benefits, divorce transition planning, executive compensation, family wealth management strategies, and services for endowments, foundations, and non-profits. He holds a Bachelor's degree from Jacksonville University and a Master's degree from the University of North Florida. John maintains several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). In his personal time, John enjoys basketball, biking, football, hiking, horseback riding, music, running, and traveling.

Vaughn Stukes is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America and Amazon. Outside of finance, he works as a rideshare driver for Uber and Lyft. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Daibby Minogue is Vice President and Executive Planning Consultant at Fidelity Investments, a position held since 2021. In this role, Minogue focuses on planning for corporate executives with complex financial planning needs. Minogue has over 25 years of experience in the financial services industry. Prior to the current role, Minogue served as Vice President and Private Client Advisor at JP Morgan Securities, LLC from 2013 to 2021. Earlier positions include Account Executive at Fidelity Investments from 2004 to 2013, Financial Representative at New York Life between 2002 and 2003, and Sales Associate at American Express Financial Advisor from 2000 to 2002. Minogue is a Certified Financial Planner and holds insurance licenses in Arkansas and California.

Tara Eulenfeld is a financial advisor at MassMutual Investors Services with 19 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior work includes roles at The Glenn Planning Group and Princor Financial Services Corporation. She has been involved with The Glenn Planning Group beyond her advisory role, serving as an employee focused on group insurance products and as a director overseeing compensation audits and expense control. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers financial planning through structured, collaborative engagements using firm-approved analytical tools and offers specialized planning services including divorce, estate-settlement, and employer-sponsored planning.

Joe Williams Jr. is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Bank of America and Merrill for the past seven years. His prior experience includes positions at Raymond James Financial Services and AXA Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Meininger is a financial advisor at Edward Jones in Jacksonville, FL, holding Series 63 and Series 66 licenses with 24 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he is involved as an owner and landlord of a commercial office property in Jacksonville. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alexa Phillips is a financial advisor with Fidelity in Ponte Vedra, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Her prior roles include positions at USI Consulting Group, PNC Capital Advisors, and Cetera Investment Services. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.

Robert Brust is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Prior to joining Raymond James, he worked at Bank of America and Merrill. Brust is the founder of the Robbie & Jennifer Brust Family Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm provides non-discretionary planning and uses analytical tools to tailor recommendations to client goals, supporting implementation through its advisory programs or other providers.

Nicholas Barulic is a CFP® and ChFC® credentialed financial advisor with 18 years of industry experience. He is currently with J.P. Morgan Securities, where he has worked for nine years, and previously held positions at Zahn Associates and several BBVA entities. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services program, providing asset allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations.

Martin Topol is a financial advisor with UBS Financial Services, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Cetera, Regions Bank, and Wells Fargo, where he worked across wealth advisory and clearing services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with a range of portfolio management and financial planning services. The firm integrates institutional trading capabilities with wealth management to provide a broad set of financial solutions.